Westamerica [WABC] vs U.S. Bancorp [USB] Detailed Stock Comparison
Westamerica
NASDAQ
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U.S. Bancorp
NYSE
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TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: Westamerica wins in 11 metrics, U.S. Bancorp wins in 7 metrics, with 0 ties. Westamerica appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Westamerica | U.S. Bancorp | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 10.57 | 11.55 | Westamerica |
| Price-to-Book Ratio | 1.41 | 1.38 | U.S. Bancorp |
| Debt-to-Equity Ratio | 0.13 | 1.34 | Westamerica |
| PEG Ratio | -0.67 | 0.80 | Westamerica |
| Profit Margin (TTM) | 46.17% | 27.00% | Westamerica |
| Operating Margin (TTM) | 61.83% | 37.33% | Westamerica |
| EBITDA Margin (TTM) | 61.83% | 37.33% | Westamerica |
| Return on Equity | 14.60% | 11.67% | Westamerica |
| Return on Assets (TTM) | 2.09% | 1.01% | Westamerica |
| Free Cash Flow (TTM) | $139.83M | $11.27B | U.S. Bancorp |
| Dividend Yield | 4.57% | 4.60% | U.S. Bancorp |
| 1-Year Return | -2.57% | 6.37% | U.S. Bancorp |
| Price-to-Sales Ratio (TTM) | 4.70 | 2.94 | U.S. Bancorp |
| Enterprise Value | $735.14M | $103.17B | U.S. Bancorp |
| EV/Revenue Ratio | 2.68 | 4.04 | Westamerica |
| Revenue per Share (TTM) | $10 | $16 | U.S. Bancorp |
| Earnings per Share (Diluted) | $4.80 | $4.18 | Westamerica |
| Beta (Stock Volatility) | 0.63 | 1.03 | Westamerica |
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends
Westamerica vs U.S. Bancorp Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Westamerica | -1.44% | 4.19% | 2.34% | 4.94% | 2.69% | -1.57% |
| U.S. Bancorp | -0.25% | 5.12% | 4.59% | 11.97% | 5.85% | 0.88% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Westamerica | -2.57% | -13.15% | -17.09% | 13.64% | -2.54% | -1.42% |
| U.S. Bancorp | 6.37% | 3.85% | 29.78% | 13.36% | 122.90% | 65.85% |
Performance & Financial Health Analysis: Westamerica vs U.S. Bancorp
| Metric | WABC | USB |
|---|---|---|
| Market Information | ||
| Market Cap | $1.29B | $75.13B |
| Market Cap Category | Small cap | Large cap |
| 10 Day Avg. Volume | 159,519 | 7,851,820 |
| 90 Day Avg. Volume | 139,746 | 9,983,033 |
| Last Close | $50.01 | $48.16 |
| 52 Week Range | $42.00 - $59.97 | $35.18 - $53.98 |
| % from 52W High | -16.61% | -10.78% |
| All-Time High | $69.08 (Jan 13, 2020) | $63.57 (Jan 10, 2022) |
| % from All-Time High | -27.61% | -24.24% |
| Growth Metrics | ||
| Quarterly Revenue Growth | -0.13% | 0.03% |
| Quarterly Earnings Growth | -0.18% | 0.13% |
| Financial Health | ||
| Profit Margin (TTM) | 0.46% | 0.27% |
| Operating Margin (TTM) | 0.62% | 0.37% |
| Return on Equity (TTM) | 0.15% | 0.12% |
| Debt to Equity (MRQ) | 0.13 | 1.34 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $36.03 | $35.02 |
| Cash per Share (MRQ) | $24.60 | $39.85 |
| Operating Cash Flow (TTM) | $136.24M | $7.48B |
| Levered Free Cash Flow (TTM) | $138.64M | $5.91B |
| Dividends | ||
| Last 12-Month Dividend Yield | 4.57% | 4.60% |
| Last 12-Month Dividend | $2.24 | $1.99 |
Valuation & Enterprise Metrics Analysis: Westamerica vs U.S. Bancorp
| Metric | WABC | USB |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 10.57 | 11.55 |
| Forward P/E | 11.66 | 11.15 |
| PEG Ratio | -0.67 | 0.80 |
| Price to Sales (TTM) | 4.70 | 2.94 |
| Price to Book (MRQ) | 1.41 | 1.38 |
| Market Capitalization | ||
| Market Capitalization | $1.29B | $75.13B |
| Enterprise Value | $735.14M | $103.17B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 2.68 | 4.04 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.63 | 1.03 |
| Book Value per Share (MRQ) | $36.03 | $35.02 |
Financial Statements Comparison: Westamerica vs U.S. Bancorp
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | WABC | USB |
|---|---|---|
| Revenue/Sales | $66.42M | $6.93B |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $41.84M | $2.16B |
| Income Tax | $10.80M | $443.00M |
| Net Income (Profit) | $31.04M | $1.72B |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | WABC | USB |
|---|---|---|
| Cash & Equivalents | $727.34M | $50.01B |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $19.99M | $59.86B |
| Total Shareholders Equity | $923.14M | $60.56B |
| Retained Earnings | $589.06M | $77.69B |
| Property, Plant & Equipment | $45.71M | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | WABC | USB |
|---|---|---|
| Operating Cash Flow | $32.06M | $-750.00M |
| Capital Expenditures | $-199,000 | N/A |
| Free Cash Flow | $42.20M | $-285.00M |
| Debt Repayment | N/A | $-2.10B |
| Common Stock Repurchase | $-18.23M | $-160.00M |
Short Interest & Institutional Ownership Analysis
| Metric | WABC | USB |
|---|---|---|
| Shares Short | 337,922 | 21.33M |
| Short Ratio | 2.87 | 1.70 |
| Short % of Float | 0.02% | 0.01% |
| Average Daily Volume (10 Day) | 159,519 | 7,851,820 |
| Average Daily Volume (90 Day) | 139,746 | 9,983,033 |
| Shares Outstanding | 26.71M | 1.56B |
| Float Shares | 24.20M | 1.55B |
| % Held by Insiders | 0.05% | 0.00% |
| % Held by Institutions | 0.80% | 0.82% |
Dividend Analysis & Yield Comparison: Westamerica vs U.S. Bancorp
| Metric | WABC | USB |
|---|---|---|
| Last 12-Month Dividend | $2.24 | $1.99 |
| Last 12-Month Dividend Yield | 4.57% | 4.60% |
| 3-Year Avg Annual Dividend | $1.89 | $1.78 |
| 3-Year Avg Dividend Yield | 0.87% | 1.19% |
| 3-Year Total Dividends | $5.68 | $5.35 |
| Ex-Dividend Date | Aug 04, 2025 | Mar 31, 2025 |