WaFd [WAFD] vs U.S. Bancorp [USB] Detailed Stock Comparison
WaFd
NASDAQ
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U.S. Bancorp
NYSE
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TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: WaFd wins in 8 metrics, U.S. Bancorp wins in 10 metrics, with 0 ties. U.S. Bancorp appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | WaFd | U.S. Bancorp | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 11.40 | 11.50 | WaFd |
| Price-to-Book Ratio | 0.87 | 1.37 | WaFd |
| Debt-to-Equity Ratio | 0.69 | 1.34 | WaFd |
| PEG Ratio | -4.27 | 0.80 | WaFd |
| Profit Margin (TTM) | 31.43% | 27.00% | WaFd |
| Operating Margin (TTM) | 46.18% | 37.33% | WaFd |
| EBITDA Margin (TTM) | 46.18% | 37.33% | WaFd |
| Return on Equity | 7.59% | 11.67% | U.S. Bancorp |
| Return on Assets (TTM) | 0.82% | 1.01% | U.S. Bancorp |
| Free Cash Flow (TTM) | $414.55M | $11.27B | U.S. Bancorp |
| Dividend Yield | 4.28% | 4.60% | U.S. Bancorp |
| 1-Year Return | -16.38% | 3.16% | U.S. Bancorp |
| Price-to-Sales Ratio (TTM) | 3.27 | 2.93 | U.S. Bancorp |
| Enterprise Value | $3.75B | $102.84B | U.S. Bancorp |
| EV/Revenue Ratio | 5.20 | 4.02 | U.S. Bancorp |
| Revenue per Share (TTM) | $9 | $16 | U.S. Bancorp |
| Earnings per Share (Diluted) | $2.63 | $4.18 | U.S. Bancorp |
| Beta (Stock Volatility) | 0.87 | 1.08 | WaFd |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
WaFd vs U.S. Bancorp Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| WaFd | -0.20% | -1.87% | -4.90% | -2.70% | 19.12% | -6.41% |
| U.S. Bancorp | -0.73% | -2.59% | -1.91% | -0.13% | 29.67% | -0.29% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| WaFd | -16.38% | -14.59% | 32.99% | 27.93% | 97.56% | 35.89% |
| U.S. Bancorp | 3.16% | 11.60% | 21.92% | 17.05% | 111.71% | 70.67% |
News Based Sentiment: WaFd vs U.S. Bancorp
WaFd
News based Sentiment: MIXED
October brought a mix of positive and negative developments for WaFd. The regulatory wins and consistent dividend are encouraging, but slower growth and insider selling create some caution. The upcoming earnings report will be key to resolving this mixed picture.
U.S. Bancorp
News based Sentiment: MIXED
October saw U.S. Bancorp maintaining a generally positive outlook with a dividend increase and a 'Buy' rating from Wells Fargo. However, this was tempered by institutional selling and insider transactions, creating a mixed investment narrative. The upcoming earnings release will be key to resolving this ambiguity.
Performance & Financial Health Analysis: WaFd vs U.S. Bancorp
| Metric | WAFD | USB |
|---|---|---|
| Market Information | ||
| Market Cap | $2.36B | $77.24B |
| Market Cap Category | Mid cap | Large cap |
| 10 Day Avg. Volume | 387,260 | 8,651,060 |
| 90 Day Avg. Volume | 442,930 | 9,873,513 |
| Last Close | $29.91 | $47.72 |
| 52 Week Range | $23.75 - $38.62 | $35.18 - $53.98 |
| % from 52W High | -22.55% | -11.60% |
| All-Time High | $39.17 (Nov 07, 2022) | $63.57 (Jan 10, 2022) |
| % from All-Time High | -23.64% | -24.93% |
| Growth Metrics | ||
| Quarterly Revenue Growth | -0.05% | 0.03% |
| Quarterly Earnings Growth | -0.04% | 0.13% |
| Financial Health | ||
| Profit Margin (TTM) | 0.31% | 0.27% |
| Operating Margin (TTM) | 0.46% | 0.37% |
| Return on Equity (TTM) | 0.08% | 0.12% |
| Debt to Equity (MRQ) | 0.69 | 1.34 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $34.30 | $35.02 |
| Cash per Share (MRQ) | $12.36 | $39.85 |
| Operating Cash Flow (TTM) | $276.19M | $7.48B |
| Levered Free Cash Flow (TTM) | $185.42M | $5.91B |
| Dividends | ||
| Last 12-Month Dividend Yield | 4.28% | 4.60% |
| Last 12-Month Dividend | $1.33 | $1.99 |
Valuation & Enterprise Metrics Analysis: WaFd vs U.S. Bancorp
| Metric | WAFD | USB |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 11.40 | 11.50 |
| Forward P/E | 8.74 | 11.10 |
| PEG Ratio | -4.27 | 0.80 |
| Price to Sales (TTM) | 3.27 | 2.93 |
| Price to Book (MRQ) | 0.87 | 1.37 |
| Market Capitalization | ||
| Market Capitalization | $2.36B | $77.24B |
| Enterprise Value | $3.75B | $102.84B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 5.20 | 4.02 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.87 | 1.08 |
| Book Value per Share (MRQ) | $34.30 | $35.02 |
Financial Statements Comparison: WaFd vs U.S. Bancorp
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | WAFD | USB |
|---|---|---|
| Revenue/Sales | $179.59M | $6.93B |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $72.01M | $2.16B |
| Income Tax | $15.76M | $443.00M |
| Net Income (Profit) | $56.25M | $1.72B |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | WAFD | USB |
|---|---|---|
| Cash & Equivalents | $1.23B | $50.01B |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $2.81B | $59.86B |
| Total Shareholders Equity | $3.03B | $60.56B |
| Retained Earnings | $2.03B | $77.69B |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | WAFD | USB |
|---|---|---|
| Operating Cash Flow | $40.60M | $-750.00M |
| Capital Expenditures | $-5.55M | N/A |
| Free Cash Flow | $66.58M | $-285.00M |
| Debt Repayment | $-3.30B | $-2.10B |
| Common Stock Repurchase | $-21.34M | $-160.00M |
Short Interest & Institutional Ownership Analysis
| Metric | WAFD | USB |
|---|---|---|
| Shares Short | 2.06M | 22.01M |
| Short Ratio | 6.07 | 2.51 |
| Short % of Float | 0.04% | 0.01% |
| Average Daily Volume (10 Day) | 387,260 | 8,651,060 |
| Average Daily Volume (90 Day) | 442,930 | 9,873,513 |
| Shares Outstanding | 81.22M | 1.56B |
| Float Shares | 77.93M | 1.55B |
| % Held by Insiders | 0.02% | 0.00% |
| % Held by Institutions | 0.82% | 0.82% |
Dividend Analysis & Yield Comparison: WaFd vs U.S. Bancorp
| Metric | WAFD | USB |
|---|---|---|
| Last 12-Month Dividend | $1.33 | $1.99 |
| Last 12-Month Dividend Yield | 4.28% | 4.60% |
| 3-Year Avg Annual Dividend | $1.11 | $1.78 |
| 3-Year Avg Dividend Yield | 0.84% | 1.19% |
| 3-Year Total Dividends | $3.33 | $5.35 |
| Ex-Dividend Date | Aug 22, 2025 | Mar 31, 2025 |