World Acceptance [WRLD] vs American Express [AXP] Detailed Stock Comparison
World Acceptance
NASDAQ
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American Express
NYSE
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TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: World Acceptance wins in 10 metrics, American Express wins in 7 metrics, with 0 ties. World Acceptance appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | World Acceptance | American Express | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 11.18 | 22.83 | World Acceptance |
| Price-to-Book Ratio | 2.01 | 7.01 | World Acceptance |
| Debt-to-Equity Ratio | 128.28 | 187.93 | World Acceptance |
| PEG Ratio | -0.13 | -11.87 | American Express |
| EV/EBITDA | 9.13 | N/A | N/A |
| Profit Margin (TTM) | 14.29% | 15.99% | American Express |
| Operating Margin (TTM) | 8.74% | 21.00% | American Express |
| EBITDA Margin (TTM) | 8.74% | 21.00% | American Express |
| Return on Equity | 19.08% | 32.81% | American Express |
| Return on Assets (TTM) | 8.66% | 3.57% | World Acceptance |
| Free Cash Flow (TTM) | $250.48M | $12.14B | American Express |
| Dividend Yield | N/A | 0.99% | N/A |
| 1-Year Return | 41.86% | 27.02% | World Acceptance |
| Price-to-Sales Ratio (TTM) | 1.58 | 3.57 | World Acceptance |
| Enterprise Value | $1.40B | $229.34B | American Express |
| EV/Revenue Ratio | 2.47 | 3.62 | World Acceptance |
| Revenue per Share (TTM) | $106 | $90 | World Acceptance |
| Earnings per Share (Diluted) | $14.77 | $14.25 | World Acceptance |
| Beta (Stock Volatility) | 1.28 | 1.29 | World Acceptance |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
World Acceptance vs American Express Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| World Acceptance | 4.35% | 3.32% | 5.95% | 9.83% | 43.84% | 55.92% |
| American Express | 1.69% | 3.75% | 11.28% | 15.27% | 30.05% | 14.49% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| World Acceptance | 41.86% | 82.01% | 83.94% | 538.46% | 294.79% | 587.86% |
| American Express | 27.02% | 143.60% | 254.94% | 354.95% | 692.19% | 586.08% |
News Based Sentiment: World Acceptance vs American Express
World Acceptance
News based Sentiment: NEGATIVE
September brought a mixed bag for World Acceptance, with a revenue beat overshadowed by declining net income and substantial insider selling. While institutional investors continue to hold positions, the overall narrative suggests increased risk and cautious investor sentiment, making this a significant month for the company's investment story.
American Express
News based Sentiment: MIXED
September was a mixed bag for American Express, with positive developments like expanding merchant acceptance and a stock surge offset by insider selling and a potentially risky Platinum Card refresh. While the company continues to demonstrate strong growth and strategic positioning, these countervailing forces create a nuanced investment picture.
Performance & Financial Health Analysis: World Acceptance vs American Express
| Metric | WRLD | AXP |
|---|---|---|
| Market Information | ||
| Market Cap | $899.59M | $226.38B |
| Market Cap Category | Small cap | Mega cap |
| 10 Day Avg. Volume | 29,620 | 2,609,550 |
| 90 Day Avg. Volume | 38,780 | 2,406,207 |
| Last Close | $175.13 | $341.67 |
| 52 Week Range | $104.99 - $177.25 | $220.43 - $342.47 |
| % from 52W High | -1.20% | -0.23% |
| All-Time High | $265.75 (Dec 20, 2021) | $342.48 (Sep 18, 2025) |
| % from All-Time High | -34.10% | -0.24% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.02% | 0.09% |
| Quarterly Earnings Growth | -0.87% | -0.04% |
| Financial Health | ||
| Profit Margin (TTM) | 0.14% | 0.16% |
| Operating Margin (TTM) | 0.09% | 0.21% |
| Return on Equity (TTM) | 0.19% | 0.33% |
| Debt to Equity (MRQ) | 128.28 | 187.93 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $82.33 | $46.42 |
| Cash per Share (MRQ) | $1.56 | $83.01 |
| Operating Cash Flow (TTM) | $263.91M | $13.09B |
| Levered Free Cash Flow (TTM) | $68.93M | $10.00B |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 0.99% |
| Last 12-Month Dividend | N/A | $2.92 |
Valuation & Enterprise Metrics Analysis: World Acceptance vs American Express
| Metric | WRLD | AXP |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 11.18 | 22.83 |
| Forward P/E | 13.50 | 21.52 |
| PEG Ratio | -0.13 | -11.87 |
| Price to Sales (TTM) | 1.58 | 3.57 |
| Price to Book (MRQ) | 2.01 | 7.01 |
| Market Capitalization | ||
| Market Capitalization | $899.59M | $226.38B |
| Enterprise Value | $1.40B | $229.34B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 2.47 | 3.62 |
| Enterprise to EBITDA | 9.13 | N/A |
| Risk & Other Metrics | ||
| Beta | 1.28 | 1.29 |
| Book Value per Share (MRQ) | $82.33 | $46.42 |
Financial Statements Comparison: World Acceptance vs American Express
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | WRLD | AXP |
|---|---|---|
| Revenue/Sales | $122.82M | $17.86B |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $1.95M | $3.55B |
| Income Tax | $601,749 | $665.00M |
| Net Income (Profit) | $1.34M | $2.89B |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | WRLD | AXP |
|---|---|---|
| Cash & Equivalents | $9.73M | $52.41B |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $525.56M | $51.24B |
| Total Shareholders Equity | $439.48M | $31.20B |
| Retained Earnings | $173.05M | $23.39B |
| Property, Plant & Equipment | $76.23M | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | WRLD | AXP |
|---|---|---|
| Operating Cash Flow | $46.14M | $3.61B |
| Capital Expenditures | $-758,156 | $-430.00M |
| Free Cash Flow | $90.09M | $4.33B |
| Debt Repayment | $-232.55M | $-3.53B |
| Common Stock Repurchase | $-32.00M | $-1.21B |
Short Interest & Institutional Ownership Analysis
| Metric | WRLD | AXP |
|---|---|---|
| Shares Short | 251,759 | 10.58M |
| Short Ratio | 5.58 | 4.48 |
| Short % of Float | 0.25% | 0.02% |
| Average Daily Volume (10 Day) | 29,620 | 2,609,550 |
| Average Daily Volume (90 Day) | 38,780 | 2,406,207 |
| Shares Outstanding | 5.37M | 702.00M |
| Float Shares | 2.69M | 542.70M |
| % Held by Insiders | 0.18% | 0.22% |
| % Held by Institutions | 0.77% | 0.65% |
Dividend Analysis & Yield Comparison: World Acceptance vs American Express
| Metric | WRLD | AXP |
|---|---|---|
| Last 12-Month Dividend | N/A | $2.92 |
| Last 12-Month Dividend Yield | N/A | 0.99% |
| 3-Year Avg Annual Dividend | N/A | $2.33 |
| 3-Year Avg Dividend Yield | N/A | 0.32% |
| 3-Year Total Dividends | N/A | $6.98 |
| Ex-Dividend Date | N/A | Apr 04, 2025 |