Wintrust Financial [WTFC] vs SouthState [SSB] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: Wintrust Financial wins in 11 metrics, SouthState wins in 7 metrics, with 0 ties. Wintrust Financial appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricWintrust FinancialSouthStateBetter
P/E Ratio (TTM)11.6213.70Wintrust Financial
Price-to-Book Ratio1.291.06SouthState
Debt-to-Equity Ratio0.600.32SouthState
PEG Ratio12.0312.07Wintrust Financial
Profit Margin (TTM)29.83%28.66%Wintrust Financial
Operating Margin (TTM)43.78%52.40%SouthState
EBITDA Margin (TTM)43.78%52.40%SouthState
Return on Equity11.60%8.19%Wintrust Financial
Return on Assets (TTM)1.15%1.06%Wintrust Financial
Free Cash Flow (TTM)$635.53M$476.15MWintrust Financial
Dividend Yield1.82%1.88%SouthState
1-Year Return26.25%4.67%Wintrust Financial
Price-to-Sales Ratio (TTM)3.314.52Wintrust Financial
Enterprise Value$8.12B$8.64BSouthState
EV/Revenue Ratio3.274.19Wintrust Financial
Revenue per Share (TTM)$37$23Wintrust Financial
Earnings per Share (Diluted)$10.57$6.73Wintrust Financial
Beta (Stock Volatility)0.840.78SouthState
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends

Wintrust Financial vs SouthState Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Wintrust Financial0.85%-0.15%-6.78%5.82%-4.05%-0.14%
SouthState0.48%-0.58%-4.62%2.81%-12.12%-4.93%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Wintrust Financial26.25%38.90%167.13%129.42%334.83%145.18%
SouthState4.67%8.14%52.05%18.99%208.84%191.93%

Performance & Financial Health Analysis: Wintrust Financial vs SouthState

MetricWTFCSSB
Market Information
Market Cap i$8.22B$9.33B
Market Cap CategoryMid capMid cap
10 Day Avg. Volume i415,300933,190
90 Day Avg. Volume i463,9631,475,950
Last Close$123.84$92.22
52 Week Range$89.10 - $142.04$77.74 - $114.27
% from 52W High-12.81%-19.30%
All-Time High$142.04 (Nov 25, 2024)$114.27 (Nov 25, 2024)
% from All-Time High-12.81%-19.30%
Growth Metrics
Quarterly Revenue Growth0.18%0.56%
Quarterly Earnings Growth0.28%0.63%
Financial Health
Profit Margin (TTM) i0.30%0.29%
Operating Margin (TTM) i0.44%0.52%
Return on Equity (TTM) i0.12%0.08%
Debt to Equity (MRQ) i0.600.32
Cash & Liquidity
Book Value per Share (MRQ)$95.44$86.71
Cash per Share (MRQ)$78.66$34.89
Operating Cash Flow (TTM) i$651.86M$53.83M
Levered Free Cash Flow (TTM) i$667.08M$534.78M
Dividends
Last 12-Month Dividend Yield i1.82%1.88%
Last 12-Month Dividend i$2.40$1.62

Valuation & Enterprise Metrics Analysis: Wintrust Financial vs SouthState

MetricWTFCSSB
Price Ratios
P/E Ratio (TTM) i11.6213.70
Forward P/E i12.0312.07
PEG Ratio i12.0312.07
Price to Sales (TTM) i3.314.52
Price to Book (MRQ) i1.291.06
Market Capitalization
Market Capitalization i$8.22B$9.33B
Enterprise Value i$8.12B$8.64B
Enterprise Value Metrics
Enterprise to Revenue i3.274.19
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.840.78
Book Value per Share (MRQ) i$95.44$86.71

Financial Statements Comparison: Wintrust Financial vs SouthState

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)WTFCSSB
Revenue/Sales i$643.12M$630.64M
Cost of Goods Sold iN/AN/A
Gross Profit iN/AN/A
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
EBITDA iN/AN/A
Pre-Tax Income i$253.06M$121.25M
Income Tax i$64.02M$32.17M
Net Income (Profit) i$189.04M$89.08M

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)WTFCSSB
Cash & Equivalents i$4.85B$688.15M
Total Current Assets iN/AN/A
Total Current Liabilities iN/AN/A
Long-Term Debt i$4.23B$752.80M
Total Shareholders Equity i$6.60B$8.62B
Retained Earnings i$4.05B$2.08B
Property, Plant & Equipment i$1.06BN/A

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)WTFCSSB
Operating Cash Flow i$57.16M$-109.42M
Capital Expenditures i$7.30M$-11.85M
Free Cash Flow i$119.75M$-139.08M
Debt Repayment i$-4.80M$-700.00M
Common Stock Repurchase i$-3.00M$-11.18M

Short Interest & Institutional Ownership Analysis

MetricWTFCSSB
Shares Short i1.85M3.54M
Short Ratio i4.392.10
Short % of Float i0.03%0.04%
Average Daily Volume (10 Day) i415,300933,190
Average Daily Volume (90 Day) i463,9631,475,950
Shares Outstanding i66.50M76.32M
Float Shares i65.97M99.82M
% Held by Insiders i0.01%0.01%
% Held by Institutions i0.98%0.89%

Dividend Analysis & Yield Comparison: Wintrust Financial vs SouthState

MetricWTFCSSB
Last 12-Month Dividend i$2.40$1.62
Last 12-Month Dividend Yield i1.82%1.88%
3-Year Avg Annual Dividend i$1.86$1.90
3-Year Avg Dividend Yield i0.44%0.63%
3-Year Total Dividends i$5.58$5.70
Ex-Dividend DateAug 07, 2025Feb 07, 2025