Wintrust Financial [WTFC] vs Western Alliance [WAL] Detailed Stock Comparison
Wintrust Financial
NASDAQ
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Western Alliance
NYSE
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TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: Wintrust Financial wins in 12 metrics, Western Alliance wins in 6 metrics, with 0 ties. Wintrust Financial appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Wintrust Financial | Western Alliance | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 12.45 | 11.30 | Western Alliance |
| Price-to-Book Ratio | 1.38 | 1.37 | Western Alliance |
| Debt-to-Equity Ratio | 0.62 | 0.93 | Wintrust Financial |
| PEG Ratio | 0.62 | 0.59 | Western Alliance |
| Profit Margin (TTM) | 29.83% | 27.12% | Wintrust Financial |
| Operating Margin (TTM) | 43.78% | 40.78% | Wintrust Financial |
| EBITDA Margin (TTM) | 43.78% | 40.78% | Wintrust Financial |
| Return on Equity | 11.60% | 12.42% | Western Alliance |
| Return on Assets (TTM) | 1.15% | 1.02% | Wintrust Financial |
| Free Cash Flow (TTM) | $635.53M | $-2.83B | Wintrust Financial |
| Dividend Yield | 1.82% | 1.56% | Wintrust Financial |
| 1-Year Return | 18.40% | -10.33% | Wintrust Financial |
| Price-to-Sales Ratio (TTM) | 3.55 | 3.09 | Western Alliance |
| Enterprise Value | $8.65B | $13.67B | Western Alliance |
| EV/Revenue Ratio | 3.49 | 4.38 | Wintrust Financial |
| Revenue per Share (TTM) | $37 | $29 | Wintrust Financial |
| Earnings per Share (Diluted) | $10.57 | $7.61 | Wintrust Financial |
| Beta (Stock Volatility) | 0.83 | 1.34 | Wintrust Financial |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
Wintrust Financial vs Western Alliance Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Wintrust Financial | -4.50% | 0.44% | -4.71% | -0.90% | 26.21% | 5.98% |
| Western Alliance | -5.78% | -6.96% | -9.99% | -6.03% | 16.03% | -4.07% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Wintrust Financial | 18.40% | 48.10% | 177.55% | 169.80% | 318.80% | 164.16% |
| Western Alliance | -10.33% | 24.66% | 112.02% | 131.33% | 1,154.42% | 216.22% |
News Based Sentiment: Wintrust Financial vs Western Alliance
Wintrust Financial
News based Sentiment: MIXED
October was a month of contrasts for Wintrust Financial, marked by a strong Q2 earnings beat and positive analyst revisions, offset by a 'Sell' rating and insider selling. The company is showing financial strength but faces some investor caution, creating a mixed investment picture.
Western Alliance
News based Sentiment: MIXED
October was a month of conflicting signals for Western Alliance, with positive analyst upgrades offset by concerns about bankruptcy exposure and a downgrade from Wells Fargo. The upcoming Q3 earnings release is a crucial catalyst that will likely determine the stock's near-term direction, making this a significant month for investors.
Performance & Financial Health Analysis: Wintrust Financial vs Western Alliance
| Metric | WTFC | WAL |
|---|---|---|
| Market Information | ||
| Market Cap | $8.82B | $9.24B |
| Market Cap Category | Mid cap | Mid cap |
| 10 Day Avg. Volume | 417,277 | 840,270 |
| 90 Day Avg. Volume | 418,666 | 1,061,820 |
| Last Close | $125.51 | $74.93 |
| 52 Week Range | $89.10 - $142.04 | $57.05 - $98.10 |
| % from 52W High | -11.64% | -23.62% |
| All-Time High | $142.04 (Nov 25, 2024) | $124.93 (Jan 10, 2022) |
| % from All-Time High | -11.64% | -40.02% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.18% | 0.10% |
| Quarterly Earnings Growth | 0.28% | 0.19% |
| Financial Health | ||
| Profit Margin (TTM) | 0.30% | 0.27% |
| Operating Margin (TTM) | 0.44% | 0.41% |
| Return on Equity (TTM) | 0.12% | 0.12% |
| Debt to Equity (MRQ) | 0.62 | 0.93 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $95.44 | $62.57 |
| Cash per Share (MRQ) | $81.94 | $29.45 |
| Operating Cash Flow (TTM) | $878.10M | $-3,701,400,064 |
| Levered Free Cash Flow (TTM) | $667.08M | $774.90M |
| Dividends | ||
| Last 12-Month Dividend Yield | 1.82% | 1.56% |
| Last 12-Month Dividend | $2.40 | $1.13 |
Valuation & Enterprise Metrics Analysis: Wintrust Financial vs Western Alliance
| Metric | WTFC | WAL |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 12.45 | 11.30 |
| Forward P/E | 12.89 | 9.57 |
| PEG Ratio | 0.62 | 0.59 |
| Price to Sales (TTM) | 3.55 | 3.09 |
| Price to Book (MRQ) | 1.38 | 1.37 |
| Market Capitalization | ||
| Market Capitalization | $8.82B | $9.24B |
| Enterprise Value | $8.65B | $13.67B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 3.49 | 4.38 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.83 | 1.34 |
| Book Value per Share (MRQ) | $95.44 | $62.57 |
Financial Statements Comparison: Wintrust Financial vs Western Alliance
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | WTFC | WAL |
|---|---|---|
| Revenue/Sales | $643.12M | $825.80M |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $253.06M | $291.30M |
| Income Tax | $64.02M | $53.50M |
| Net Income (Profit) | $189.04M | $237.80M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | WTFC | WAL |
|---|---|---|
| Cash & Equivalents | $4.85B | $3.28B |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $4.23B | $2.67B |
| Total Shareholders Equity | $6.60B | $7.22B |
| Retained Earnings | $4.05B | $4.98B |
| Property, Plant & Equipment | $1.06B | $486.00M |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | WTFC | WAL |
|---|---|---|
| Operating Cash Flow | $57.16M | $-1.64B |
| Capital Expenditures | $7.30M | $-16.60M |
| Free Cash Flow | $119.75M | $-1.67B |
| Debt Repayment | $-4.80M | $-2.01B |
| Common Stock Repurchase | $-3.00M | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | WTFC | WAL |
|---|---|---|
| Shares Short | 1.36M | 5.20M |
| Short Ratio | 3.50 | 5.12 |
| Short % of Float | 0.02% | 0.05% |
| Average Daily Volume (10 Day) | 417,277 | 840,270 |
| Average Daily Volume (90 Day) | 418,666 | 1,061,820 |
| Shares Outstanding | 66.50M | 110.05M |
| Float Shares | 65.98M | 103.16M |
| % Held by Insiders | 0.01% | 0.03% |
| % Held by Institutions | 1.00% | 0.91% |
Dividend Analysis & Yield Comparison: Wintrust Financial vs Western Alliance
| Metric | WTFC | WAL |
|---|---|---|
| Last 12-Month Dividend | $2.40 | $1.13 |
| Last 12-Month Dividend Yield | 1.82% | 1.56% |
| 3-Year Avg Annual Dividend | $1.86 | $1.35 |
| 3-Year Avg Dividend Yield | 0.44% | 0.61% |
| 3-Year Total Dividends | $5.58 | $4.04 |
| Ex-Dividend Date | Aug 07, 2025 | Feb 14, 2025 |