Zions [ZION] vs Nu Holdings [NU] Detailed Stock Comparison
Zions
NASDAQ
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Nu Holdings
NYSE
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TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: Zions wins in 9 metrics, Nu Holdings wins in 8 metrics, with 0 ties. Zions appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Zions | Nu Holdings | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 10.39 | 32.57 | Zions |
| Price-to-Book Ratio | 1.29 | 7.73 | Zions |
| Debt-to-Equity Ratio | 1.15 | 0.36 | Nu Holdings |
| PEG Ratio | 0.38 | 1.10 | Zions |
| Profit Margin (TTM) | 26.59% | 39.32% | Nu Holdings |
| Operating Margin (TTM) | 39.57% | 54.14% | Nu Holdings |
| EBITDA Margin (TTM) | 39.57% | 54.14% | Nu Holdings |
| Return on Equity | 13.38% | 27.88% | Nu Holdings |
| Return on Assets (TTM) | 0.96% | 4.28% | Nu Holdings |
| Free Cash Flow (TTM) | $1.05B | $2.22B | Nu Holdings |
| Dividend Yield | 4.10% | N/A | N/A |
| 1-Year Return | 13.81% | 12.18% | Zions |
| Price-to-Sales Ratio (TTM) | 2.65 | 12.65 | Zions |
| Enterprise Value | $11.77B | $63.35B | Nu Holdings |
| EV/Revenue Ratio | 3.71 | 10.83 | Zions |
| Revenue per Share (TTM) | $22 | $1 | Zions |
| Earnings per Share (Diluted) | $5.48 | $0.47 | Zions |
| Beta (Stock Volatility) | 0.91 | 1.09 | Zions |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
Zions vs Nu Holdings Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Zions | -0.18% | -0.23% | -0.26% | 3.10% | 33.34% | 5.18% |
| Nu Holdings | -1.63% | -3.57% | 1.05% | 15.12% | 58.23% | 44.68% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Zions | 13.81% | 13.42% | 82.63% | 102.02% | 174.47% | -17.58% |
| Nu Holdings | 12.18% | 273.30% | 29.79% | 29.79% | 29.79% | 29.79% |
News Based Sentiment: Zions vs Nu Holdings
Zions
News based Sentiment: MIXED
October brought a mix of positive and negative developments for Zions Bancorp, including analyst upgrades and a dividend increase alongside a downgrade and bearish technical signals. This creates a complex investment picture, making it a significant month for investors to assess the company's trajectory.
Nu Holdings
News based Sentiment: POSITIVE
Nu Holdings is demonstrating strong financial performance and ambitious growth plans, including expansion into the U.S. market. While there's some market volatility and valuation concerns, positive analyst ratings and strong financial health metrics suggest a generally positive outlook for the company.
Performance & Financial Health Analysis: Zions vs Nu Holdings
| Metric | ZION | NU |
|---|---|---|
| Market Information | ||
| Market Cap | $8.56B | $77.68B |
| Market Cap Category | Mid cap | Large cap |
| 10 Day Avg. Volume | 1,426,920 | 47,687,610 |
| 90 Day Avg. Volume | 1,462,377 | 47,656,550 |
| Last Close | $56.77 | $15.13 |
| 52 Week Range | $39.32 - $63.22 | $9.01 - $16.42 |
| % from 52W High | -10.20% | -7.88% |
| All-Time High | $88.56 (Feb 19, 2007) | $16.42 (Sep 23, 2025) |
| % from All-Time High | -35.90% | -7.86% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.09% | 0.14% |
| Quarterly Earnings Growth | 0.21% | 0.31% |
| Financial Health | ||
| Profit Margin (TTM) | 0.27% | 0.39% |
| Operating Margin (TTM) | 0.40% | 0.54% |
| Return on Equity (TTM) | 0.13% | 0.28% |
| Debt to Equity (MRQ) | 1.15 | 0.36 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $44.24 | $1.98 |
| Cash per Share (MRQ) | $28.84 | $2.92 |
| Operating Cash Flow (TTM) | $753.00M | $-7,625,014,784 |
| Levered Free Cash Flow (TTM) | $729.00M | $1.97B |
| Dividends | ||
| Last 12-Month Dividend Yield | 4.10% | N/A |
| Last 12-Month Dividend | $2.15 | N/A |
Valuation & Enterprise Metrics Analysis: Zions vs Nu Holdings
| Metric | ZION | NU |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 10.39 | 32.57 |
| Forward P/E | 11.64 | 24.69 |
| PEG Ratio | 0.38 | 1.10 |
| Price to Sales (TTM) | 2.65 | 12.65 |
| Price to Book (MRQ) | 1.29 | 7.73 |
| Market Capitalization | ||
| Market Capitalization | $8.56B | $77.68B |
| Enterprise Value | $11.77B | $63.35B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 3.71 | 10.83 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.91 | 1.09 |
| Book Value per Share (MRQ) | $44.24 | $1.98 |
Financial Statements Comparison: Zions vs Nu Holdings
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | ZION | NU |
|---|---|---|
| Revenue/Sales | $795.00M | $2.25B |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $239.00M | $795.07M |
| Income Tax | $69.00M | $237.87M |
| Net Income (Profit) | $170.00M | $557.21M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | ZION | NU |
|---|---|---|
| Cash & Equivalents | $2.81B | $14.93B |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $964.00M | $26.70M |
| Total Shareholders Equity | $6.33B | $8.61B |
| Retained Earnings | $6.81B | $4.03B |
| Property, Plant & Equipment | N/A | $46.08M |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | ZION | NU |
|---|---|---|
| Operating Cash Flow | $167.00M | $3.21B |
| Capital Expenditures | $-27.00M | $-2.40M |
| Free Cash Flow | $152.00M | $1.00B |
| Debt Repayment | N/A | $-356.77M |
| Common Stock Repurchase | $-41.00M | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | ZION | NU |
|---|---|---|
| Shares Short | 6.68M | 115.89M |
| Short Ratio | 5.03 | 2.03 |
| Short % of Float | 0.05% | 0.03% |
| Average Daily Volume (10 Day) | 1,426,920 | 47,687,610 |
| Average Daily Volume (90 Day) | 1,462,377 | 47,656,550 |
| Shares Outstanding | 147.87M | 4.82B |
| Float Shares | 144.52M | 3.61B |
| % Held by Insiders | 0.02% | 0.05% |
| % Held by Institutions | 0.79% | 0.80% |
Dividend Analysis & Yield Comparison: Zions vs Nu Holdings
| Metric | ZION | NU |
|---|---|---|
| Last 12-Month Dividend | $2.15 | N/A |
| Last 12-Month Dividend Yield | 4.10% | N/A |
| 3-Year Avg Annual Dividend | $1.81 | N/A |
| 3-Year Avg Dividend Yield | 0.94% | N/A |
| 3-Year Total Dividends | $5.43 | N/A |
| Ex-Dividend Date | Aug 14, 2025 | N/A |