Zions [ZION] vs U.S. Bancorp [USB] Detailed Stock Comparison
Zions
NASDAQ
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U.S. Bancorp
NYSE
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TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: Zions wins in 13 metrics, U.S. Bancorp wins in 5 metrics, with 0 ties. Zions appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Zions | U.S. Bancorp | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 10.39 | 11.50 | Zions |
| Price-to-Book Ratio | 1.29 | 1.37 | Zions |
| Debt-to-Equity Ratio | 1.15 | 1.34 | Zions |
| PEG Ratio | 0.38 | 0.80 | Zions |
| Profit Margin (TTM) | 26.59% | 27.00% | U.S. Bancorp |
| Operating Margin (TTM) | 39.57% | 37.33% | Zions |
| EBITDA Margin (TTM) | 39.57% | 37.33% | Zions |
| Return on Equity | 13.38% | 11.67% | Zions |
| Return on Assets (TTM) | 0.96% | 1.01% | U.S. Bancorp |
| Free Cash Flow (TTM) | $1.05B | $11.27B | U.S. Bancorp |
| Dividend Yield | 4.10% | 4.60% | U.S. Bancorp |
| 1-Year Return | 13.81% | 3.16% | Zions |
| Price-to-Sales Ratio (TTM) | 2.65 | 2.93 | Zions |
| Enterprise Value | $11.77B | $102.84B | U.S. Bancorp |
| EV/Revenue Ratio | 3.71 | 4.02 | Zions |
| Revenue per Share (TTM) | $22 | $16 | Zions |
| Earnings per Share (Diluted) | $5.48 | $4.18 | Zions |
| Beta (Stock Volatility) | 0.91 | 1.08 | Zions |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
Zions vs U.S. Bancorp Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Zions | -0.18% | -0.23% | -0.26% | 3.10% | 33.34% | 5.18% |
| U.S. Bancorp | -0.44% | -2.59% | -1.91% | -0.13% | 29.67% | -0.29% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Zions | 13.81% | 13.42% | 82.63% | 102.02% | 174.47% | -17.58% |
| U.S. Bancorp | 3.16% | 11.60% | 21.92% | 17.05% | 111.71% | 70.67% |
News Based Sentiment: Zions vs U.S. Bancorp
Zions
News based Sentiment: MIXED
October brought a mix of positive and negative developments for Zions Bancorp, including analyst upgrades and a dividend increase alongside a downgrade and bearish technical signals. This creates a complex investment picture, making it a significant month for investors to assess the company's trajectory.
U.S. Bancorp
News based Sentiment: MIXED
October saw U.S. Bancorp maintaining a generally positive outlook with a dividend increase and a 'Buy' rating from Wells Fargo. However, this was tempered by institutional selling and insider transactions, creating a mixed investment narrative. The upcoming earnings release will be key to resolving this ambiguity.
Performance & Financial Health Analysis: Zions vs U.S. Bancorp
| Metric | ZION | USB |
|---|---|---|
| Market Information | ||
| Market Cap | $8.56B | $77.24B |
| Market Cap Category | Mid cap | Large cap |
| 10 Day Avg. Volume | 1,426,920 | 8,651,060 |
| 90 Day Avg. Volume | 1,462,377 | 9,873,513 |
| Last Close | $56.77 | $47.51 |
| 52 Week Range | $39.32 - $63.22 | $35.18 - $53.98 |
| % from 52W High | -10.20% | -11.99% |
| All-Time High | $88.56 (Feb 19, 2007) | $63.57 (Jan 10, 2022) |
| % from All-Time High | -35.90% | -25.26% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.09% | 0.03% |
| Quarterly Earnings Growth | 0.21% | 0.13% |
| Financial Health | ||
| Profit Margin (TTM) | 0.27% | 0.27% |
| Operating Margin (TTM) | 0.40% | 0.37% |
| Return on Equity (TTM) | 0.13% | 0.12% |
| Debt to Equity (MRQ) | 1.15 | 1.34 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $44.24 | $35.02 |
| Cash per Share (MRQ) | $28.84 | $39.85 |
| Operating Cash Flow (TTM) | $753.00M | $7.48B |
| Levered Free Cash Flow (TTM) | $729.00M | $5.91B |
| Dividends | ||
| Last 12-Month Dividend Yield | 4.10% | 4.60% |
| Last 12-Month Dividend | $2.15 | $1.99 |
Valuation & Enterprise Metrics Analysis: Zions vs U.S. Bancorp
| Metric | ZION | USB |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 10.39 | 11.50 |
| Forward P/E | 11.64 | 11.10 |
| PEG Ratio | 0.38 | 0.80 |
| Price to Sales (TTM) | 2.65 | 2.93 |
| Price to Book (MRQ) | 1.29 | 1.37 |
| Market Capitalization | ||
| Market Capitalization | $8.56B | $77.24B |
| Enterprise Value | $11.77B | $102.84B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 3.71 | 4.02 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.91 | 1.08 |
| Book Value per Share (MRQ) | $44.24 | $35.02 |
Financial Statements Comparison: Zions vs U.S. Bancorp
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | ZION | USB |
|---|---|---|
| Revenue/Sales | $795.00M | $6.93B |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $239.00M | $2.16B |
| Income Tax | $69.00M | $443.00M |
| Net Income (Profit) | $170.00M | $1.72B |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | ZION | USB |
|---|---|---|
| Cash & Equivalents | $2.81B | $50.01B |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $964.00M | $59.86B |
| Total Shareholders Equity | $6.33B | $60.56B |
| Retained Earnings | $6.81B | $77.69B |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | ZION | USB |
|---|---|---|
| Operating Cash Flow | $167.00M | $-750.00M |
| Capital Expenditures | $-27.00M | N/A |
| Free Cash Flow | $152.00M | $-285.00M |
| Debt Repayment | N/A | $-2.10B |
| Common Stock Repurchase | $-41.00M | $-160.00M |
Short Interest & Institutional Ownership Analysis
| Metric | ZION | USB |
|---|---|---|
| Shares Short | 6.68M | 22.01M |
| Short Ratio | 5.03 | 2.51 |
| Short % of Float | 0.05% | 0.01% |
| Average Daily Volume (10 Day) | 1,426,920 | 8,651,060 |
| Average Daily Volume (90 Day) | 1,462,377 | 9,873,513 |
| Shares Outstanding | 147.87M | 1.56B |
| Float Shares | 144.52M | 1.55B |
| % Held by Insiders | 0.02% | 0.00% |
| % Held by Institutions | 0.79% | 0.82% |
Dividend Analysis & Yield Comparison: Zions vs U.S. Bancorp
| Metric | ZION | USB |
|---|---|---|
| Last 12-Month Dividend | $2.15 | $1.99 |
| Last 12-Month Dividend Yield | 4.10% | 4.60% |
| 3-Year Avg Annual Dividend | $1.81 | $1.78 |
| 3-Year Avg Dividend Yield | 0.94% | 1.19% |
| 3-Year Total Dividends | $5.43 | $5.35 |
| Ex-Dividend Date | Aug 14, 2025 | Mar 31, 2025 |