Aadhar Housing [AADHARHFC] vs PNB Housing Finance [PNBHOUSING] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Aadhar Housing wins in 5 metrics, PNB Housing Finance wins in 11 metrics, with 0 ties. PNB Housing Finance appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricAadhar HousingPNB Housing FinanceBetter
P/E Ratio (TTM)23.8110.14PNB Housing Finance
Price-to-Book Ratio3.481.22PNB Housing Finance
Debt-to-Equity Ratio257.37265.18Aadhar Housing
PEG Ratio1.810.44PNB Housing Finance
EV/EBITDA16.93N/AN/A
Profit Margin (TTM)48.20%58.95%PNB Housing Finance
Operating Margin (TTM)61.94%76.12%PNB Housing Finance
EBITDA Margin (TTM)61.94%76.12%PNB Housing Finance
Return on Equity17.54%11.48%Aadhar Housing
Return on Assets (TTM)3.93%2.35%Aadhar Housing
Free Cash Flow (TTM)$-30.41B$-81.06BAadhar Housing
Dividend YieldN/A0.51%N/A
1-Year Return10.30%-29.66%Aadhar Housing
Price-to-Sales Ratio (TTM)11.295.97PNB Housing Finance
Enterprise Value$376.73B$617.01BPNB Housing Finance
EV/Revenue Ratio19.1317.86PNB Housing Finance
Gross Profit Margin (TTM)43.23%N/AN/A
Revenue per Share (TTM)$46$133PNB Housing Finance
Earnings per Share (Diluted)$21.57$78.06PNB Housing Finance
Beta (Stock Volatility)N/A-0.05N/A
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

Aadhar Housing vs PNB Housing Finance Stock Performance Analysis

Loading Price Chart...

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Aadhar Housing0.38%1.71%1.32%12.69%19.57%21.59%
PNB Housing Finance0.07%5.07%3.78%-28.97%1.66%-11.92%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Aadhar Housing10.30%46.93%46.93%46.93%46.93%46.93%
PNB Housing Finance-29.66%94.61%138.37%-13.89%-13.89%-13.89%

News Based Sentiment: Aadhar Housing vs PNB Housing Finance

Aadhar Housing

News based Sentiment: POSITIVE

Aadhar Housing Finance demonstrated strong stock performance in September, reaching all-time highs and significantly outperforming the Sensex. While the cancellation of the ESOP board meeting introduces a minor uncertainty, the overall narrative remains positive, driven by strong analyst ratings and continued employee participation through ESOPs.

View Aadhar Housing News Sentiment Analysis

PNB Housing Finance

News based Sentiment: MIXED

The month presented a mixed bag for PNB Housing Finance, with strong financial results offset by the unexpected departure of the CEO and subsequent market volatility. The successful NCD issuance provides a positive signal, but the leadership transition introduces uncertainty, making it a significant but complex month for investors.

View PNB Housing Finance News Sentiment Analysis

Performance & Financial Health Analysis: Aadhar Housing vs PNB Housing Finance

MetricAADHARHFCPNBHOUSING
Market Information
Market Cap i₹222.28B₹206.20B
Market Cap CategoryLarge capLarge cap
10 Day Avg. Volume i444,7261,653,336
90 Day Avg. Volume i688,5493,648,436
Last Close₹512.40₹800.40
52 Week Range₹346.05 - ₹537.50₹746.70 - ₹1,202.20
% from 52W High-4.67%-33.42%
All-Time High₹537.50 (Jul 28, 2025)₹1,717.65 (Aug 28, 2017)
% from All-Time High-4.67%-53.40%
Growth Metrics
Quarterly Revenue Growth0.18%0.21%
Quarterly Earnings Growth0.19%0.23%
Financial Health
Profit Margin (TTM) i0.48%0.59%
Operating Margin (TTM) i0.62%0.76%
Return on Equity (TTM) i0.18%0.11%
Debt to Equity (MRQ) i257.37265.18
Cash & Liquidity
Book Value per Share (MRQ)₹147.72₹648.94
Cash per Share (MRQ)₹20.46₹138.47
Operating Cash Flow (TTM) i₹-6,486,300,000₹71.69B
Levered Free Cash Flow (TTM) i₹9.12B₹19.36B
Dividends
Last 12-Month Dividend Yield iN/A0.51%
Last 12-Month Dividend iN/A₹5.00

Valuation & Enterprise Metrics Analysis: Aadhar Housing vs PNB Housing Finance

MetricAADHARHFCPNBHOUSING
Price Ratios
P/E Ratio (TTM) i23.8110.14
Forward P/E i16.5311.66
PEG Ratio i1.810.44
Price to Sales (TTM) i11.295.97
Price to Book (MRQ) i3.481.22
Market Capitalization
Market Capitalization i₹222.28B₹206.20B
Enterprise Value i₹376.73B₹617.01B
Enterprise Value Metrics
Enterprise to Revenue i19.1317.86
Enterprise to EBITDA i16.93N/A
Risk & Other Metrics
Beta iN/A-0.05
Book Value per Share (MRQ) i₹147.72₹648.94

Financial Statements Comparison: Aadhar Housing vs PNB Housing Finance

Financial Metrics

Loading Financial Charts...

Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)AADHARHFCPNBHOUSING
Revenue/Sales i₹8.11B₹8.54B
Cost of Goods Sold i₹4.60BN/A
Gross Profit i₹3.51BN/A
Research & Development iN/AN/A
Operating Income (EBIT) i₹2.91BN/A
EBITDA i₹2.88BN/A
Pre-Tax Income i₹3.05B₹7.11B
Income Tax i₹678.70M₹1.61B
Net Income (Profit) i₹2.37B₹5.50B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)AADHARHFCPNBHOUSING
Cash & Equivalents i₹8.78B₹36.00B
Total Current Assets i₹51.89BN/A
Total Current Liabilities i₹25.88BN/A
Long-Term Debt i₹141.80B₹446.68B
Total Shareholders Equity i₹63.72B₹168.63B
Retained Earnings i₹23.81BN/A
Property, Plant & Equipment i₹893.20M₹2.14B

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)AADHARHFCPNBHOUSING
Operating Cash Flow i₹2.69B₹8.44B
Capital Expenditures i₹200,000₹-63.35M
Free Cash Flow i₹-4.09B₹-27.96B
Debt Repayment i₹-3.98B₹-200.00M
Common Stock Repurchase iN/A₹0

Short Interest & Institutional Ownership Analysis

MetricAADHARHFCPNBHOUSING
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Average Daily Volume (10 Day) i444,7261,653,336
Average Daily Volume (90 Day) i688,5493,648,436
Shares Outstanding i431.38M259.93M
Float Shares i104.91M175.17M
% Held by Insiders i0.76%0.28%
% Held by Institutions i0.10%0.47%

Dividend Analysis & Yield Comparison: Aadhar Housing vs PNB Housing Finance

MetricAADHARHFCPNBHOUSING
Last 12-Month Dividend iN/A₹5.00
Last 12-Month Dividend Yield iN/A0.51%
3-Year Avg Annual Dividend iN/A₹1.67
3-Year Avg Dividend Yield iN/A0.51%
3-Year Total Dividends iN/A₹5.00
Ex-Dividend DateN/AAug 01, 2025