Arman Financial [ARMANFIN] vs Tourism Finance [TFCILTD] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Arman Financial wins in 9 metrics, Tourism Finance wins in 9 metrics, with 0 ties. Both stocks appear equally matched on key metrics.

View Metrics Details

Vital Metrics Comparison

MetricArman FinancialTourism FinanceBetter
P/E Ratio (TTM)262.0031.21Tourism Finance
Price-to-Book Ratio1.802.79Arman Financial
Debt-to-Equity Ratio140.9370.94Tourism Finance
PEG Ratio-1.791.53Arman Financial
EV/EBITDA10.8625.68Arman Financial
Profit Margin (TTM)3.37%69.03%Tourism Finance
Operating Margin (TTM)-34.62%86.20%Tourism Finance
EBITDA Margin (TTM)N/A86.20%N/A
Return on Equity5.96%8.53%Tourism Finance
Return on Assets (TTM)2.34%4.94%Tourism Finance
Free Cash Flow (TTM)$4.67B$696.92MArman Financial
Dividend YieldN/A0.97%N/A
1-Year Return-6.85%132.93%Tourism Finance
Price-to-Sales Ratio (TTM)8.6121.51Arman Financial
Enterprise Value$24.15B$40.04BTourism Finance
EV/Revenue Ratio13.1525.37Arman Financial
Gross Profit Margin (TTM)41.42%56.56%Tourism Finance
Revenue per Share (TTM)$175$3Arman Financial
Earnings per Share (Diluted)$5.74$2.35Arman Financial
Beta (Stock Volatility)0.060.09Arman Financial
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

Arman Financial vs Tourism Finance Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Arman Financial-0.19%2.22%4.94%-15.19%9.46%16.62%
Tourism Finance1.80%0.76%13.90%54.71%111.14%121.74%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Arman Financial-6.85%11.04%179.70%557.39%557.39%557.39%
Tourism Finance132.93%426.56%955.40%554.91%870.24%1,904.10%

News Based Sentiment: Arman Financial vs Tourism Finance

Arman Financial

News based Sentiment: MIXED

Arman Financial Services is showing some positive market momentum and an optimistic AI prediction, but these gains are contrasted by consistently negative financial results and a mixed technical outlook. The company's performance is volatile, creating a mixed investment story that requires careful consideration.

View Arman Financial News Sentiment Analysis

Tourism Finance

News based Sentiment: MIXED

September presented a mixed bag for TFCILTD, with positive developments like strong Q1 results and insider buying offset by a bearish outlook and short-term revenue decline. The conflicting signals create uncertainty, making it a significant month for investors to reassess their positions.

View Tourism Finance News Sentiment Analysis

Performance & Financial Health Analysis: Arman Financial vs Tourism Finance

MetricARMANFINTFCILTD
Market Information
Market Cap i₹16.05B₹34.03B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i24,9946,984,596
90 Day Avg. Volume i21,1056,914,453
Last Close₹1,508.70₹73.35
52 Week Range₹1,110.00 - ₹1,834.60₹24.46 - ₹74.00
% from 52W High-17.76%-0.88%
All-Time High₹2,680.00 (Dec 18, 2023)₹364.90 (Sep 15, 2025)
% from All-Time High-43.71%-79.90%
Growth Metrics
Quarterly Revenue Growth-0.57%0.18%
Quarterly Earnings Growth-0.16%0.20%
Financial Health
Profit Margin (TTM) i0.03%0.69%
Operating Margin (TTM) i-0.35%0.86%
Return on Equity (TTM) i0.06%0.09%
Debt to Equity (MRQ) i140.9370.94
Cash & Liquidity
Book Value per Share (MRQ)₹833.69₹26.27
Cash per Share (MRQ)₹384.50₹4.25
Operating Cash Flow (TTM) i₹1.71B₹986.27M
Levered Free Cash Flow (TTM) i₹520.73M₹1.04B
Dividends
Last 12-Month Dividend Yield iN/A0.97%
Last 12-Month Dividend i₹0.00₹3.00

Valuation & Enterprise Metrics Analysis: Arman Financial vs Tourism Finance

MetricARMANFINTFCILTD
Price Ratios
P/E Ratio (TTM) i262.0031.21
Forward P/E iN/A6.29
PEG Ratio i-1.791.53
Price to Sales (TTM) i8.6121.51
Price to Book (MRQ) i1.802.79
Market Capitalization
Market Capitalization i₹16.05B₹34.03B
Enterprise Value i₹24.15B₹40.04B
Enterprise Value Metrics
Enterprise to Revenue i13.1525.37
Enterprise to EBITDA i10.8625.68
Risk & Other Metrics
Beta i0.060.09
Book Value per Share (MRQ) i₹833.69₹26.27

Financial Statements Comparison: Arman Financial vs Tourism Finance

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)ARMANFINTFCILTD
Revenue/Sales i₹1.46B₹585.59M
Cost of Goods Sold i₹856.64M₹254.39M
Gross Profit i₹605.76M₹331.20M
Research & Development iN/AN/A
Operating Income (EBIT) i₹505.88M₹360.52M
EBITDA i₹1.13B₹361.90M
Pre-Tax Income i₹-111.68M₹381.59M
Income Tax i₹34.16M₹76.00M
Net Income (Profit) i₹-145.84M₹305.59M

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)ARMANFINTFCILTD
Cash & Equivalents i₹677.50M₹1.41B
Total Current Assets i₹16.44B₹7.05B
Total Current Liabilities i₹9.75B₹3.38B
Long-Term Debt i₹3.76B₹5.46B
Total Shareholders Equity i₹8.74B₹12.16B
Retained Earnings i₹3.59B₹1.53B
Property, Plant & Equipment i₹25.54M₹8.97M

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)ARMANFINTFCILTD
Operating Cash Flow iN/AN/A
Capital Expenditures iN/AN/A
Free Cash Flow iN/AN/A
Debt Repayment iN/AN/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricARMANFINTFCILTD
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Average Daily Volume (10 Day) i24,9946,984,596
Average Daily Volume (90 Day) i21,1056,914,453
Shares Outstanding i10.49M92.60M
Float Shares i7.02M240.64M
% Held by Insiders i0.33%0.48%
% Held by Institutions i0.06%0.05%

Dividend Analysis & Yield Comparison: Arman Financial vs Tourism Finance

MetricARMANFINTFCILTD
Last 12-Month Dividend i₹0.00₹3.00
Last 12-Month Dividend Yield iN/A0.97%
3-Year Avg Annual Dividend i₹0.00₹3.03
3-Year Avg Dividend Yield iN/A1.70%
3-Year Total Dividends i₹0.00₹9.10
Ex-Dividend DateN/AAug 14, 2025