Arman Financial [ARMANFIN] vs Tourism Finance [TFCILTD] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Arman Financial wins in 7 metrics, Tourism Finance wins in 9 metrics, with 1 ties. Tourism Finance appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricArman FinancialTourism FinanceBetter
P/E Ratio (TTM)27.8626.24Tourism Finance
Price-to-Book Ratio1.652.35Arman Financial
Debt-to-Equity Ratio140.9370.94Tourism Finance
PEG RatioN/A1.28N/A
EV/EBITDA5.3022.62Arman Financial
Profit Margin (TTM)3.37%69.03%Tourism Finance
Operating Margin (TTM)-34.62%86.20%Tourism Finance
EBITDA Margin (TTM)N/A86.20%N/A
Return on Equity5.96%8.53%Tourism Finance
Return on Assets (TTM)2.34%4.94%Tourism Finance
Free Cash Flow (TTM)$4.67B$696.92MArman Financial
Dividend YieldN/A0.97%N/A
1-Year Return-18.95%74.95%Tourism Finance
Price-to-Sales Ratio (TTM)7.8418.14Arman Financial
Enterprise Value$22.68B$35.28BTourism Finance
EV/Revenue Ratio12.3522.35Arman Financial
Gross Profit Margin (TTM)43.53%56.56%Tourism Finance
Revenue per Share (TTM)$175$17Arman Financial
Earnings per Share (Diluted)$49.25$11.78Arman Financial
Beta (Stock Volatility)0.100.10Tie
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends

Arman Financial vs Tourism Finance Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Arman Financial-1.54%-10.27%-17.62%-11.16%3.15%6.06%
Tourism Finance-0.78%9.40%6.94%48.33%139.30%86.86%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Arman Financial-18.95%-5.86%180.57%497.82%497.82%497.82%
Tourism Finance74.95%430.64%652.07%446.11%839.51%1,308.20%

Performance & Financial Health Analysis: Arman Financial vs Tourism Finance

MetricARMANFINTFCILTD
Market Information
Market Cap i₹14.41B₹28.64B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i37,0441,589,028
90 Day Avg. Volume i28,8291,836,518
Last Close₹1,350.90₹306.70
52 Week Range₹1,110.00 - ₹1,864.40₹122.32 - ₹315.60
% from 52W High-27.54%-2.82%
All-Time High₹2,680.00 (Dec 18, 2023)₹315.60 (Aug 18, 2025)
% from All-Time High-49.59%-2.82%
Growth Metrics
Quarterly Revenue Growth-0.57%0.18%
Quarterly Earnings Growth0.09%0.20%
Financial Health
Profit Margin (TTM) i0.03%0.69%
Operating Margin (TTM) i-0.35%0.86%
Return on Equity (TTM) i0.06%0.09%
Debt to Equity (MRQ) i140.9370.94
Cash & Liquidity
Book Value per Share (MRQ)₹833.69₹131.36
Cash per Share (MRQ)₹384.50₹21.23
Operating Cash Flow (TTM) i₹1.71B₹986.27M
Levered Free Cash Flow (TTM) i₹520.73M₹1.04B
Dividends
Last 12-Month Dividend Yield iN/A0.97%
Last 12-Month Dividend i₹0.00₹3.00

Valuation & Enterprise Metrics Analysis: Arman Financial vs Tourism Finance

MetricARMANFINTFCILTD
Price Ratios
P/E Ratio (TTM) i27.8626.24
Forward P/E iN/A26.49
PEG Ratio iN/A1.28
Price to Sales (TTM) i7.8418.14
Price to Book (MRQ) i1.652.35
Market Capitalization
Market Capitalization i₹14.41B₹28.64B
Enterprise Value i₹22.68B₹35.28B
Enterprise Value Metrics
Enterprise to Revenue i12.3522.35
Enterprise to EBITDA i5.3022.62
Risk & Other Metrics
Beta i0.100.10
Book Value per Share (MRQ) i₹833.69₹131.36

Financial Statements Comparison: Arman Financial vs Tourism Finance

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)ARMANFINTFCILTD
Revenue/Sales i₹1.49B₹585.59M
Cost of Goods Sold i₹839.75M₹254.39M
Gross Profit i₹647.21M₹331.20M
Research & Development iN/AN/A
Operating Income (EBIT) i₹509.82M₹360.52M
EBITDA i₹897.85M₹361.90M
Pre-Tax Income i₹126.58M₹381.59M
Income Tax i₹-1.06M₹76.00M
Net Income (Profit) i₹127.65M₹305.59M

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)ARMANFINTFCILTD
Cash & Equivalents i₹677.50M₹1.41B
Total Current Assets i₹20.87B₹7.05B
Total Current Liabilities i₹32.65M₹3.38B
Long-Term Debt i₹12.32B₹5.46B
Total Shareholders Equity i₹8.74B₹12.16B
Retained Earnings iN/A₹1.53B
Property, Plant & Equipment i₹310.45M₹8.97M

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)ARMANFINTFCILTD
Operating Cash Flow iN/AN/A
Capital Expenditures iN/AN/A
Free Cash Flow iN/AN/A
Debt Repayment iN/AN/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricARMANFINTFCILTD
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Average Daily Volume (10 Day) i37,0441,589,028
Average Daily Volume (90 Day) i28,8291,836,518
Shares Outstanding i10.49M92.60M
Float Shares i5.86M56.27M
% Held by Insiders i0.33%0.33%
% Held by Institutions i0.15%0.05%

Dividend Analysis & Yield Comparison: Arman Financial vs Tourism Finance

MetricARMANFINTFCILTD
Last 12-Month Dividend i₹0.00₹3.00
Last 12-Month Dividend Yield iN/A0.97%
3-Year Avg Annual Dividend i₹0.00₹3.03
3-Year Avg Dividend Yield iN/A1.70%
3-Year Total Dividends i₹0.00₹9.10
Ex-Dividend DateN/AAug 14, 2025