AU Small Finance [AUBANK] vs L&T Finance Holdings [L&TFH] Detailed Stock Comparison
AU Small Finance
NSE
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L&T Finance Holdings
NSE
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TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: AU Small Finance wins in 6 metrics, L&T Finance Holdings wins in 7 metrics, with 0 ties. L&T Finance Holdings appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | AU Small Finance | L&T Finance Holdings | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 25.43 | N/A | N/A |
| Price-to-Book Ratio | 3.23 | N/A | N/A |
| Debt-to-Equity Ratio | 0.68 | 343.98 | AU Small Finance |
| PEG Ratio | 1.67 | N/A | N/A |
| Profit Margin (TTM) | 24.49% | 31.57% | L&T Finance Holdings |
| Operating Margin (TTM) | 33.55% | 43.37% | L&T Finance Holdings |
| EBITDA Margin (TTM) | 33.55% | 43.37% | L&T Finance Holdings |
| Return on Equity | 14.70% | 9.86% | AU Small Finance |
| Return on Assets (TTM) | 1.33% | N/A | N/A |
| Free Cash Flow (TTM) | $51.98B | $5.55B | AU Small Finance |
| Dividend Yield | 0.25% | 1.32% | L&T Finance Holdings |
| 1-Year Return | 4.26% | 28.22% | L&T Finance Holdings |
| Price-to-Sales Ratio (TTM) | 6.23 | 5.67 | L&T Finance Holdings |
| Enterprise Value | $658.19B | $1,084.95B | L&T Finance Holdings |
| EV/Revenue Ratio | 7.38 | 15.11 | AU Small Finance |
| Revenue per Share (TTM) | $120 | $29 | AU Small Finance |
| Earnings per Share (Diluted) | $29.31 | N/A | N/A |
| Beta (Stock Volatility) | 0.32 | 1.06 | AU Small Finance |
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends
AU Small Finance vs L&T Finance Holdings Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| AU Small Finance | -1.54% | -3.23% | -2.96% | 2.84% | 26.93% | 26.29% |
| L&T Finance Holdings | 0.33% | -2.49% | 5.41% | 26.51% | 61.18% | 57.64% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| AU Small Finance | 4.26% | 11.29% | 8.91% | 19.91% | 19.91% | 19.91% |
| L&T Finance Holdings | 28.22% | 176.64% | 254.55% | 243.88% | 333.89% | 333.89% |
Performance & Financial Health Analysis: AU Small Finance vs L&T Finance Holdings
| Metric | AUBANK | L&TFH |
|---|---|---|
| Market Information | ||
| Market Cap | ₹555.43B | ₹407.56B |
| Market Cap Category | Large cap | Large cap |
| 10 Day Avg. Volume | 1,633,025 | 19,997,563 |
| 90 Day Avg. Volume | 2,733,283 | 9,702,479 |
| Last Close | ₹718.05 | ₹217.16 |
| 52 Week Range | ₹489.45 - ₹841.00 | ₹129.20 - ₹225.48 |
| % from 52W High | -14.62% | -3.69% |
| All-Time High | ₹1,465.95 (Apr 18, 2022) | ₹225.48 (Aug 22, 2025) |
| % from All-Time High | -51.02% | -3.69% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.08% | 0.22% |
| Quarterly Earnings Growth | 0.16% | 0.41% |
| Financial Health | ||
| Profit Margin (TTM) | 0.24% | 0.32% |
| Operating Margin (TTM) | 0.34% | 0.43% |
| Return on Equity (TTM) | 0.15% | 0.10% |
| Debt to Equity (MRQ) | 0.68 | 343.98 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | ₹230.57 | N/A |
| Cash per Share (MRQ) | ₹17.82 | ₹40.26 |
| Operating Cash Flow (TTM) | ₹15.03B | ₹23.92B |
| Levered Free Cash Flow (TTM) | ₹21.06B | ₹23.20B |
| Dividends | ||
| Last 12-Month Dividend Yield | 0.25% | 1.32% |
| Last 12-Month Dividend | ₹2.00 | ₹0.00 |
Valuation & Enterprise Metrics Analysis: AU Small Finance vs L&T Finance Holdings
| Metric | AUBANK | L&TFH |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 25.43 | N/A |
| Forward P/E | 35.14 | N/A |
| PEG Ratio | 1.67 | N/A |
| Price to Sales (TTM) | 6.23 | 5.67 |
| Price to Book (MRQ) | 3.23 | N/A |
| Market Capitalization | ||
| Market Capitalization | ₹555.43B | ₹407.56B |
| Enterprise Value | ₹658.19B | ₹1.08T |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 7.38 | 15.11 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.32 | 1.06 |
| Book Value per Share (MRQ) | ₹230.57 | N/A |
Financial Statements Comparison: AU Small Finance vs L&T Finance Holdings
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | AUBANK | L&TFH |
|---|---|---|
| Revenue/Sales | ₹28.55B | ₹19.26B |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | ₹7.79B | ₹6.94B |
| Income Tax | ₹1.98B | ₹1.41B |
| Net Income (Profit) | ₹5.81B | ₹5.53B |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | AUBANK | L&TFH |
|---|---|---|
| Cash & Equivalents | ₹95.68B | ₹46.76B |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | ₹116.60B | ₹766.03B |
| Total Shareholders Equity | ₹171.66B | ₹235.28B |
| Retained Earnings | ₹69.39B | N/A |
| Property, Plant & Equipment | ₹19.48B | ₹4.10B |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | AUBANK | L&TFH |
|---|---|---|
| Operating Cash Flow | N/A | N/A |
| Capital Expenditures | N/A | N/A |
| Free Cash Flow | N/A | N/A |
| Debt Repayment | N/A | N/A |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | AUBANK | L&TFH |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Average Daily Volume (10 Day) | 1,633,025 | 19,997,563 |
| Average Daily Volume (90 Day) | 2,733,283 | 9,702,479 |
| Shares Outstanding | 744.53M | 2.49B |
| Float Shares | 532.80M | 839.23M |
| % Held by Insiders | 0.35% | 0.67% |
| % Held by Institutions | 0.44% | 0.14% |
Dividend Analysis & Yield Comparison: AU Small Finance vs L&T Finance Holdings
| Metric | AUBANK | L&TFH |
|---|---|---|
| Last 12-Month Dividend | ₹2.00 | ₹0.00 |
| Last 12-Month Dividend Yield | 0.25% | 1.32% |
| 3-Year Avg Annual Dividend | ₹1.17 | ₹1.67 |
| 3-Year Avg Dividend Yield | 0.12% | 1.19% |
| 3-Year Total Dividends | ₹3.50 | ₹5.00 |
| Ex-Dividend Date | Jul 04, 2025 | Jun 18, 2024 |