Bajaj Finance [BAJFINANCE] vs Indian Railway [IRFC] Detailed Stock Comparison

Bajaj Finance

NSE
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Indian Railway

NSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Bajaj Finance wins in 11 metrics, Indian Railway wins in 7 metrics, with 0 ties. Bajaj Finance appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricBajaj FinanceIndian RailwayBetter
P/E Ratio (TTM)35.2124.63Indian Railway
Price-to-Book Ratio6.353.02Indian Railway
Debt-to-Equity Ratio294.16748.58Bajaj Finance
PEG Ratio-0.402.29Bajaj Finance
EV/EBITDAN/A39.37N/A
Profit Margin (TTM)44.94%97.62%Indian Railway
Operating Margin (TTM)60.70%97.65%Indian Railway
EBITDA Margin (TTM)60.70%97.65%Indian Railway
Return on Equity20.08%12.68%Bajaj Finance
Return on Assets (TTM)3.57%1.39%Bajaj Finance
Free Cash Flow (TTM)$-692.36B$82.29BIndian Railway
Dividend Yield10.01%1.69%Bajaj Finance
1-Year Return38.17%-17.82%Bajaj Finance
Price-to-Sales Ratio (TTM)15.8624.07Bajaj Finance
Enterprise Value$8,970.82B$5,708.65BBajaj Finance
EV/Revenue Ratio23.1483.54Bajaj Finance
Gross Profit Margin (TTM)N/A25.69%N/A
Revenue per Share (TTM)$63$5Bajaj Finance
Earnings per Share (Diluted)$28.11$5.11Bajaj Finance
Beta (Stock Volatility)0.500.30Indian Railway
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

Bajaj Finance vs Indian Railway Stock Performance Analysis

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Bajaj Finance
Indian Railway
Bajaj Finance Stock Overview | Indian Railway Stock Overview

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Bajaj Finance0.76%1.81%6.84%9.11%17.75%45.47%
Indian Railway1.47%0.79%0.54%-9.60%2.30%-16.70%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Bajaj Finance38.17%38.73%212.22%1,918.61%13,122.80%30,847.85%
Indian Railway-17.82%485.23%405.00%405.00%405.00%405.00%

News Based Sentiment: Bajaj Finance vs Indian Railway

Bajaj Finance

News based Sentiment: MIXED

October presented a mixed bag for Bajaj Finance, with an initial share price decline followed by a strong Q2 FY26 performance. While the positive results and increased stakeholder confidence are encouraging, the varied analyst reactions and initial market caution suggest a complex investment picture.

View Bajaj Finance News Sentiment Analysis

Indian Railway

News based Sentiment: MIXED

IRFC is demonstrating strong business development through significant loan agreements in the power sector, but this is offset by a concerning 16% decline in share price during 2025. The upcoming earnings release will be crucial in determining whether the company can overcome these challenges and deliver value to investors.

View Indian Railway News Sentiment Analysis

Performance & Financial Health Analysis: Bajaj Finance vs Indian Railway

MetricBAJFINANCEIRFC
Market Information
Market Cap i₹6.22T₹1.64T
Market Cap CategoryLarge capLarge cap
10 Day Avg. Volume i7,436,6016,482,655
90 Day Avg. Volume i7,340,3667,978,584
Last Close₹1,016.55₹127.08
52 Week Range₹645.10 - ₹1,036.00₹108.04 - ₹166.90
% from 52W High-1.88%-23.86%
All-Time High₹9,788.00 (Jun 09, 2025)₹229.00 (Jul 15, 2024)
% from All-Time High-89.61%-44.51%
Growth Metrics
Quarterly Revenue Growth0.20%0.11%
Quarterly Earnings Growth0.20%0.11%
Financial Health
Profit Margin (TTM) i0.45%0.98%
Operating Margin (TTM) i0.61%0.98%
Return on Equity (TTM) i0.20%0.13%
Debt to Equity (MRQ) i294.16748.58
Cash & Liquidity
Book Value per Share (MRQ)₹155.75₹41.65
Cash per Share (MRQ)₹17.15₹0.77
Operating Cash Flow (TTM) i₹-147,267,100,000₹50.56B
Levered Free Cash Flow (TTM) i₹166.38B₹65.02B
Dividends
Last 12-Month Dividend Yield i10.01%1.69%
Last 12-Month Dividend i₹92.00₹2.30

Valuation & Enterprise Metrics Analysis: Bajaj Finance vs Indian Railway

MetricBAJFINANCEIRFC
Price Ratios
P/E Ratio (TTM) i35.2124.63
Forward P/E i23.5924.68
PEG Ratio i-0.402.29
Price to Sales (TTM) i15.8624.07
Price to Book (MRQ) i6.353.02
Market Capitalization
Market Capitalization i₹6.22T₹1.64T
Enterprise Value i₹8.97T₹5.71T
Enterprise Value Metrics
Enterprise to Revenue i23.1483.54
Enterprise to EBITDA iN/A39.37
Risk & Other Metrics
Beta i0.500.30
Book Value per Share (MRQ) i₹155.75₹41.65

Financial Statements Comparison: Bajaj Finance vs Indian Railway

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)BAJFINANCEIRFC
Revenue/Sales i₹118.43B₹69.01B
Cost of Goods Sold iN/A₹51.28B
Gross Profit iN/A₹17.73B
Research & Development iN/AN/A
Operating Income (EBIT) iN/A₹17.43B
EBITDA iN/A₹17.44B
Pre-Tax Income i₹63.68B₹17.46B
Income Tax i₹16.02B₹0
Net Income (Profit) i₹47.65B₹17.46B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)BAJFINANCEIRFC
Cash & Equivalents i₹107.68B₹1.72B
Total Current Assets iN/A₹2.87T
Total Current Liabilities iN/A₹83.30M
Long-Term Debt i₹2.75T₹4.05T
Total Shareholders Equity i₹989.37B₹544.24B
Retained Earnings i₹517.83BN/A
Property, Plant & Equipment i₹5.52B₹128.00M

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)BAJFINANCEIRFC
Operating Cash Flow iN/A₹14.22B
Capital Expenditures iN/A₹-2.40M
Free Cash Flow iN/A₹14.67B
Debt Repayment iN/AN/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricBAJFINANCEIRFC
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Average Daily Volume (10 Day) i7,436,6016,482,655
Average Daily Volume (90 Day) i7,340,3667,978,584
Shares Outstanding i6.21B13.07B
Float Shares i2.64B1.78B
% Held by Insiders i0.55%0.86%
% Held by Institutions i0.25%0.02%

Dividend Analysis & Yield Comparison: Bajaj Finance vs Indian Railway

MetricBAJFINANCEIRFC
Last 12-Month Dividend i₹92.00₹2.30
Last 12-Month Dividend Yield i10.01%1.69%
3-Year Avg Annual Dividend i₹47.33₹1.74
3-Year Avg Dividend Yield i1.22%1.33%
3-Year Total Dividends i₹142.00₹5.23
Ex-Dividend DateMay 30, 2025Mar 21, 2025