Bajaj Finance [BAJFINANCE] vs Indian Railway [IRFC] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Bajaj Finance wins in 11 metrics, Indian Railway wins in 7 metrics, with 0 ties. Bajaj Finance appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricBajaj FinanceIndian RailwayBetter
P/E Ratio (TTM)32.1924.46Indian Railway
Price-to-Book Ratio5.803.00Indian Railway
Debt-to-Equity Ratio294.16748.58Bajaj Finance
PEG Ratio-0.372.28Bajaj Finance
EV/EBITDAN/A87.55N/A
Profit Margin (TTM)44.94%97.62%Indian Railway
Operating Margin (TTM)60.70%97.65%Indian Railway
EBITDA Margin (TTM)60.70%97.65%Indian Railway
Return on Equity20.08%12.68%Bajaj Finance
Return on Assets (TTM)3.57%1.39%Bajaj Finance
Free Cash Flow (TTM)$-692.36B$82.29BIndian Railway
Dividend Yield10.01%1.69%Bajaj Finance
1-Year Return32.45%-30.87%Bajaj Finance
Price-to-Sales Ratio (TTM)14.4723.86Bajaj Finance
Enterprise Value$8,445.92B$5,694.54BBajaj Finance
EV/Revenue Ratio21.7883.33Bajaj Finance
Gross Profit Margin (TTM)N/A25.69%N/A
Revenue per Share (TTM)$63$5Bajaj Finance
Earnings per Share (Diluted)$28.06$5.10Bajaj Finance
Beta (Stock Volatility)0.480.32Indian Railway
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends

Bajaj Finance vs Indian Railway Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Bajaj Finance-1.61%5.86%-4.79%-2.44%7.00%30.20%
Indian Railway-0.06%1.42%-5.63%-10.38%2.04%-15.66%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Bajaj Finance32.45%26.33%143.04%1,665.58%14,793.99%32,942.59%
Indian Railway-30.87%496.71%411.29%411.29%411.29%411.29%

Performance & Financial Health Analysis: Bajaj Finance vs Indian Railway

MetricBAJFINANCEIRFC
Market Information
Market Cap i₹5.61T₹1.63T
Market Cap CategoryLarge capLarge cap
10 Day Avg. Volume i6,763,7617,814,531
90 Day Avg. Volume i7,011,83510,102,226
Last Close₹887.80₹126.73
52 Week Range₹645.10 - ₹978.80₹108.04 - ₹187.33
% from 52W High-9.30%-32.35%
All-Time High₹9,788.00 (Jun 09, 2025)₹229.00 (Jul 15, 2024)
% from All-Time High-90.93%-44.66%
Growth Metrics
Quarterly Revenue Growth0.20%0.11%
Quarterly Earnings Growth0.20%0.11%
Financial Health
Profit Margin (TTM) i0.45%0.98%
Operating Margin (TTM) i0.61%0.98%
Return on Equity (TTM) i0.20%0.13%
Debt to Equity (MRQ) i294.16748.58
Cash & Liquidity
Book Value per Share (MRQ)₹155.75₹41.65
Cash per Share (MRQ)₹17.15₹0.77
Operating Cash Flow (TTM) i₹-147,267,100,000₹50.56B
Levered Free Cash Flow (TTM) i₹166.38B₹65.02B
Dividends
Last 12-Month Dividend Yield i10.01%1.69%
Last 12-Month Dividend i₹92.00₹2.30

Valuation & Enterprise Metrics Analysis: Bajaj Finance vs Indian Railway

MetricBAJFINANCEIRFC
Price Ratios
P/E Ratio (TTM) i32.1924.46
Forward P/E i21.9624.46
PEG Ratio i-0.372.28
Price to Sales (TTM) i14.4723.86
Price to Book (MRQ) i5.803.00
Market Capitalization
Market Capitalization i₹5.61T₹1.63T
Enterprise Value i₹8.45T₹5.69T
Enterprise Value Metrics
Enterprise to Revenue i21.7883.33
Enterprise to EBITDA iN/A87.55
Risk & Other Metrics
Beta i0.480.32
Book Value per Share (MRQ) i₹155.75₹41.65

Financial Statements Comparison: Bajaj Finance vs Indian Railway

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)BAJFINANCEIRFC
Revenue/Sales i₹118.43B₹67.24B
Cost of Goods Sold iN/A₹50.01B
Gross Profit iN/A₹17.23B
Research & Development iN/AN/A
Operating Income (EBIT) iN/A₹16.85B
EBITDA iN/A₹16.90B
Pre-Tax Income i₹63.68B₹16.82B
Income Tax i₹16.02B₹0
Net Income (Profit) i₹47.65B₹16.82B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)BAJFINANCEIRFC
Cash & Equivalents i₹107.68B₹56.80B
Total Current Assets iN/A₹2.96T
Total Current Liabilities iN/A₹128.90M
Long-Term Debt i₹2.75T₹4.12T
Total Shareholders Equity i₹989.37B₹526.68B
Retained Earnings i₹517.83BN/A
Property, Plant & Equipment i₹5.52B₹169.30M

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)BAJFINANCEIRFC
Operating Cash Flow iN/A₹11.16B
Capital Expenditures iN/A₹-6.90M
Free Cash Flow iN/A₹11.36B
Debt Repayment iN/A₹645.80M
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricBAJFINANCEIRFC
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Average Daily Volume (10 Day) i6,763,7617,814,531
Average Daily Volume (90 Day) i7,011,83510,102,226
Shares Outstanding i6.21B13.07B
Float Shares i2.64B1.77B
% Held by Insiders i0.55%0.86%
% Held by Institutions i0.26%0.02%

Dividend Analysis & Yield Comparison: Bajaj Finance vs Indian Railway

MetricBAJFINANCEIRFC
Last 12-Month Dividend i₹92.00₹2.30
Last 12-Month Dividend Yield i10.01%1.69%
3-Year Avg Annual Dividend i₹47.33₹1.74
3-Year Avg Dividend Yield i1.22%1.33%
3-Year Total Dividends i₹142.00₹5.23
Ex-Dividend DateMay 30, 2025Mar 21, 2025