Esaf Small Finance [ESAFSFB] vs Stel Holdings [STEL] Detailed Stock Comparison
Esaf Small Finance
NSE
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Stel Holdings
NSE
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TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: Esaf Small Finance wins in 6 metrics, Stel Holdings wins in 9 metrics, with 0 ties. Stel Holdings appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Esaf Small Finance | Stel Holdings | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 59.73 | 53.73 | Stel Holdings |
| Price-to-Book Ratio | 0.77 | 0.49 | Stel Holdings |
| Debt-to-Equity Ratio | 0.72 | 0.00 | Stel Holdings |
| PEG Ratio | -0.26 | 0.19 | Esaf Small Finance |
| EV/EBITDA | N/A | 38.87 | N/A |
| Profit Margin (TTM) | -62.02% | 72.58% | Stel Holdings |
| Operating Margin (TTM) | -32.22% | 67.16% | Stel Holdings |
| EBITDA Margin (TTM) | N/A | 67.16% | N/A |
| Return on Equity | -26.75% | 0.91% | Stel Holdings |
| Return on Assets (TTM) | -1.92% | 0.83% | Stel Holdings |
| Free Cash Flow (TTM) | $30.24B | $431.77M | Esaf Small Finance |
| Dividend Yield | 2.29% | N/A | N/A |
| 1-Year Return | -41.84% | -10.60% | Stel Holdings |
| Price-to-Sales Ratio (TTM) | 1.40 | 39.09 | Esaf Small Finance |
| Enterprise Value | $15.50B | $8.41B | Esaf Small Finance |
| EV/Revenue Ratio | 1.45 | 37.82 | Esaf Small Finance |
| Gross Profit Margin (TTM) | N/A | 93.06% | N/A |
| Revenue per Share (TTM) | $21 | $12 | Esaf Small Finance |
| Earnings per Share (Diluted) | $-12.93 | $8.73 | Stel Holdings |
| Beta (Stock Volatility) | N/A | 0.71 | N/A |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
Esaf Small Finance vs Stel Holdings Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Esaf Small Finance | 0.72% | 0.28% | -4.28% | -14.14% | -0.38% | -32.12% |
| Stel Holdings | 3.44% | -3.33% | 14.63% | 10.81% | 17.49% | 14.37% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Esaf Small Finance | -41.84% | -57.89% | -57.89% | -57.89% | -57.89% | -57.89% |
| Stel Holdings | -10.60% | 216.60% | 710.22% | 1,898.54% | 2,945.40% | 2,945.40% |
News Based Sentiment: Esaf Small Finance vs Stel Holdings
Esaf Small Finance
News based Sentiment: NEGATIVE
The month of September was overwhelmingly negative for ESAF Small Finance Bank, marked by significant financial losses, debt downgrades, and a pessimistic outlook from analysts. These developments collectively signal substantial risks for investors and raise serious concerns about the bank's future performance.
Stel Holdings
News based Sentiment: MIXED
September brought a mix of positive year-over-year financial results and concerning developments like the complete exit of FIIs and a significantly elevated P/E ratio. The shareholder base is shifting, and while promoter confidence appears to be increasing, the overall picture is complex and requires careful consideration.
Performance & Financial Health Analysis: Esaf Small Finance vs Stel Holdings
| Metric | ESAFSFB | STEL |
|---|---|---|
| Market Information | ||
| Market Cap | ₹15.03B | ₹8.69B |
| Market Cap Category | Small cap | Small cap |
| 10 Day Avg. Volume | 178,038 | 23,198 |
| 90 Day Avg. Volume | 306,326 | 13,742 |
| Last Close | ₹29.29 | ₹496.15 |
| 52 Week Range | ₹24.31 - ₹50.95 | ₹310.10 - ₹605.25 |
| % from 52W High | -42.51% | -18.03% |
| All-Time High | ₹82.40 (Feb 05, 2024) | ₹605.25 (Oct 21, 2024) |
| % from All-Time High | -64.45% | -18.03% |
| Growth Metrics | ||
| Quarterly Revenue Growth | -0.37% | 0.83% |
| Quarterly Earnings Growth | -0.19% | 3.05% |
| Financial Health | ||
| Profit Margin (TTM) | -0.62% | 0.73% |
| Operating Margin (TTM) | -0.32% | 0.67% |
| Return on Equity (TTM) | -0.27% | 0.01% |
| Debt to Equity (MRQ) | 0.72 | 0.00 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | ₹37.88 | ₹950.66 |
| Cash per Share (MRQ) | ₹26.29 | ₹14.76 |
| Operating Cash Flow (TTM) | ₹-7,341,000,000 | ₹484.14M |
| Levered Free Cash Flow (TTM) | ₹-5,213,900,000 | ₹158.68M |
| Dividends | ||
| Last 12-Month Dividend Yield | 2.29% | N/A |
| Last 12-Month Dividend | ₹0.70 | N/A |
Valuation & Enterprise Metrics Analysis: Esaf Small Finance vs Stel Holdings
| Metric | ESAFSFB | STEL |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 59.73 | 53.73 |
| Forward P/E | N/A | N/A |
| PEG Ratio | -0.26 | 0.19 |
| Price to Sales (TTM) | 1.40 | 39.09 |
| Price to Book (MRQ) | 0.77 | 0.49 |
| Market Capitalization | ||
| Market Capitalization | ₹15.03B | ₹8.69B |
| Enterprise Value | ₹15.50B | ₹8.41B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 1.45 | 37.82 |
| Enterprise to EBITDA | N/A | 38.87 |
| Risk & Other Metrics | ||
| Beta | N/A | 0.71 |
| Book Value per Share (MRQ) | ₹37.88 | ₹950.66 |
Financial Statements Comparison: Esaf Small Finance vs Stel Holdings
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | ESAFSFB | STEL |
|---|---|---|
| Revenue/Sales | ₹5.79B | ₹208.01M |
| Cost of Goods Sold | N/A | ₹401,000 |
| Gross Profit | N/A | ₹207.60M |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | ₹133.23M |
| EBITDA | N/A | ₹133.39M |
| Pre-Tax Income | ₹-2.41B | ₹133.23M |
| Income Tax | ₹-576.50M | ₹33.35M |
| Net Income (Profit) | ₹-1.83B | ₹99.88M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | ESAFSFB | STEL |
|---|---|---|
| Cash & Equivalents | ₹19.79B | ₹968,000 |
| Total Current Assets | N/A | ₹273.11M |
| Total Current Liabilities | N/A | ₹586,000 |
| Long-Term Debt | ₹14.06B | N/A |
| Total Shareholders Equity | ₹19.49B | ₹17.53B |
| Retained Earnings | N/A | N/A |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | ESAFSFB | STEL |
|---|---|---|
| Operating Cash Flow | ₹1.63B | N/A |
| Capital Expenditures | ₹-115.72M | N/A |
| Free Cash Flow | ₹6.94B | N/A |
| Debt Repayment | N/A | N/A |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | ESAFSFB | STEL |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Average Daily Volume (10 Day) | 178,038 | 23,198 |
| Average Daily Volume (90 Day) | 306,326 | 13,742 |
| Shares Outstanding | 515.43M | 18.46M |
| Float Shares | 146.07M | 3.94M |
| % Held by Insiders | 0.75% | 0.32% |
| % Held by Institutions | 0.04% | 0.43% |
Dividend Analysis & Yield Comparison: Esaf Small Finance vs Stel Holdings
| Metric | ESAFSFB | STEL |
|---|---|---|
| Last 12-Month Dividend | ₹0.70 | N/A |
| Last 12-Month Dividend Yield | 2.29% | N/A |
| 3-Year Avg Annual Dividend | ₹0.23 | N/A |
| 3-Year Avg Dividend Yield | 1.40% | N/A |
| 3-Year Total Dividends | ₹0.70 | N/A |
| Ex-Dividend Date | Aug 07, 2024 | N/A |