Home First Finance [HOMEFIRST] vs LIC Housing Finance [LICHSGFIN] Detailed Stock Comparison

Home First Finance

NSE
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LIC Housing Finance

NSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Home First Finance wins in 6 metrics, LIC Housing Finance wins in 12 metrics, with 0 ties. LIC Housing Finance appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricHome First FinanceLIC Housing FinanceBetter
P/E Ratio (TTM)28.835.87LIC Housing Finance
Price-to-Book Ratio4.520.89LIC Housing Finance
Debt-to-Equity Ratio380.23722.14Home First Finance
PEG Ratio1.591.33LIC Housing Finance
EV/EBITDA45.07N/AN/A
Profit Margin (TTM)48.67%65.07%LIC Housing Finance
Operating Margin (TTM)64.45%77.32%LIC Housing Finance
EBITDA Margin (TTM)64.45%77.32%LIC Housing Finance
Return on Equity15.15%14.97%Home First Finance
Return on Assets (TTM)3.13%1.73%Home First Finance
Free Cash Flow (TTM)$-22.10B$-166.83BHome First Finance
Dividend Yield0.29%3.29%LIC Housing Finance
1-Year Return6.06%-12.54%Home First Finance
Price-to-Sales Ratio (TTM)15.443.82LIC Housing Finance
Enterprise Value$203.06B$2,933.66BLIC Housing Finance
EV/Revenue Ratio23.9234.71Home First Finance
Gross Profit Margin (TTM)36.99%N/AN/A
Revenue per Share (TTM)$92$154LIC Housing Finance
Earnings per Share (Diluted)$43.90$100.01LIC Housing Finance
Beta (Stock Volatility)0.430.40LIC Housing Finance
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

Home First Finance vs LIC Housing Finance Stock Performance Analysis

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Home First Finance
LIC Housing Finance
Home First Finance Stock Overview | LIC Housing Finance Stock Overview

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Home First Finance-3.94%0.15%-3.88%-4.62%17.70%22.37%
LIC Housing Finance-1.61%1.53%3.50%-3.68%0.42%-3.26%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Home First Finance6.06%46.39%133.40%133.40%133.40%133.40%
LIC Housing Finance-12.54%40.33%107.00%25.43%100.59%1,341.07%

News Based Sentiment: Home First Finance vs LIC Housing Finance

Home First Finance

News based Sentiment: POSITIVE

September was a strong month for Home First Finance, marked by impressive Q1 FY26 results and continued positive sentiment from analysts and institutional investors. While some short-term price volatility occurred, the overall narrative points to a company executing its strategy effectively and attracting significant investment.

View Home First Finance News Sentiment Analysis

LIC Housing Finance

News based Sentiment: MIXED

September saw a positive stock reaction to the US Fed rate cut and a raised price target from Morgan Stanley, but these gains are tempered by ongoing industry challenges, mixed technical indicators, and a significant valuation discount compared to peers. The month presents a cautiously optimistic outlook, making it a moderately important period for investors.

View LIC Housing Finance News Sentiment Analysis

Performance & Financial Health Analysis: Home First Finance vs LIC Housing Finance

MetricHOMEFIRSTLICHSGFIN
Market Information
Market Cap i₹131.17B₹320.68B
Market Cap CategoryMid capLarge cap
10 Day Avg. Volume i179,7371,449,320
90 Day Avg. Volume i259,4771,382,283
Last Close₹1,228.40₹571.40
52 Week Range₹878.40 - ₹1,519.00₹483.70 - ₹687.40
% from 52W High-19.13%-16.88%
All-Time High₹1,519.00 (Jul 25, 2025)₹826.75 (Jul 15, 2024)
% from All-Time High-19.13%-30.89%
Growth Metrics
Quarterly Revenue Growth0.39%0.08%
Quarterly Earnings Growth0.36%0.04%
Financial Health
Profit Margin (TTM) i0.49%0.65%
Operating Margin (TTM) i0.64%0.77%
Return on Equity (TTM) i0.15%0.15%
Debt to Equity (MRQ) i380.23722.14
Cash & Liquidity
Book Value per Share (MRQ)₹279.97₹660.93
Cash per Share (MRQ)₹78.55₹26.81
Operating Cash Flow (TTM) i₹-26,273,000,000₹-14,103,100,000
Levered Free Cash Flow (TTM) i₹3.82B₹54.42B
Dividends
Last 12-Month Dividend Yield i0.29%3.29%
Last 12-Month Dividend i₹3.70₹19.00

Valuation & Enterprise Metrics Analysis: Home First Finance vs LIC Housing Finance

MetricHOMEFIRSTLICHSGFIN
Price Ratios
P/E Ratio (TTM) i28.835.87
Forward P/E i19.819.21
PEG Ratio i1.591.33
Price to Sales (TTM) i15.443.82
Price to Book (MRQ) i4.520.89
Market Capitalization
Market Capitalization i₹131.17B₹320.68B
Enterprise Value i₹203.06B₹2.93T
Enterprise Value Metrics
Enterprise to Revenue i23.9234.71
Enterprise to EBITDA i45.07N/A
Risk & Other Metrics
Beta i0.430.40
Book Value per Share (MRQ) i₹279.97₹660.93

Financial Statements Comparison: Home First Finance vs LIC Housing Finance

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)HOMEFIRSTLICHSGFIN
Revenue/Sales i₹4.14B₹21.89B
Cost of Goods Sold i₹2.61BN/A
Gross Profit i₹1.53BN/A
Research & Development iN/AN/A
Operating Income (EBIT) i₹1.28BN/A
EBITDA i₹1.05BN/A
Pre-Tax Income i₹1.56B₹17.05B
Income Tax i₹376.06M₹3.41B
Net Income (Profit) i₹1.19B₹13.64B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)HOMEFIRSTLICHSGFIN
Cash & Equivalents i₹5.99B₹14.38B
Total Current Assets i₹115.93BN/A
Total Current Liabilities i₹1.05BN/A
Long-Term Debt i₹95.51B₹2.63T
Total Shareholders Equity i₹25.21B₹363.56B
Retained Earnings i₹10.31B₹99.87B
Property, Plant & Equipment i₹447.05M₹4.04B

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)HOMEFIRSTLICHSGFIN
Operating Cash Flow iN/AN/A
Capital Expenditures iN/AN/A
Free Cash Flow iN/AN/A
Debt Repayment iN/AN/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricHOMEFIRSTLICHSGFIN
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Average Daily Volume (10 Day) i179,7371,449,320
Average Daily Volume (90 Day) i259,4771,382,283
Shares Outstanding i90.06M550.06M
Float Shares i76.63M299.80M
% Held by Insiders i0.15%0.02%
% Held by Institutions i0.57%0.77%

Dividend Analysis & Yield Comparison: Home First Finance vs LIC Housing Finance

MetricHOMEFIRSTLICHSGFIN
Last 12-Month Dividend i₹3.70₹19.00
Last 12-Month Dividend Yield i0.29%3.29%
3-Year Avg Annual Dividend i₹3.23₹14.83
3-Year Avg Dividend Yield i0.33%1.86%
3-Year Total Dividends i₹9.70₹44.50
Ex-Dividend DateMay 30, 2025Aug 22, 2025