ICICI Lombard [ICICIGI] vs State Bank of India [SBIN] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: ICICI Lombard wins in 4 metrics, State Bank of India wins in 14 metrics, with 0 ties. State Bank of India appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricICICI LombardState Bank of IndiaBetter
P/E Ratio (TTM)35.559.62State Bank of India
Price-to-Book Ratio5.831.47State Bank of India
Debt-to-Equity Ratio0.001.09ICICI Lombard
PEG Ratio1.270.99State Bank of India
EV/EBITDA25.03N/AN/A
Profit Margin (TTM)10.78%22.67%State Bank of India
Operating Margin (TTM)15.46%35.02%State Bank of India
EBITDA Margin (TTM)15.46%35.02%State Bank of India
Return on Equity17.90%16.58%ICICI Lombard
Return on Assets (TTM)3.32%1.16%ICICI Lombard
Free Cash Flow (TTM)$9.16B$428.49BState Bank of India
Dividend Yield0.65%2.01%State Bank of India
1-Year Return-15.38%6.77%State Bank of India
Price-to-Sales Ratio (TTM)3.802.26State Bank of India
Enterprise Value$927.00B$10,100.55BState Bank of India
EV/Revenue Ratio3.742.88State Bank of India
Revenue per Share (TTM)$501$393ICICI Lombard
Earnings per Share (Diluted)$53.44$89.04State Bank of India
Beta (Stock Volatility)0.600.48State Bank of India
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

ICICI Lombard vs State Bank of India Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
ICICI Lombard0.65%1.50%1.14%-6.10%6.86%4.67%
State Bank of India-0.49%-0.63%6.08%7.52%12.17%8.04%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
ICICI Lombard-15.38%64.53%45.55%178.45%178.45%178.45%
State Bank of India6.77%61.51%350.32%264.43%161.90%868.09%

News Based Sentiment: ICICI Lombard vs State Bank of India

ICICI Lombard

News based Sentiment: MIXED

September brought a blend of positive earnings and institutional activity for ICICI Lombard, but these were countered by analyst downgrades, valuation concerns, and potential regulatory challenges. This creates a mixed investment narrative requiring careful consideration of both opportunities and risks.

View ICICI Lombard News Sentiment Analysis

State Bank of India

News based Sentiment: POSITIVE

September was a particularly strong month for SBI, highlighted by the successful completion of the YES Bank stake sale and the reaffirmation of ambitious growth targets. These developments, coupled with positive analyst sentiment and a rising share price, indicate a positive trajectory for the bank and strengthen its investment case.

View State Bank of India News Sentiment Analysis

Performance & Financial Health Analysis: ICICI Lombard vs State Bank of India

MetricICICIGISBIN
Market Information
Market Cap i₹940.95B₹7.91T
Market Cap CategoryLarge capLarge cap
10 Day Avg. Volume i560,85310,560,026
90 Day Avg. Volume i559,6907,061,126
Last Close₹1,894.00₹856.95
52 Week Range₹1,613.70 - ₹2,278.80₹680.00 - ₹880.50
% from 52W High-16.89%-2.67%
All-Time High₹2,301.90 (Sep 23, 2024)₹912.00 (Jun 03, 2024)
% from All-Time High-17.72%-6.04%
Growth Metrics
Quarterly Revenue Growth0.14%0.10%
Quarterly Earnings Growth0.29%0.10%
Financial Health
Profit Margin (TTM) i0.11%0.23%
Operating Margin (TTM) i0.15%0.35%
Return on Equity (TTM) i0.18%0.17%
Debt to Equity (MRQ) i0.001.09
Cash & Liquidity
Book Value per Share (MRQ)₹325.67₹583.19
Cash per Share (MRQ)₹13.11₹422.70
Operating Cash Flow (TTM) iN/A₹1.94T
Levered Free Cash Flow (TTM) i₹25.08B₹775.61B
Dividends
Last 12-Month Dividend Yield i0.65%2.01%
Last 12-Month Dividend i₹12.50₹15.90

Valuation & Enterprise Metrics Analysis: ICICI Lombard vs State Bank of India

MetricICICIGISBIN
Price Ratios
P/E Ratio (TTM) i35.559.62
Forward P/E i32.5910.37
PEG Ratio i1.270.99
Price to Sales (TTM) i3.802.26
Price to Book (MRQ) i5.831.47
Market Capitalization
Market Capitalization i₹940.95B₹7.91T
Enterprise Value i₹927.00B₹10.10T
Enterprise Value Metrics
Enterprise to Revenue i3.742.88
Enterprise to EBITDA i25.03N/A
Risk & Other Metrics
Beta i0.600.48
Book Value per Share (MRQ) i₹325.67₹583.19

Financial Statements Comparison: ICICI Lombard vs State Bank of India

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)ICICIGISBIN
Revenue/Sales i₹64.24B₹887.25B
Cost of Goods Sold iN/AN/A
Gross Profit iN/AN/A
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
EBITDA iN/AN/A
Pre-Tax Income i₹9.94B₹292.29B
Income Tax i₹2.47B₹76.02B
Net Income (Profit) i₹7.47B₹221.21B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)ICICIGISBIN
Cash & Equivalents i₹6.50B₹3.90T
Total Current Assets iN/AN/A
Total Current Liabilities iN/AN/A
Long-Term Debt iN/A₹5.86T
Total Shareholders Equity i₹151.84B₹5.40T
Retained Earnings i₹0N/A
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)ICICIGISBIN
Operating Cash Flow iN/AN/A
Capital Expenditures i₹-87.40MN/A
Free Cash Flow i₹7.55BN/A
Debt Repayment i₹0N/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricICICIGISBIN
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Average Daily Volume (10 Day) i560,85310,560,026
Average Daily Volume (90 Day) i559,6907,061,126
Shares Outstanding i495.73M8.92B
Float Shares i223.58M4.09B
% Held by Insiders i0.01%0.57%
% Held by Institutions i0.81%0.29%

Dividend Analysis & Yield Comparison: ICICI Lombard vs State Bank of India

MetricICICIGISBIN
Last 12-Month Dividend i₹12.50₹15.90
Last 12-Month Dividend Yield i0.65%2.01%
3-Year Avg Annual Dividend i₹12.83₹13.63
3-Year Avg Dividend Yield i0.37%1.86%
3-Year Total Dividends i₹38.50₹40.90
Ex-Dividend DateJun 06, 2025May 16, 2025