Indian Railway [IRFC] vs Cholamandalam [CHOLAFIN] Detailed Stock Comparison
Indian Railway
NSE
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Cholamandalam
NSE
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TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: Indian Railway wins in 9 metrics, Cholamandalam wins in 9 metrics, with 0 ties. Both stocks appear equally matched on key metrics.
View Metrics Details
Vital Metrics Comparison
| Metric | Indian Railway | Cholamandalam | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 23.52 | 27.96 | Indian Railway |
| Price-to-Book Ratio | 2.89 | 5.25 | Indian Railway |
| Debt-to-Equity Ratio | 748.58 | 743.09 | Cholamandalam |
| PEG Ratio | 2.19 | 1.39 | Cholamandalam |
| EV/EBITDA | 86.83 | N/A | N/A |
| Profit Margin (TTM) | 97.62% | 39.21% | Indian Railway |
| Operating Margin (TTM) | 97.65% | 52.51% | Indian Railway |
| EBITDA Margin (TTM) | 97.65% | 52.51% | Indian Railway |
| Return on Equity | 12.68% | 18.01% | Cholamandalam |
| Return on Assets (TTM) | 1.39% | 2.11% | Cholamandalam |
| Free Cash Flow (TTM) | $82.29B | $-326.13B | Indian Railway |
| Dividend Yield | 1.69% | 0.13% | Indian Railway |
| 1-Year Return | -33.88% | -2.40% | Cholamandalam |
| Price-to-Sales Ratio (TTM) | 22.99 | 10.94 | Cholamandalam |
| Enterprise Value | $5,647.88B | $2,945.36B | Indian Railway |
| EV/Revenue Ratio | 82.65 | 25.93 | Cholamandalam |
| Gross Profit Margin (TTM) | 25.69% | N/A | N/A |
| Revenue per Share (TTM) | $5 | $135 | Cholamandalam |
| Earnings per Share (Diluted) | $5.11 | $52.85 | Cholamandalam |
| Beta (Stock Volatility) | 0.32 | 0.63 | Indian Railway |
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends
Indian Railway vs Cholamandalam Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Indian Railway | -0.40% | -5.50% | -10.67% | -15.61% | 5.06% | -21.44% |
| Cholamandalam | -1.33% | -6.78% | -4.32% | -11.64% | 1.42% | 19.96% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Indian Railway | -33.88% | 438.09% | 376.25% | 376.25% | 376.25% | 376.25% |
| Cholamandalam | -2.40% | 79.72% | 507.01% | 1,087.98% | 4,184.38% | 4,745.50% |
Performance & Financial Health Analysis: Indian Railway vs Cholamandalam
| Metric | IRFC | CHOLAFIN |
|---|---|---|
| Market Information | ||
| Market Cap | ₹1.57T | ₹1.24T |
| Market Cap Category | Large cap | Large cap |
| 10 Day Avg. Volume | 6,756,660 | 1,064,489 |
| 90 Day Avg. Volume | 10,187,685 | 1,696,583 |
| Last Close | ₹118.11 | ₹1,420.70 |
| 52 Week Range | ₹108.04 - ₹181.78 | ₹1,168.00 - ₹1,684.40 |
| % from 52W High | -35.03% | -15.66% |
| All-Time High | ₹229.00 (Jul 15, 2024) | ₹1,684.40 (May 26, 2025) |
| % from All-Time High | -48.42% | -15.66% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.11% | 0.20% |
| Quarterly Earnings Growth | 0.11% | 0.20% |
| Financial Health | ||
| Profit Margin (TTM) | 0.98% | 0.39% |
| Operating Margin (TTM) | 0.98% | 0.53% |
| Return on Equity (TTM) | 0.13% | 0.18% |
| Debt to Equity (MRQ) | 748.58 | 743.09 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | ₹41.65 | ₹281.46 |
| Cash per Share (MRQ) | ₹0.77 | ₹65.20 |
| Operating Cash Flow (TTM) | ₹50.56B | ₹176.84B |
| Levered Free Cash Flow (TTM) | ₹65.02B | ₹42.63B |
| Dividends | ||
| Last 12-Month Dividend Yield | 1.69% | 0.13% |
| Last 12-Month Dividend | ₹2.30 | ₹2.00 |
Valuation & Enterprise Metrics Analysis: Indian Railway vs Cholamandalam
| Metric | IRFC | CHOLAFIN |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 23.52 | 27.96 |
| Forward P/E | 23.57 | 18.08 |
| PEG Ratio | 2.19 | 1.39 |
| Price to Sales (TTM) | 22.99 | 10.94 |
| Price to Book (MRQ) | 2.89 | 5.25 |
| Market Capitalization | ||
| Market Capitalization | ₹1.57T | ₹1.24T |
| Enterprise Value | ₹5.65T | ₹2.95T |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 82.65 | 25.93 |
| Enterprise to EBITDA | 86.83 | N/A |
| Risk & Other Metrics | ||
| Beta | 0.32 | 0.63 |
| Book Value per Share (MRQ) | ₹41.65 | ₹281.46 |
Financial Statements Comparison: Indian Railway vs Cholamandalam
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | IRFC | CHOLAFIN |
|---|---|---|
| Revenue/Sales | ₹67.24B | ₹38.85B |
| Cost of Goods Sold | ₹50.01B | N/A |
| Gross Profit | ₹17.23B | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | ₹16.85B | N/A |
| EBITDA | ₹16.90B | N/A |
| Pre-Tax Income | ₹16.82B | ₹15.32B |
| Income Tax | ₹0 | ₹3.94B |
| Net Income (Profit) | ₹16.82B | ₹11.38B |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | IRFC | CHOLAFIN |
|---|---|---|
| Cash & Equivalents | ₹56.80B | ₹65.21B |
| Total Current Assets | ₹2.96T | N/A |
| Total Current Liabilities | ₹128.90M | N/A |
| Long-Term Debt | ₹4.12T | ₹1.76T |
| Total Shareholders Equity | ₹526.68B | ₹236.69B |
| Retained Earnings | N/A | ₹85.53B |
| Property, Plant & Equipment | ₹169.30M | ₹1.60B |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | IRFC | CHOLAFIN |
|---|---|---|
| Operating Cash Flow | ₹11.16B | N/A |
| Capital Expenditures | ₹-6.90M | N/A |
| Free Cash Flow | ₹11.36B | N/A |
| Debt Repayment | ₹645.80M | N/A |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | IRFC | CHOLAFIN |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Average Daily Volume (10 Day) | 6,756,660 | 1,064,489 |
| Average Daily Volume (90 Day) | 10,187,685 | 1,696,583 |
| Shares Outstanding | 13.07B | 840.94M |
| Float Shares | 1.78B | 421.35M |
| % Held by Insiders | 0.86% | 0.50% |
| % Held by Institutions | 0.02% | 0.33% |
Dividend Analysis & Yield Comparison: Indian Railway vs Cholamandalam
| Metric | IRFC | CHOLAFIN |
|---|---|---|
| Last 12-Month Dividend | ₹2.30 | ₹2.00 |
| Last 12-Month Dividend Yield | 1.69% | 0.13% |
| 3-Year Avg Annual Dividend | ₹1.74 | ₹2.00 |
| 3-Year Avg Dividend Yield | 1.33% | 0.09% |
| 3-Year Total Dividends | ₹5.23 | ₹6.00 |
| Ex-Dividend Date | Mar 21, 2025 | Jul 24, 2025 |