L&T Finance Holdings [L&TFH] vs Mahindra & Mahindra [M&MFIN] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: L&T Finance Holdings Limited wins in 2 metrics, Mahindra & Mahindra Financial Services Limited wins in 4 metrics, with 2 ties. Mahindra & Mahindra Financial Services Limited appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | L&T Finance Holdings Limited | Mahindra & Mahindra Financial Services Limited | Better |
|---|---|---|---|
| P/E Ratio (TTM) | N/A | 16.95 | N/A |
| Price-to-Book Ratio | N/A | 1.67 | N/A |
| Debt-to-Equity Ratio | 0.00 | 435.08 | Tie |
| PEG Ratio | N/A | 0.18 | N/A |
| Profit Margin (TTM) | N/A | 26.77% | N/A |
| Operating Margin (TTM) | N/A | 44.31% | N/A |
| EBITDA Margin (TTM) | N/A | 44.31% | N/A |
| Return on Equity | 9.86% | 10.48% | Mahindra & Mahindra Financial Services Limited |
| Return on Assets (TTM) | N/A | 1.57% | N/A |
| Free Cash Flow (TTM) | $5.55B | $-160.44B | L&T Finance Holdings Limited |
| Dividend Yield | 1.32% | 4.75% | Mahindra & Mahindra Financial Services Limited |
| 1-Year Return | 67.32% | 16.30% | L&T Finance Holdings Limited |
| Price-to-Sales Ratio (TTM) | 8.05 | 4.70 | Mahindra & Mahindra Financial Services Limited |
| Enterprise Value | $0 | $1,432.62B | Mahindra & Mahindra Financial Services Limited |
| EV/Revenue Ratio | 0.00 | 16.16 | Tie |
| Revenue per Share (TTM) | N/A | $68 | N/A |
| Earnings per Share (Diluted) | N/A | $17.71 | N/A |
| Beta (Stock Volatility) | N/A | 0.42 | N/A |
L&T Finance Holdings Limited vs Mahindra & Mahindra Financial Services Limited Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| L&T Finance Holdings Limited | -1.48% | -5.32% | -6.63% | -1.60% | -11.92% | -15.93% |
| Mahindra & Mahindra Financial Services Limited | -0.52% | -4.80% | -4.36% | -19.78% | -18.27% | -28.11% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| L&T Finance Holdings Limited | 67.32% | 171.53% | 193.95% | 268.14% | 472.63% | 472.63% |
| Mahindra & Mahindra Financial Services Limited | 16.30% | 1.86% | 80.58% | 51.89% | 277.49% | 1,061.19% |
Performance & Financial Health Analysis: L&T Finance Holdings Limited vs Mahindra & Mahindra Financial Services Limited
| Metric | L&TFH | M&MFIN |
|---|---|---|
| Market Information | ||
| Market Cap | ₹632.86B | ₹412.74B |
| Market Cap Category | Large cap | Large cap |
| 10 Day Avg. Volume | 7,052,175 | 2,917,621 |
| 90 Day Avg. Volume | 8,545,935 | 2,313,083 |
| Last Close | ₹266.70 | ₹289.05 |
| 52 Week Range | ₹172.13 - ₹329.45 | ₹246.35 - ₹412.20 |
| % from 52W High | -19.05% | -29.88% |
| All-Time High | ₹329.45 (Jan 06, 2026) | ₹534.00 (Apr 30, 2018) |
| % from All-Time High | -19.05% | -45.87% |
| Growth Metrics | ||
| Quarterly Revenue Growth | -0.06% | 0.09% |
| Quarterly Earnings Growth | 0.29% | -0.10% |
| Financial Health | ||
| Profit Margin (TTM) | N/A | 0.27% |
| Operating Margin (TTM) | N/A | 0.44% |
| Return on Equity (TTM) | 0.10% | 0.10% |
| Debt to Equity (MRQ) | 0.00 | 435.08 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | N/A | ₹179.84 |
| Cash per Share (MRQ) | N/A | ₹46.36 |
| Operating Cash Flow (TTM) | ₹23.92B | ₹-50,975,000,000 |
| Levered Free Cash Flow (TTM) | ₹23.20B | ₹22.62B |
| Dividends | ||
| Last 12-Month Dividend Yield | 1.32% | 4.75% |
| Last 12-Month Dividend | ₹0.00 | ₹12.63 |
Valuation & Enterprise Metrics Analysis: L&T Finance Holdings Limited vs Mahindra & Mahindra Financial Services Limited
| Metric | L&TFH (Apr 07, 2026) | M&MFIN (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | N/A | 16.95 |
| Forward P/E | N/A | 12.17 |
| PEG Ratio | N/A | 0.18 |
| Price to Sales (TTM) | 8.05 | 4.70 |
| Price to Book (MRQ) | N/A | 1.67 |
| Market Capitalization | ||
| Market Capitalization | ₹632.86B | ₹412.74B |
| Enterprise Value | ₹0 | ₹1.43T |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 0.00 | 16.16 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | N/A | 0.42 |
| Book Value per Share (MRQ) | N/A | ₹179.84 |
Financial Statements Comparison: L&T Finance Holdings Limited vs Mahindra & Mahindra Financial Services Limited
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | L&TFH (2024) | M&MFIN (2025) |
|---|---|---|
| Revenue/Sales | 78.59B | 90.65B |
| Cost of Goods Sold | N/A | N/A |
| COGS % of Revenue | 0.0% | 0.0% |
| Gross Profit | N/A | N/A |
| Gross Margin | 0.0% | 0.0% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| Operating Margin | 0.0% | 0.0% |
| EBITDA | N/A | N/A |
| EBITDA Margin | 0.0% | 0.0% |
| Pre-Tax Income | 30.29B | 30.27B |
| Pre-Tax Income % of Revenue | 38.5% | 33.4% |
| Income Tax | 7.12B | 7.66B |
| Income Tax % of Revenue | 9.1% | 8.5% |
| Net Income (Profit) | 23.17B | 22.61B |
| Profit Margin | 29.5% | 24.9% |
Balance Sheet & Liquidity Metrics
| Metric | L&TFH (2024) | M&MFIN (2025) |
|---|---|---|
| Cash & Equivalents | 46.76B | 48.90B |
| Total Current Assets | N/A | N/A |
| Total Current Assets % of Revenue | 0.0% | 0.0% |
| Total Current Liabilities | N/A | N/A |
| Total Current Liabilities % of Revenue | 0.0% | 0.0% |
| Long-Term Debt | 766.03B | 1.08T |
| Long-Term Debt % of Revenue | 974.7% | 1,193.8% |
| Total Shareholders Equity | 235.28B | 215.73B |
| Retained Earnings | N/A | 93.73B |
| Retained Earnings % of Revenue | 0.0% | 103.4% |
| Property, Plant & Equipment | 4.10B | 7.24B |
Cash Flow Statement Comparison
| Metric | L&TFH (2024) | M&MFIN (2025) |
|---|---|---|
| Operating Cash Flow | 23.92B | -50.98B |
| Operating Cash Flow % of Revenue | 30.4% | -56.2% |
| Capital Expenditures | -1.18B | -3.73B |
| Free Cash Flow | 5.55B | -160.44B |
| FCF Margin | 7.1% | -177.0% |
| Debt Repayment | -243.63B | -584.47B |
| Common Stock Repurchase | 0 | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | L&TFH | M&MFIN |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Shares Outstanding | 2.49B | 1.39B |
| Float Shares | N/A | 644.14M |
| % Held by Insiders | N/A | 53.66% |
| % Held by Institutions | N/A | 36.70% |
| % Held by Public | N/A | 9.64% |
Dividend Analysis & Yield Comparison: L&T Finance Holdings Limited vs Mahindra & Mahindra Financial Services Limited
| Metric | L&TFH | M&MFIN |
|---|---|---|
| Last 12-Month Dividend | ₹0.00 | ₹12.63 |
| Last 12-Month Dividend Yield | 1.32% | 4.75% |
| 3-Year Avg Annual Dividend | ₹1.67 | ₹7.41 |
| 3-Year Avg Dividend Yield | 1.19% | 2.07% |
| 3-Year Total Dividends | ₹5.00 | ₹22.23 |
| Ex-Dividend Date | Jun 18, 2024 | Jul 15, 2025 |