Lakshmi Finance [LFIC] vs Paul Merchants [PML] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Lakshmi Finance wins in 8 metrics, Paul Merchants wins in 10 metrics, with 0 ties. Paul Merchants appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricLakshmi FinancePaul MerchantsBetter
P/E Ratio (TTM)24.264.10Paul Merchants
Price-to-Book Ratio1.050.34Paul Merchants
Debt-to-Equity Ratio0.003.72Lakshmi Finance
PEG Ratio-1.130.00Lakshmi Finance
EV/EBITDA13.51-16.52Paul Merchants
Profit Margin (TTM)39.89%12.02%Lakshmi Finance
Operating Margin (TTM)91.66%-1.01%Lakshmi Finance
EBITDA Margin (TTM)91.66%N/AN/A
Return on Equity6.08%10.15%Paul Merchants
Return on Assets (TTM)5.83%4.01%Lakshmi Finance
Free Cash Flow (TTM)$-33.03M$4.44BPaul Merchants
Dividend Yield1.39%N/AN/A
1-Year Return-36.60%-24.22%Paul Merchants
Price-to-Sales Ratio (TTM)9.680.08Paul Merchants
Enterprise Value$576.06M$1.92BPaul Merchants
EV/Revenue Ratio9.000.07Paul Merchants
Gross Profit Margin (TTM)77.74%1.18%Lakshmi Finance
Revenue per Share (TTM)$21$9,118Paul Merchants
Earnings per Share (Diluted)$8.51$-43.12Lakshmi Finance
Beta (Stock Volatility)0.430.95Lakshmi Finance
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

Lakshmi Finance vs Paul Merchants Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Lakshmi Finance1.50%1.44%-4.21%-1.92%22.48%-11.31%
Paul Merchants-1.55%-3.07%-10.72%-14.30%-10.55%-29.66%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Lakshmi Finance-36.60%89.53%253.34%484.46%320.74%340.65%
Paul Merchants-24.22%-48.70%-44.20%-86.76%115.64%115.64%

News Based Sentiment: Lakshmi Finance vs Paul Merchants

Lakshmi Finance

News based Sentiment: MIXED

September was a month of contrasts for Lakshmi Finance, with positive developments like reaching a ₹65 crore market cap and announcing a dividend offset by concerning Q4 financial results and a significantly above-average CEO compensation package. The upcoming AGM is a critical event for investors to assess the company's direction.

View Lakshmi Finance News Sentiment Analysis

Paul Merchants

News based Sentiment: NEUTRAL

September saw the completion of a significant integration with L&T Finance and the standard AGM proceedings. While positive developments like the integration and increased retail investor interest are present, the decrease in institutional holdings introduces a degree of caution, resulting in a neutral overall sentiment.

View Paul Merchants News Sentiment Analysis

Performance & Financial Health Analysis: Lakshmi Finance vs Paul Merchants

MetricLFICPML
Market Information
Market Cap i₹636.71M₹2.13B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i6,742840
90 Day Avg. Volume i12,204797
Last Close₹209.53₹668.45
52 Week Range₹153.80 - ₹349.95₹662.00 - ₹1,252.00
% from 52W High-40.13%-46.61%
All-Time High₹372.00 (Sep 30, 2024)₹6,195.00 (Feb 12, 2018)
% from All-Time High-43.67%-89.21%
Growth Metrics
Quarterly Revenue Growth-0.19%-0.54%
Quarterly Earnings Growth-0.22%20.59%
Financial Health
Profit Margin (TTM) i0.40%0.12%
Operating Margin (TTM) i0.92%-0.01%
Return on Equity (TTM) i0.06%0.10%
Debt to Equity (MRQ) i0.003.72
Cash & Liquidity
Book Value per Share (MRQ)₹196.17₹2,039.20
Cash per Share (MRQ)₹14.44₹132.38
Operating Cash Flow (TTM) i₹14.24M₹4.78B
Levered Free Cash Flow (TTM) i₹35.80M₹638.36M
Dividends
Last 12-Month Dividend Yield i1.39%N/A
Last 12-Month Dividend i₹3.00₹0.00

Valuation & Enterprise Metrics Analysis: Lakshmi Finance vs Paul Merchants

MetricLFICPML
Price Ratios
P/E Ratio (TTM) i24.264.10
Forward P/E iN/AN/A
PEG Ratio i-1.130.00
Price to Sales (TTM) i9.680.08
Price to Book (MRQ) i1.050.34
Market Capitalization
Market Capitalization i₹636.71M₹2.13B
Enterprise Value i₹576.06M₹1.92B
Enterprise Value Metrics
Enterprise to Revenue i9.000.07
Enterprise to EBITDA i13.51-16.52
Risk & Other Metrics
Beta i0.430.95
Book Value per Share (MRQ) i₹196.17₹2,039.20

Financial Statements Comparison: Lakshmi Finance vs Paul Merchants

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)LFICPML
Revenue/Sales i₹15.64M₹4.93B
Cost of Goods Sold i₹3.48M₹4.87B
Gross Profit i₹12.16M₹58.12M
Research & Development iN/AN/A
Operating Income (EBIT) i₹48.82M₹-49.91M
EBITDA i₹50.59M₹-3.43M
Pre-Tax Income i₹50.02M₹-16.92M
Income Tax i₹12.57M₹8.38M
Net Income (Profit) i₹37.45M₹2.87B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)LFICPML
Cash & Equivalents i₹22.60M₹186.45M
Total Current Assets i₹51.97M₹15.25B
Total Current Liabilities i₹7.47M₹9.51B
Long-Term Debt i₹3.00M₹80.82M
Total Shareholders Equity i₹588.50M₹6.29B
Retained Earnings i₹222.87MN/A
Property, Plant & Equipment i₹4.34M₹32.87M

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)LFICPML
Operating Cash Flow iN/AN/A
Capital Expenditures iN/AN/A
Free Cash Flow iN/AN/A
Debt Repayment iN/AN/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricLFICPML
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Average Daily Volume (10 Day) i6,742840
Average Daily Volume (90 Day) i12,204797
Shares Outstanding i3.00M3.08M
Float Shares i1.66M119,597
% Held by Insiders iN/A0.81%
% Held by Institutions iN/A0.00%

Dividend Analysis & Yield Comparison: Lakshmi Finance vs Paul Merchants

MetricLFICPML
Last 12-Month Dividend i₹3.00₹0.00
Last 12-Month Dividend Yield i1.39%N/A
3-Year Avg Annual Dividend i₹3.50₹0.00
3-Year Avg Dividend Yield i1.56%N/A
3-Year Total Dividends i₹10.50₹0.00
Ex-Dividend DateSep 19, 2025N/A