Lakshmi Finance [LFIC] vs Paul Merchants [PML] Detailed Stock Comparison

Lakshmi Finance

Paul Merchants
TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: Lakshmi Finance wins in 8 metrics, Paul Merchants wins in 10 metrics, with 0 ties. Paul Merchants appears stronger overall.
View Metrics Details
Vital Metrics Comparison
Metric | Lakshmi Finance | Paul Merchants | Better |
---|---|---|---|
P/E Ratio (TTM) | 24.26 | 4.10 | Paul Merchants |
Price-to-Book Ratio | 1.05 | 0.34 | Paul Merchants |
Debt-to-Equity Ratio | 0.00 | 3.72 | Lakshmi Finance |
PEG Ratio | -1.13 | 0.00 | Lakshmi Finance |
EV/EBITDA | 13.51 | -16.52 | Paul Merchants |
Profit Margin (TTM) | 39.89% | 12.02% | Lakshmi Finance |
Operating Margin (TTM) | 91.66% | -1.01% | Lakshmi Finance |
EBITDA Margin (TTM) | 91.66% | N/A | N/A |
Return on Equity | 6.08% | 10.15% | Paul Merchants |
Return on Assets (TTM) | 5.83% | 4.01% | Lakshmi Finance |
Free Cash Flow (TTM) | $-33.03M | $4.44B | Paul Merchants |
Dividend Yield | 1.39% | N/A | N/A |
1-Year Return | -36.60% | -24.22% | Paul Merchants |
Price-to-Sales Ratio (TTM) | 9.68 | 0.08 | Paul Merchants |
Enterprise Value | $576.06M | $1.92B | Paul Merchants |
EV/Revenue Ratio | 9.00 | 0.07 | Paul Merchants |
Gross Profit Margin (TTM) | 77.74% | 1.18% | Lakshmi Finance |
Revenue per Share (TTM) | $21 | $9,118 | Paul Merchants |
Earnings per Share (Diluted) | $8.51 | $-43.12 | Lakshmi Finance |
Beta (Stock Volatility) | 0.43 | 0.95 | Lakshmi Finance |
Lakshmi Finance vs Paul Merchants Stock Performance Analysis
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Performance Comparison
Short-term Returns
Stock | 1D | 1W | 1M | 3M | 6M | YTD |
---|---|---|---|---|---|---|
Lakshmi Finance | 1.50% | 1.44% | -4.21% | -1.92% | 22.48% | -11.31% |
Paul Merchants | -1.55% | -3.07% | -10.72% | -14.30% | -10.55% | -29.66% |
Long-term Returns
Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
---|---|---|---|---|---|---|
Lakshmi Finance | -36.60% | 89.53% | 253.34% | 484.46% | 320.74% | 340.65% |
Paul Merchants | -24.22% | -48.70% | -44.20% | -86.76% | 115.64% | 115.64% |
News Based Sentiment: Lakshmi Finance vs Paul Merchants
Lakshmi Finance
News based Sentiment: MIXED
September was a month of contrasts for Lakshmi Finance, with positive developments like reaching a ₹65 crore market cap and announcing a dividend offset by concerning Q4 financial results and a significantly above-average CEO compensation package. The upcoming AGM is a critical event for investors to assess the company's direction.
Paul Merchants
News based Sentiment: NEUTRAL
September saw the completion of a significant integration with L&T Finance and the standard AGM proceedings. While positive developments like the integration and increased retail investor interest are present, the decrease in institutional holdings introduces a degree of caution, resulting in a neutral overall sentiment.
Performance & Financial Health Analysis: Lakshmi Finance vs Paul Merchants
Metric | LFIC | PML |
---|---|---|
Market Information | ||
Market Cap | ₹636.71M | ₹2.13B |
Market Cap Category | Small cap | Small cap |
10 Day Avg. Volume | 6,742 | 840 |
90 Day Avg. Volume | 12,204 | 797 |
Last Close | ₹209.53 | ₹668.45 |
52 Week Range | ₹153.80 - ₹349.95 | ₹662.00 - ₹1,252.00 |
% from 52W High | -40.13% | -46.61% |
All-Time High | ₹372.00 (Sep 30, 2024) | ₹6,195.00 (Feb 12, 2018) |
% from All-Time High | -43.67% | -89.21% |
Growth Metrics | ||
Quarterly Revenue Growth | -0.19% | -0.54% |
Quarterly Earnings Growth | -0.22% | 20.59% |
Financial Health | ||
Profit Margin (TTM) | 0.40% | 0.12% |
Operating Margin (TTM) | 0.92% | -0.01% |
Return on Equity (TTM) | 0.06% | 0.10% |
Debt to Equity (MRQ) | 0.00 | 3.72 |
Cash & Liquidity | ||
Book Value per Share (MRQ) | ₹196.17 | ₹2,039.20 |
Cash per Share (MRQ) | ₹14.44 | ₹132.38 |
Operating Cash Flow (TTM) | ₹14.24M | ₹4.78B |
Levered Free Cash Flow (TTM) | ₹35.80M | ₹638.36M |
Dividends | ||
Last 12-Month Dividend Yield | 1.39% | N/A |
Last 12-Month Dividend | ₹3.00 | ₹0.00 |
Valuation & Enterprise Metrics Analysis: Lakshmi Finance vs Paul Merchants
Metric | LFIC | PML |
---|---|---|
Price Ratios | ||
P/E Ratio (TTM) | 24.26 | 4.10 |
Forward P/E | N/A | N/A |
PEG Ratio | -1.13 | 0.00 |
Price to Sales (TTM) | 9.68 | 0.08 |
Price to Book (MRQ) | 1.05 | 0.34 |
Market Capitalization | ||
Market Capitalization | ₹636.71M | ₹2.13B |
Enterprise Value | ₹576.06M | ₹1.92B |
Enterprise Value Metrics | ||
Enterprise to Revenue | 9.00 | 0.07 |
Enterprise to EBITDA | 13.51 | -16.52 |
Risk & Other Metrics | ||
Beta | 0.43 | 0.95 |
Book Value per Share (MRQ) | ₹196.17 | ₹2,039.20 |
Financial Statements Comparison: Lakshmi Finance vs Paul Merchants
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
Metric (MRQ) | LFIC | PML |
---|---|---|
Revenue/Sales | ₹15.64M | ₹4.93B |
Cost of Goods Sold | ₹3.48M | ₹4.87B |
Gross Profit | ₹12.16M | ₹58.12M |
Research & Development | N/A | N/A |
Operating Income (EBIT) | ₹48.82M | ₹-49.91M |
EBITDA | ₹50.59M | ₹-3.43M |
Pre-Tax Income | ₹50.02M | ₹-16.92M |
Income Tax | ₹12.57M | ₹8.38M |
Net Income (Profit) | ₹37.45M | ₹2.87B |
Balance Sheet & Liquidity Metrics (MRQ)
Metric (MRQ) | LFIC | PML |
---|---|---|
Cash & Equivalents | ₹22.60M | ₹186.45M |
Total Current Assets | ₹51.97M | ₹15.25B |
Total Current Liabilities | ₹7.47M | ₹9.51B |
Long-Term Debt | ₹3.00M | ₹80.82M |
Total Shareholders Equity | ₹588.50M | ₹6.29B |
Retained Earnings | ₹222.87M | N/A |
Property, Plant & Equipment | ₹4.34M | ₹32.87M |
Cash Flow Statement Comparison (MRQ)
Metric (MRQ) | LFIC | PML |
---|---|---|
Operating Cash Flow | N/A | N/A |
Capital Expenditures | N/A | N/A |
Free Cash Flow | N/A | N/A |
Debt Repayment | N/A | N/A |
Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
Metric | LFIC | PML |
---|---|---|
Shares Short | N/A | N/A |
Short Ratio | N/A | N/A |
Short % of Float | N/A | N/A |
Average Daily Volume (10 Day) | 6,742 | 840 |
Average Daily Volume (90 Day) | 12,204 | 797 |
Shares Outstanding | 3.00M | 3.08M |
Float Shares | 1.66M | 119,597 |
% Held by Insiders | N/A | 0.81% |
% Held by Institutions | N/A | 0.00% |
Dividend Analysis & Yield Comparison: Lakshmi Finance vs Paul Merchants
Metric | LFIC | PML |
---|---|---|
Last 12-Month Dividend | ₹3.00 | ₹0.00 |
Last 12-Month Dividend Yield | 1.39% | N/A |
3-Year Avg Annual Dividend | ₹3.50 | ₹0.00 |
3-Year Avg Dividend Yield | 1.56% | N/A |
3-Year Total Dividends | ₹10.50 | ₹0.00 |
Ex-Dividend Date | Sep 19, 2025 | N/A |