Mahindra & Mahindra [M&MFIN] vs Cholamandalam [CHOLAHLDNG] Detailed Stock Comparison

Mahindra & Mahindra Financial Services Limited

NSE
Loading...

Cholamandalam Financial Holdings Limited

NSE
Loading...

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Mahindra & Mahindra Financial Services Limited wins in 11 metrics, Cholamandalam Financial Holdings Limited wins in 7 metrics, with 0 ties. Mahindra & Mahindra Financial Services Limited appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Mahindra & Mahindra Financial Services Limited Cholamandalam Financial Holdings Limited Better
P/E Ratio (TTM) 16.95 12.44 Cholamandalam Financial Holdings Limited
Price-to-Book Ratio 1.67 2.16 Mahindra & Mahindra Financial Services Limited
Debt-to-Equity Ratio 435.08 635.38 Mahindra & Mahindra Financial Services Limited
PEG Ratio 0.18 0.43 Mahindra & Mahindra Financial Services Limited
EV/EBITDA N/A 34.05 N/A
Profit Margin (TTM) 26.77% 11.62% Mahindra & Mahindra Financial Services Limited
Operating Margin (TTM) 44.31% 34.54% Mahindra & Mahindra Financial Services Limited
EBITDA Margin (TTM) 44.31% 34.54% Mahindra & Mahindra Financial Services Limited
Return on Equity 10.48% 8.07% Mahindra & Mahindra Financial Services Limited
Return on Assets (TTM) 1.57% 0.97% Mahindra & Mahindra Financial Services Limited
Free Cash Flow (TTM) $-160.44B $-345.43B Mahindra & Mahindra Financial Services Limited
Dividend Yield 4.75% 0.03% Mahindra & Mahindra Financial Services Limited
1-Year Return 7.60% -23.73% Mahindra & Mahindra Financial Services Limited
Price-to-Sales Ratio (TTM) 4.70 1.45 Cholamandalam Financial Holdings Limited
Enterprise Value $1,432.62B $2,212.75B Cholamandalam Financial Holdings Limited
EV/Revenue Ratio 16.16 10.86 Cholamandalam Financial Holdings Limited
Gross Profit Margin (TTM) N/A 34.46% N/A
Revenue per Share (TTM) $68 $1,086 Cholamandalam Financial Holdings Limited
Earnings per Share (Diluted) $17.71 $126.13 Cholamandalam Financial Holdings Limited
Beta (Stock Volatility) 0.42 0.36 Cholamandalam Financial Holdings Limited

Mahindra & Mahindra Financial Services Limited vs Cholamandalam Financial Holdings Limited Stock Performance Analysis

Loading Price Chart...

M&MFIN
CHOLAHLDNG

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Mahindra & Mahindra Financial Services Limited2.34%6.09%-7.11%-6.79%-14.48%-26.30%
Cholamandalam Financial Holdings Limited2.85%11.00%-5.45%-0.19%-17.46%-16.55%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Mahindra & Mahindra Financial Services Limited7.60%-4.57%83.45%54.53%288.38%1,062.80%
Cholamandalam Financial Holdings Limited-23.73%65.11%147.39%419.96%1,596.38%3,202.71%

Performance & Financial Health Analysis: Mahindra & Mahindra Financial Services Limited vs Cholamandalam Financial Holdings Limited

MetricM&MFINCHOLAHLDNG
Market Information
Market Cap i₹412.74B₹294.64B
Market Cap CategoryLarge capLarge cap
10 Day Avg. Volume i2,917,621219,749
90 Day Avg. Volume i2,313,083422,113
Last Close₹297.85₹1,567.60
52 Week Range₹246.35 - ₹412.20₹1,305.00 - ₹2,231.60
% from 52W High-27.74%-29.75%
All-Time High₹534.00 (Apr 30, 2018)₹2,231.60 (Jul 02, 2025)
% from All-Time High-44.22%-29.75%
Growth Metrics
Quarterly Revenue Growth0.09%0.19%
Quarterly Earnings Growth-0.10%0.29%
Financial Health
Profit Margin (TTM) i0.27%0.12%
Operating Margin (TTM) i0.44%0.35%
Return on Equity (TTM) i0.10%0.08%
Debt to Equity (MRQ) i435.08635.38
Cash & Liquidity
Book Value per Share (MRQ)₹179.84₹727.96
Cash per Share (MRQ)₹46.36₹597.46
Operating Cash Flow (TTM) i₹-50,975,000,000₹-271,459,200,000
Levered Free Cash Flow (TTM) i₹22.62B₹21.74B
Dividends
Last 12-Month Dividend Yield i4.75%0.03%
Last 12-Month Dividend i₹12.63₹0.55

Valuation & Enterprise Metrics Analysis: Mahindra & Mahindra Financial Services Limited vs Cholamandalam Financial Holdings Limited

MetricM&MFIN (Apr 24, 2026)CHOLAHLDNG (Apr 26, 2026)
Price Ratios
P/E Ratio (TTM) i16.9512.44
Forward P/E i12.1710.26
PEG Ratio i0.180.43
Price to Sales (TTM) i4.701.45
Price to Book (MRQ) i1.672.16
Market Capitalization
Market Capitalization i₹412.74B₹294.64B
Enterprise Value i₹1.43T₹2.21T
Enterprise Value Metrics
Enterprise to Revenue i16.1610.86
Enterprise to EBITDA iN/A34.05
Risk & Other Metrics
Beta i0.420.36
Book Value per Share (MRQ) i₹179.84₹727.96

Financial Statements Comparison: Mahindra & Mahindra Financial Services Limited vs Cholamandalam Financial Holdings Limited

Financial Metrics

Loading Financial Charts...

Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricM&MFIN (2025)CHOLAHLDNG (2025)
Revenue/Sales i90.65B349.96B
Cost of Goods Sold iN/A239.94B
COGS % of Revenue i0.0%68.6%
Gross Profit iN/A110.02B
Gross Margin i0.0%31.4%
Research & Development iN/AN/A
Operating Income (EBIT) iN/A58.51B
Operating Margin i0.0%16.7%
EBITDA iN/A64.99B
EBITDA Margin i0.0%18.6%
Pre-Tax Income i30.27B64.00B
Pre-Tax Income % of Revenue i33.4%18.3%
Income Tax i7.66B16.66B
Income Tax % of Revenue i8.5%4.8%
Net Income (Profit) i22.61B47.40B
Profit Margin i24.9%13.5%

Balance Sheet & Liquidity Metrics

MetricM&MFIN (2025)CHOLAHLDNG (2025)
Cash & Equivalents i48.90B53.86B
Total Current Assets iN/A591.99B
Total Current Assets % of Revenue i0.0%169.2%
Total Current Liabilities iN/A637.35B
Total Current Liabilities % of Revenue i0.0%182.1%
Long-Term Debt i1.08T1.17T
Long-Term Debt % of Revenue i1,193.8%334.8%
Total Shareholders Equity i215.73B269.49B
Retained Earnings i93.73B48.32B
Retained Earnings % of Revenue i103.4%13.8%
Property, Plant & Equipment i7.24B19.01B

Cash Flow Statement Comparison

MetricM&MFIN (2025)CHOLAHLDNG (2025)
Operating Cash Flow i-50.98B-271.46B
Operating Cash Flow % of Revenue i-56.2%-77.6%
Capital Expenditures i-3.73B-3.27B
Free Cash Flow i-160.44B-345.43B
FCF Margin i-177.0%-98.7%
Debt Repayment i-584.47B-1.21T
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricM&MFINCHOLAHLDNG
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i1.39B187.78M
Float Shares i644.14M98.52M
% Held by Insiders i53.66%46.89%
% Held by Institutions i36.70%32.27%
% Held by Public i9.64%20.84%

Dividend Analysis & Yield Comparison: Mahindra & Mahindra Financial Services Limited vs Cholamandalam Financial Holdings Limited

MetricM&MFINCHOLAHLDNG
Last 12-Month Dividend i₹12.63₹0.55
Last 12-Month Dividend Yield i4.75%0.03%
3-Year Avg Annual Dividend i₹7.41₹0.55
3-Year Avg Dividend Yield i2.07%0.06%
3-Year Total Dividends i₹22.23₹1.65
Ex-Dividend DateJul 15, 2025Aug 02, 2024