Max Financial [MFSL] vs L&T Finance Holdings [L&TFH] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Max Financial wins in 7 metrics, L&T Finance Holdings wins in 5 metrics, with 0 ties. Max Financial appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricMax FinancialL&T Finance HoldingsBetter
P/E Ratio (TTM)199.92N/AN/A
Price-to-Book Ratio10.36N/AN/A
Debt-to-Equity Ratio22.45343.98Max Financial
PEG Ratio-4.44N/AN/A
EV/EBITDA72.91N/AN/A
Profit Margin (TTM)0.57%31.57%L&T Finance Holdings
Operating Margin (TTM)1.04%43.37%L&T Finance Holdings
EBITDA Margin (TTM)1.04%43.37%L&T Finance Holdings
Return on Equity5.11%9.86%L&T Finance Holdings
Return on Assets (TTM)0.17%N/AN/A
Free Cash Flow (TTM)$81.34B$5.55BMax Financial
Dividend YieldN/A1.32%N/A
1-Year Return38.88%31.29%Max Financial
Price-to-Sales Ratio (TTM)1.145.67Max Financial
Enterprise Value$557.00B$1,084.95BL&T Finance Holdings
EV/Revenue Ratio1.1715.11Max Financial
Revenue per Share (TTM)$1,382$29Max Financial
Earnings per Share (Diluted)$7.89N/AN/A
Beta (Stock Volatility)0.711.06Max Financial
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

Max Financial vs L&T Finance Holdings Stock Performance Analysis

Loading Price Chart...

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Max Financial0.87%-2.79%2.08%3.89%52.30%43.65%
L&T Finance Holdings0.09%4.93%19.32%21.02%67.04%69.55%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Max Financial38.88%92.45%159.43%219.96%828.37%1,302.46%
L&T Finance Holdings31.29%186.59%294.81%239.49%366.67%366.67%

News Based Sentiment: Max Financial vs L&T Finance Holdings

Max Financial

News based Sentiment: MIXED

Max Financial Services is showing a mixed bag of results this month. While the insurance business demonstrates strong performance with increasing VNB and expanding distribution, a slight revenue decline and shifting institutional holdings introduce caution. The overall narrative suggests a company with potential, but requiring careful monitoring.

View Max Financial News Sentiment Analysis

L&T Finance Holdings

News based Sentiment: POSITIVE

L&T Finance delivered strong financial results for FY25, coupled with positive technical signals and increased institutional interest. While analyst targets suggest some downside, the overall narrative points to continued growth and a promising investment outlook, making this a significant month for the company.

View L&T Finance Holdings News Sentiment Analysis

Performance & Financial Health Analysis: Max Financial vs L&T Finance Holdings

MetricMFSLL&TFH
Market Information
Market Cap i₹559.55B₹407.56B
Market Cap CategoryLarge capLarge cap
10 Day Avg. Volume i591,87019,997,563
90 Day Avg. Volume i566,2969,702,479
Last Close₹1,597.50₹233.78
52 Week Range₹950.00 - ₹1,674.80₹129.20 - ₹236.40
% from 52W High-4.62%-1.11%
All-Time High₹1,674.80 (Aug 18, 2025)₹236.45 (Sep 08, 2025)
% from All-Time High-4.62%-1.13%
Growth Metrics
Quarterly Revenue Growth0.09%0.22%
Quarterly Earnings Growth-0.45%0.41%
Financial Health
Profit Margin (TTM) i0.01%0.32%
Operating Margin (TTM) i0.01%0.43%
Return on Equity (TTM) i0.05%0.10%
Debt to Equity (MRQ) i22.45343.98
Cash & Liquidity
Book Value per Share (MRQ)₹152.24N/A
Cash per Share (MRQ)₹32.66₹40.26
Operating Cash Flow (TTM) i₹-83,217,000,000₹23.92B
Levered Free Cash Flow (TTM) i₹3.27B₹23.20B
Dividends
Last 12-Month Dividend Yield iN/A1.32%
Last 12-Month Dividend i₹0.00₹0.00

Valuation & Enterprise Metrics Analysis: Max Financial vs L&T Finance Holdings

MetricMFSLL&TFH
Price Ratios
P/E Ratio (TTM) i199.92N/A
Forward P/E i110.31N/A
PEG Ratio i-4.44N/A
Price to Sales (TTM) i1.145.67
Price to Book (MRQ) i10.36N/A
Market Capitalization
Market Capitalization i₹559.55B₹407.56B
Enterprise Value i₹557.00B₹1.08T
Enterprise Value Metrics
Enterprise to Revenue i1.1715.11
Enterprise to EBITDA i72.91N/A
Risk & Other Metrics
Beta i0.711.06
Book Value per Share (MRQ) i₹152.24N/A

Financial Statements Comparison: Max Financial vs L&T Finance Holdings

Financial Metrics

Loading Financial Charts...

Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)MFSLL&TFH
Revenue/Sales i₹123.76B₹19.26B
Cost of Goods Sold iN/AN/A
Gross Profit iN/AN/A
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
EBITDA iN/AN/A
Pre-Tax Income i₹255.10M₹6.94B
Income Tax i₹-161.40M₹1.41B
Net Income (Profit) i₹382.90M₹5.53B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)MFSLL&TFH
Cash & Equivalents i₹10.71B₹46.76B
Total Current Assets iN/AN/A
Total Current Liabilities iN/AN/A
Long-Term Debt i₹10.26B₹766.03B
Total Shareholders Equity i₹64.03B₹235.28B
Retained Earnings iN/AN/A
Property, Plant & Equipment i₹24.10M₹4.10B

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)MFSLL&TFH
Operating Cash Flow iN/AN/A
Capital Expenditures iN/AN/A
Free Cash Flow iN/AN/A
Debt Repayment iN/AN/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricMFSLL&TFH
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Average Daily Volume (10 Day) i591,87019,997,563
Average Daily Volume (90 Day) i566,2969,702,479
Shares Outstanding i343.63M2.49B
Float Shares i248.59M839.23M
% Held by Insiders i0.03%0.67%
% Held by Institutions i0.84%0.14%

Dividend Analysis & Yield Comparison: Max Financial vs L&T Finance Holdings

MetricMFSLL&TFH
Last 12-Month Dividend i₹0.00₹0.00
Last 12-Month Dividend Yield iN/A1.32%
3-Year Avg Annual Dividend i₹0.00₹1.67
3-Year Avg Dividend Yield iN/A1.19%
3-Year Total Dividends i₹0.00₹5.00
Ex-Dividend DateN/AJun 18, 2024