Punjab National Bank [PNB] vs Indian Overseas Bank [IOB] Detailed Stock Comparison

Punjab National Bank

NSE

Indian Overseas Bank

NSE

TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: Punjab National Bank wins in 13 metrics, Indian Overseas Bank wins in 4 metrics, with 0 ties. Punjab National Bank appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric	Punjab National Bank	Indian Overseas Bank	Better
P/E Ratio (TTM)	7.00	18.74	Punjab National Bank
Price-to-Book Ratio	0.89	2.22	Punjab National Bank
Debt-to-Equity Ratio	0.76	1.22	Punjab National Bank
PEG Ratio	-0.14	0.24	Punjab National Bank
Profit Margin (TTM)	31.67%	29.80%	Punjab National Bank
Operating Margin (TTM)	44.07%	44.75%	Indian Overseas Bank
EBITDA Margin (TTM)	44.07%	44.75%	Indian Overseas Bank
Return on Equity	13.67%	13.04%	Punjab National Bank
Return on Assets (TTM)	0.99%	1.01%	Indian Overseas Bank
Free Cash Flow (TTM)	$204.74B	$22.36B	Punjab National Bank
Dividend Yield	245.87%	N/A	N/A
1-Year Return	-12.97%	-37.17%	Punjab National Bank
Price-to-Sales Ratio (TTM)	2.25	5.57	Punjab National Bank
Enterprise Value	$1,352.32B	$907.65B	Punjab National Bank
EV/Revenue Ratio	2.58	6.89	Punjab National Bank
Revenue per Share (TTM)	$46	$7	Punjab National Bank
Earnings per Share (Diluted)	$14.66	$2.03	Punjab National Bank
Beta (Stock Volatility)	0.58	0.31	Indian Overseas Bank

Performance

Key Stats

Valuation

Financials

Short Interest

Dividends

Punjab National Bank vs Indian Overseas Bank Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock	1D	1W	1M	3M	6M	YTD
Punjab National Bank	-0.56%	-5.07%	-4.74%	-0.55%	16.41%	-0.91%
Indian Overseas Bank	-0.24%	-0.62%	1.17%	0.47%	-12.29%	-26.39%

Long-term Returns

Stock	1Y	3Y	5Y	10Y	15Y	20Y
Punjab National Bank	-12.97%	187.80%	201.49%	-22.41%	-57.76%	25.12%
Indian Overseas Bank	-37.17%	116.32%	272.49%	13.46%	-71.58%	-56.54%

Performance Comparison

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Punjab National Bank (PNB): View Full Stock Overview

Indian Overseas Bank (IOB): View Full Stock Overview

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Key Performance Metrics Available:

Daily, weekly, monthly, and yearly returns
52-week high and low prices
Market capitalization and valuation ratios
Financial health and profitability metrics
Dividend history and yield information

Performance & Financial Health Analysis: Punjab National Bank vs Indian Overseas Bank

Metric	PNB	IOB
Market Information
Market Cap i	₹1.18T	₹733.29B
Market Cap Category	Large cap	Large cap
10 Day Avg. Volume i	9,039,845	4,305,105
90 Day Avg. Volume i	16,077,985	5,192,070
Last Close	₹100.88	₹38.09
52 Week Range	₹85.46 - ₹117.55	₹33.50 - ₹61.80
% from 52W High	-14.18%	-38.37%
All-Time High	₹279.98 (Nov 08, 2010)	₹227.45 (Jan 07, 2008)
% from All-Time High	-63.97%	-83.25%
Growth Metrics
Quarterly Revenue Growth	0.19%	0.33%
Quarterly Earnings Growth	-0.47%	0.82%
Financial Health
Profit Margin (TTM) i	0.32%	0.30%
Operating Margin (TTM) i	0.44%	0.45%
Return on Equity (TTM) i	0.14%	0.13%
Debt to Equity (MRQ) i	0.76	1.22
Cash & Liquidity
Book Value per Share (MRQ)	₹115.84	₹17.15
Cash per Share (MRQ)	₹77.78	₹12.11
Operating Cash Flow (TTM) i	₹148.37B	₹32.13B
Levered Free Cash Flow (TTM) i	₹184.80B	₹33.96B
Dividends
Last 12-Month Dividend Yield i	245.87%	N/A
Last 12-Month Dividend i	₹253.20	₹0.00

Valuation & Enterprise Metrics Analysis: Punjab National Bank vs Indian Overseas Bank

Metric	PNB	IOB
Price Ratios
P/E Ratio (TTM) i	7.00	18.74
Forward P/E i	7.30	42.28
PEG Ratio i	-0.14	0.24
Price to Sales (TTM) i	2.25	5.57
Price to Book (MRQ) i	0.89	2.22
Market Capitalization
Market Capitalization i	₹1.18T	₹733.29B
Enterprise Value i	₹1.35T	₹907.65B
Enterprise Value Metrics
Enterprise to Revenue i	2.58	6.89
Enterprise to EBITDA i	N/A	N/A
Risk & Other Metrics
Beta i	0.58	0.31
Book Value per Share (MRQ) i	₹115.84	₹17.15

Financial Statements Comparison: Punjab National Bank vs Indian Overseas Bank

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)	PNB	IOB
Revenue/Sales i	₹161.71B	₹42.29B
Cost of Goods Sold i	N/A	N/A
Gross Profit i	N/A	N/A
Research & Development i	N/A	N/A
Operating Income (EBIT) i	N/A	N/A
EBITDA i	N/A	N/A
Pre-Tax Income i	₹69.73B	₹15.15B
Income Tax i	₹51.41B	₹4.03B
Net Income (Profit) i	₹21.67B	₹11.78B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)	PNB	IOB
Cash & Equivalents i	₹1.41T	₹234.03B
Total Current Assets i	N/A	N/A
Total Current Liabilities i	N/A	N/A
Long-Term Debt i	₹934.72B	₹404.08B
Total Shareholders Equity i	₹1.39T	₹331.37B
Retained Earnings i	N/A	N/A
Property, Plant & Equipment i	N/A	N/A

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)	PNB	IOB
Operating Cash Flow i	N/A	N/A
Capital Expenditures i	N/A	N/A
Free Cash Flow i	N/A	N/A
Debt Repayment i	N/A	N/A
Common Stock Repurchase i	N/A	N/A

Short Interest & Institutional Ownership Analysis

Metric	PNB	IOB
Shares Short i	N/A	N/A
Short Ratio i	N/A	N/A
Short % of Float i	N/A	N/A
Average Daily Volume (10 Day) i	9,039,845	4,305,105
Average Daily Volume (90 Day) i	16,077,985	5,192,070
Shares Outstanding i	11.49B	19.26B
Float Shares i	3.45B	977.34M
% Held by Insiders i	0.70%	0.95%
% Held by Institutions i	0.17%	0.02%

Dividend Analysis & Yield Comparison: Punjab National Bank vs Indian Overseas Bank

Metric	PNB	IOB
Last 12-Month Dividend i	₹253.20	₹0.00
Last 12-Month Dividend Yield i	245.87%	N/A
3-Year Avg Annual Dividend i	₹84.83	₹0.00
3-Year Avg Dividend Yield i	62.23%	N/A
3-Year Total Dividends i	₹254.49	₹0.00
Ex-Dividend Date	Jun 20, 2025	N/A

Punjab National Bank [PNB] vs Indian Overseas Bank [IOB] Detailed Stock Comparison