PNB Housing Finance [PNBHOUSING] vs Aadhar Housing [AADHARHFC] Detailed Stock Comparison
PNB Housing Finance
NSE
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Aadhar Housing
NSE
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TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: PNB Housing Finance wins in 11 metrics, Aadhar Housing wins in 5 metrics, with 0 ties. PNB Housing Finance appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | PNB Housing Finance | Aadhar Housing | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 11.49 | 24.46 | PNB Housing Finance |
| Price-to-Book Ratio | 1.38 | 3.57 | PNB Housing Finance |
| Debt-to-Equity Ratio | 265.18 | 257.37 | Aadhar Housing |
| PEG Ratio | 0.50 | 1.86 | PNB Housing Finance |
| EV/EBITDA | N/A | 17.44 | N/A |
| Profit Margin (TTM) | 58.95% | 48.20% | PNB Housing Finance |
| Operating Margin (TTM) | 76.12% | 61.94% | PNB Housing Finance |
| EBITDA Margin (TTM) | 76.12% | 61.94% | PNB Housing Finance |
| Return on Equity | 11.48% | 17.54% | Aadhar Housing |
| Return on Assets (TTM) | 2.35% | 3.93% | Aadhar Housing |
| Free Cash Flow (TTM) | $-81.06B | $-30.41B | Aadhar Housing |
| Dividend Yield | 0.51% | N/A | N/A |
| 1-Year Return | -6.61% | 7.87% | Aadhar Housing |
| Price-to-Sales Ratio (TTM) | 6.77 | 11.59 | PNB Housing Finance |
| Enterprise Value | $647.19B | $388.08B | PNB Housing Finance |
| EV/Revenue Ratio | 18.73 | 19.71 | PNB Housing Finance |
| Gross Profit Margin (TTM) | N/A | 43.23% | N/A |
| Revenue per Share (TTM) | $133 | $46 | PNB Housing Finance |
| Earnings per Share (Diluted) | $78.07 | $21.54 | PNB Housing Finance |
| Beta (Stock Volatility) | -0.05 | N/A | N/A |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
PNB Housing Finance vs Aadhar Housing Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| PNB Housing Finance | -4.81% | 5.39% | 13.49% | -16.19% | 4.26% | -0.04% |
| Aadhar Housing | -2.84% | -2.18% | 1.85% | 19.32% | 29.64% | 25.49% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| PNB Housing Finance | -6.61% | 131.36% | 170.53% | -2.28% | -2.28% | -2.28% |
| Aadhar Housing | 7.87% | 51.64% | 51.64% | 51.64% | 51.64% | 51.64% |
News Based Sentiment: PNB Housing Finance vs Aadhar Housing
PNB Housing Finance
News based Sentiment: MIXED
September presented a mixed bag for PNB Housing Finance. While the company showcased strong financial performance and positive growth projections, the impending CEO change and stock price volatility introduce uncertainty. The significant increase in institutional investment provides a counterbalance, suggesting continued confidence despite the leadership transition.
Aadhar Housing
News based Sentiment: MIXED
The month showcased strong financial performance and AUM growth, but also highlighted emerging concerns about NPAs and a recent stock price decline. While analyst sentiment remains positive, the mixed signals create a nuanced investment picture, making September a significant month for the company.
Performance & Financial Health Analysis: PNB Housing Finance vs Aadhar Housing
| Metric | PNBHOUSING | AADHARHFC |
|---|---|---|
| Market Information | ||
| Market Cap | ₹225.11B | ₹221.68B |
| Market Cap Category | Large cap | Large cap |
| 10 Day Avg. Volume | 2,137,445 | 813,458 |
| 90 Day Avg. Volume | 2,211,800 | 554,774 |
| Last Close | ₹864.10 | ₹511.85 |
| 52 Week Range | ₹746.70 - ₹1,141.90 | ₹346.05 - ₹547.80 |
| % from 52W High | -24.33% | -6.56% |
| All-Time High | ₹1,717.65 (Aug 28, 2017) | ₹547.80 (Sep 24, 2025) |
| % from All-Time High | -49.69% | -6.56% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.21% | 0.18% |
| Quarterly Earnings Growth | 0.23% | 0.19% |
| Financial Health | ||
| Profit Margin (TTM) | 0.59% | 0.48% |
| Operating Margin (TTM) | 0.76% | 0.62% |
| Return on Equity (TTM) | 0.11% | 0.18% |
| Debt to Equity (MRQ) | 265.18 | 257.37 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | ₹648.94 | ₹147.72 |
| Cash per Share (MRQ) | ₹138.47 | ₹20.46 |
| Operating Cash Flow (TTM) | ₹71.69B | ₹-6,486,300,000 |
| Levered Free Cash Flow (TTM) | ₹19.36B | ₹9.12B |
| Dividends | ||
| Last 12-Month Dividend Yield | 0.51% | N/A |
| Last 12-Month Dividend | ₹5.00 | N/A |
Valuation & Enterprise Metrics Analysis: PNB Housing Finance vs Aadhar Housing
| Metric | PNBHOUSING | AADHARHFC |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 11.49 | 24.46 |
| Forward P/E | 13.22 | 16.47 |
| PEG Ratio | 0.50 | 1.86 |
| Price to Sales (TTM) | 6.77 | 11.59 |
| Price to Book (MRQ) | 1.38 | 3.57 |
| Market Capitalization | ||
| Market Capitalization | ₹225.11B | ₹221.68B |
| Enterprise Value | ₹647.19B | ₹388.08B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 18.73 | 19.71 |
| Enterprise to EBITDA | N/A | 17.44 |
| Risk & Other Metrics | ||
| Beta | -0.05 | N/A |
| Book Value per Share (MRQ) | ₹648.94 | ₹147.72 |
Financial Statements Comparison: PNB Housing Finance vs Aadhar Housing
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | PNBHOUSING | AADHARHFC |
|---|---|---|
| Revenue/Sales | ₹8.44B | ₹8.11B |
| Cost of Goods Sold | N/A | ₹4.60B |
| Gross Profit | N/A | ₹3.51B |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | ₹2.91B |
| EBITDA | N/A | ₹2.88B |
| Pre-Tax Income | ₹6.88B | ₹3.05B |
| Income Tax | ₹1.54B | ₹678.70M |
| Net Income (Profit) | ₹5.34B | ₹2.37B |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | PNBHOUSING | AADHARHFC |
|---|---|---|
| Cash & Equivalents | ₹36.21B | ₹8.78B |
| Total Current Assets | N/A | ₹51.89B |
| Total Current Liabilities | N/A | ₹25.88B |
| Long-Term Debt | ₹448.14B | ₹141.80B |
| Total Shareholders Equity | ₹168.63B | ₹63.72B |
| Retained Earnings | ₹80.06B | ₹23.81B |
| Property, Plant & Equipment | ₹3.10M | ₹893.20M |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | PNBHOUSING | AADHARHFC |
|---|---|---|
| Operating Cash Flow | ₹8.44B | ₹2.69B |
| Capital Expenditures | ₹-63.35M | ₹200,000 |
| Free Cash Flow | ₹-27.96B | ₹-4.09B |
| Debt Repayment | ₹-200.00M | ₹-3.98B |
| Common Stock Repurchase | ₹0 | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | PNBHOUSING | AADHARHFC |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Average Daily Volume (10 Day) | 2,137,445 | 813,458 |
| Average Daily Volume (90 Day) | 2,211,800 | 554,774 |
| Shares Outstanding | 259.93M | 431.38M |
| Float Shares | 175.19M | 104.91M |
| % Held by Insiders | 0.28% | 0.76% |
| % Held by Institutions | 0.50% | 0.10% |
Dividend Analysis & Yield Comparison: PNB Housing Finance vs Aadhar Housing
| Metric | PNBHOUSING | AADHARHFC |
|---|---|---|
| Last 12-Month Dividend | ₹5.00 | N/A |
| Last 12-Month Dividend Yield | 0.51% | N/A |
| 3-Year Avg Annual Dividend | ₹1.67 | N/A |
| 3-Year Avg Dividend Yield | 0.51% | N/A |
| 3-Year Total Dividends | ₹5.00 | N/A |
| Ex-Dividend Date | Aug 01, 2025 | N/A |