Pb Fintech [POLICYBZR] vs IIRM Holdings India [IIRM] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Pb Fintech wins in 5 metrics, IIRM Holdings India wins in 13 metrics, with 0 ties. IIRM Holdings India appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricPb FintechIIRM Holdings IndiaBetter
P/E Ratio (TTM)219.2326.42IIRM Holdings India
Price-to-Book Ratio12.694.49IIRM Holdings India
Debt-to-Equity Ratio5.0122.25Pb Fintech
PEG Ratio0.52-0.35IIRM Holdings India
EV/EBITDA437.9912.88IIRM Holdings India
Profit Margin (TTM)7.10%9.12%IIRM Holdings India
Operating Margin (TTM)0.07%16.94%IIRM Holdings India
EBITDA Margin (TTM)0.07%16.94%IIRM Holdings India
Return on Equity5.48%16.27%IIRM Holdings India
Return on Assets (TTM)4.69%11.66%IIRM Holdings India
Free Cash Flow (TTM)$-2.80B$-259.17MIIRM Holdings India
1-Year Return9.97%-15.32%Pb Fintech
Price-to-Sales Ratio (TTM)15.402.40IIRM Holdings India
Enterprise Value$784.66B$5.58BPb Fintech
EV/Revenue Ratio14.762.52IIRM Holdings India
Gross Profit Margin (TTM)58.47%N/AN/A
Revenue per Share (TTM)$116$32Pb Fintech
Earnings per Share (Diluted)$8.14$2.96Pb Fintech
Beta (Stock Volatility)0.49-0.12IIRM Holdings India
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends

Pb Fintech vs IIRM Holdings India Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Pb Fintech1.33%4.56%-0.19%7.64%14.75%-13.76%
IIRM Holdings India1.96%0.22%11.94%-1.46%-20.73%-30.99%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Pb Fintech9.97%235.52%39.65%39.65%39.65%39.65%
IIRM Holdings India-15.32%249.50%249.50%249.50%249.50%249.50%

Performance & Financial Health Analysis: Pb Fintech vs IIRM Holdings India

MetricPOLICYBZRIIRM
Market Information
Market Cap i₹818.22B₹5.33B
Market Cap CategoryLarge capSmall cap
10 Day Avg. Volume i933,79812,071
90 Day Avg. Volume i1,074,0337,027
Last Close₹1,852.00₹84.86
52 Week Range₹1,311.35 - ₹2,246.90₹69.74 - ₹171.95
% from 52W High-17.58%-50.65%
All-Time High₹2,246.90 (Dec 30, 2024)₹171.95 (Oct 21, 2024)
% from All-Time High-17.58%-50.65%
Growth Metrics
Quarterly Revenue Growth0.33%0.03%
Quarterly Earnings Growth0.41%-0.16%
Financial Health
Profit Margin (TTM) i0.07%0.09%
Operating Margin (TTM) i0.00%0.17%
Return on Equity (TTM) i0.05%0.16%
Debt to Equity (MRQ) i5.0122.25
Cash & Liquidity
Book Value per Share (MRQ)₹140.62₹17.41
Cash per Share (MRQ)₹60.49₹0.91
Operating Cash Flow (TTM) i₹-2,328,300,000₹91.77M
Levered Free Cash Flow (TTM) i₹3.53B₹216.31M
Dividends
Last 12-Month Dividend Yield iN/AN/A
Last 12-Month Dividend iN/AN/A

Valuation & Enterprise Metrics Analysis: Pb Fintech vs IIRM Holdings India

MetricPOLICYBZRIIRM
Price Ratios
P/E Ratio (TTM) i219.2326.42
Forward P/E i72.46N/A
PEG Ratio i0.52-0.35
Price to Sales (TTM) i15.402.40
Price to Book (MRQ) i12.694.49
Market Capitalization
Market Capitalization i₹818.22B₹5.33B
Enterprise Value i₹784.66B₹5.58B
Enterprise Value Metrics
Enterprise to Revenue i14.762.52
Enterprise to EBITDA i437.9912.88
Risk & Other Metrics
Beta i0.49-0.12
Book Value per Share (MRQ) i₹140.62₹17.41

Financial Statements Comparison: Pb Fintech vs IIRM Holdings India

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)POLICYBZRIIRM
Revenue/Sales i₹13.48B₹679.65M
Cost of Goods Sold i₹5.60BN/A
Gross Profit i₹7.88BN/A
Research & Development iN/AN/A
Operating Income (EBIT) i₹9.10M₹115.14M
EBITDA i₹1.35B₹160.54M
Pre-Tax Income i₹923.40M₹103.44M
Income Tax i₹76.90M₹27.01M
Net Income (Profit) i₹846.50M₹76.43M

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)POLICYBZRIIRM
Cash & Equivalents i₹5.61B₹62.01M
Total Current Assets i₹38.53B₹1.13B
Total Current Liabilities i₹7.51B₹347.19M
Long-Term Debt i₹2.76B₹150.08M
Total Shareholders Equity i₹64.38B₹1.33B
Retained Earnings iN/AN/A
Property, Plant & Equipment i₹4.11B₹169.45M

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)POLICYBZRIIRM
Operating Cash Flow i₹2.23BN/A
Capital Expenditures i₹-27.13MN/A
Free Cash Flow i₹2.90BN/A
Debt Repayment iN/AN/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricPOLICYBZRIIRM
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Average Daily Volume (10 Day) i933,79812,071
Average Daily Volume (90 Day) i1,074,0337,027
Shares Outstanding i457.97M68.14M
Float Shares i334.37M14.14M
% Held by Insiders i0.27%0.79%
% Held by Institutions i0.46%0.00%

Dividend Analysis & Yield Comparison: Pb Fintech vs IIRM Holdings India

MetricPOLICYBZRIIRM
Last 12-Month Dividend iN/AN/A
Last 12-Month Dividend Yield iN/AN/A
3-Year Avg Annual Dividend iN/AN/A
3-Year Avg Dividend Yield iN/AN/A
3-Year Total Dividends iN/AN/A
Ex-Dividend DateN/AN/A