Pb Fintech [POLICYBZR] vs State Bank of India [SBIN] Detailed Stock Comparison
Pb Fintech
NSE
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State Bank of India
NSE
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TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: Pb Fintech wins in 4 metrics, State Bank of India wins in 13 metrics, with 0 ties. State Bank of India appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Pb Fintech | State Bank of India | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 219.23 | 9.23 | State Bank of India |
| Price-to-Book Ratio | 12.69 | 1.38 | State Bank of India |
| Debt-to-Equity Ratio | 5.01 | 1.16 | State Bank of India |
| PEG Ratio | 0.52 | 9.71 | Pb Fintech |
| EV/EBITDA | 437.99 | N/A | N/A |
| Profit Margin (TTM) | 7.10% | 22.67% | State Bank of India |
| Operating Margin (TTM) | 0.07% | 35.02% | State Bank of India |
| EBITDA Margin (TTM) | 0.07% | 35.02% | State Bank of India |
| Return on Equity | 5.48% | 16.58% | State Bank of India |
| Return on Assets (TTM) | 4.69% | 1.16% | Pb Fintech |
| Free Cash Flow (TTM) | $-2.80B | $428.49B | State Bank of India |
| Dividend Yield | N/A | 2.01% | N/A |
| 1-Year Return | 9.97% | 1.40% | Pb Fintech |
| Price-to-Sales Ratio (TTM) | 15.40 | 2.11 | State Bank of India |
| Enterprise Value | $784.66B | $9,575.79B | State Bank of India |
| EV/Revenue Ratio | 14.76 | 2.73 | State Bank of India |
| Gross Profit Margin (TTM) | 58.47% | N/A | N/A |
| Revenue per Share (TTM) | $116 | $393 | State Bank of India |
| Earnings per Share (Diluted) | $8.14 | $86.94 | State Bank of India |
| Beta (Stock Volatility) | 0.49 | 0.49 | Pb Fintech |
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends
Pb Fintech vs State Bank of India Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Pb Fintech | 1.33% | 4.56% | -0.19% | 7.64% | 14.75% | -13.76% |
| State Bank of India | 0.15% | 2.50% | 1.45% | 2.36% | 11.93% | 3.45% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Pb Fintech | 9.97% | 235.52% | 39.65% | 39.65% | 39.65% | 39.65% |
| State Bank of India | 1.40% | 58.25% | 315.05% | 207.83% | 195.47% | 983.63% |
Performance & Financial Health Analysis: Pb Fintech vs State Bank of India
| Metric | POLICYBZR | SBIN |
|---|---|---|
| Market Information | ||
| Market Cap | ₹818.22B | ₹7.41T |
| Market Cap Category | Large cap | Large cap |
| 10 Day Avg. Volume | 933,798 | 9,755,037 |
| 90 Day Avg. Volume | 1,074,033 | 9,990,710 |
| Last Close | ₹1,852.00 | ₹821.85 |
| 52 Week Range | ₹1,311.35 - ₹2,246.90 | ₹680.00 - ₹875.45 |
| % from 52W High | -17.58% | -6.12% |
| All-Time High | ₹2,246.90 (Dec 30, 2024) | ₹912.00 (Jun 03, 2024) |
| % from All-Time High | -17.58% | -9.88% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.33% | 0.10% |
| Quarterly Earnings Growth | 0.41% | 0.10% |
| Financial Health | ||
| Profit Margin (TTM) | 0.07% | 0.23% |
| Operating Margin (TTM) | 0.00% | 0.35% |
| Return on Equity (TTM) | 0.05% | 0.17% |
| Debt to Equity (MRQ) | 5.01 | 1.16 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | ₹140.62 | ₹583.19 |
| Cash per Share (MRQ) | ₹60.49 | ₹422.70 |
| Operating Cash Flow (TTM) | ₹-2,328,300,000 | ₹1.94T |
| Levered Free Cash Flow (TTM) | ₹3.53B | ₹775.61B |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 2.01% |
| Last 12-Month Dividend | N/A | ₹15.90 |
Valuation & Enterprise Metrics Analysis: Pb Fintech vs State Bank of India
| Metric | POLICYBZR | SBIN |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 219.23 | 9.23 |
| Forward P/E | 72.46 | 9.71 |
| PEG Ratio | 0.52 | 9.71 |
| Price to Sales (TTM) | 15.40 | 2.11 |
| Price to Book (MRQ) | 12.69 | 1.38 |
| Market Capitalization | ||
| Market Capitalization | ₹818.22B | ₹7.41T |
| Enterprise Value | ₹784.66B | ₹9.58T |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 14.76 | 2.73 |
| Enterprise to EBITDA | 437.99 | N/A |
| Risk & Other Metrics | ||
| Beta | 0.49 | 0.49 |
| Book Value per Share (MRQ) | ₹140.62 | ₹583.19 |
Financial Statements Comparison: Pb Fintech vs State Bank of India
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | POLICYBZR | SBIN |
|---|---|---|
| Revenue/Sales | ₹13.48B | ₹887.25B |
| Cost of Goods Sold | ₹5.60B | N/A |
| Gross Profit | ₹7.88B | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | ₹9.10M | N/A |
| EBITDA | ₹1.35B | N/A |
| Pre-Tax Income | ₹923.40M | ₹292.29B |
| Income Tax | ₹76.90M | ₹76.02B |
| Net Income (Profit) | ₹846.50M | ₹221.21B |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | POLICYBZR | SBIN |
|---|---|---|
| Cash & Equivalents | ₹5.61B | ₹3.90T |
| Total Current Assets | ₹38.53B | N/A |
| Total Current Liabilities | ₹7.51B | N/A |
| Long-Term Debt | ₹2.76B | ₹5.86T |
| Total Shareholders Equity | ₹64.38B | ₹5.40T |
| Retained Earnings | N/A | N/A |
| Property, Plant & Equipment | ₹4.11B | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | POLICYBZR | SBIN |
|---|---|---|
| Operating Cash Flow | ₹2.23B | N/A |
| Capital Expenditures | ₹-27.13M | N/A |
| Free Cash Flow | ₹2.90B | N/A |
| Debt Repayment | N/A | N/A |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | POLICYBZR | SBIN |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Average Daily Volume (10 Day) | 933,798 | 9,755,037 |
| Average Daily Volume (90 Day) | 1,074,033 | 9,990,710 |
| Shares Outstanding | 457.97M | 8.92B |
| Float Shares | 334.37M | 4.09B |
| % Held by Insiders | 0.27% | 0.56% |
| % Held by Institutions | 0.46% | 0.27% |
Dividend Analysis & Yield Comparison: Pb Fintech vs State Bank of India
| Metric | POLICYBZR | SBIN |
|---|---|---|
| Last 12-Month Dividend | N/A | ₹15.90 |
| Last 12-Month Dividend Yield | N/A | 2.01% |
| 3-Year Avg Annual Dividend | N/A | ₹13.63 |
| 3-Year Avg Dividend Yield | N/A | 1.86% |
| 3-Year Total Dividends | N/A | ₹40.90 |
| Ex-Dividend Date | N/A | May 16, 2025 |