Poonawalla Fincorp [POONAWALLA] vs Indian Railway [IRFC] Detailed Stock Comparison
Poonawalla Fincorp
NSE
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Indian Railway
NSE
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TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: Poonawalla Fincorp wins in 6 metrics, Indian Railway wins in 13 metrics, with 0 ties. Indian Railway appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Poonawalla Fincorp | Indian Railway | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 177.72 | 24.19 | Indian Railway |
| Price-to-Book Ratio | 4.96 | 3.02 | Indian Railway |
| Debt-to-Equity Ratio | 319.07 | 748.58 | Poonawalla Fincorp |
| PEG Ratio | -2.26 | 2.25 | Poonawalla Fincorp |
| EV/EBITDA | 47.57 | 39.35 | Indian Railway |
| Profit Margin (TTM) | -28.39% | 97.62% | Indian Railway |
| Operating Margin (TTM) | 15.84% | 97.65% | Indian Railway |
| EBITDA Margin (TTM) | 15.84% | 97.65% | Indian Railway |
| Return on Equity | -4.01% | 12.68% | Indian Railway |
| Return on Assets (TTM) | -0.28% | 1.39% | Indian Railway |
| Free Cash Flow (TTM) | $-106.13B | $82.29B | Indian Railway |
| Dividend Yield | N/A | 1.69% | N/A |
| 1-Year Return | 32.78% | -17.24% | Poonawalla Fincorp |
| Price-to-Sales Ratio (TTM) | 36.72 | 24.06 | Indian Railway |
| Enterprise Value | $665.83B | $5,704.60B | Indian Railway |
| EV/Revenue Ratio | 57.74 | 83.48 | Poonawalla Fincorp |
| Gross Profit Margin (TTM) | 39.17% | 25.69% | Poonawalla Fincorp |
| Revenue per Share (TTM) | $15 | $5 | Poonawalla Fincorp |
| Earnings per Share (Diluted) | $-4.25 | $5.20 | Indian Railway |
| Beta (Stock Volatility) | 0.36 | 0.30 | Indian Railway |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
Poonawalla Fincorp vs Indian Railway Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Poonawalla Fincorp | 4.41% | 8.07% | 18.39% | 12.44% | 44.66% | 66.95% |
| Indian Railway | 0.25% | 3.23% | 1.84% | -9.91% | -2.56% | -16.30% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Poonawalla Fincorp | 32.78% | 58.86% | 1,422.21% | 480.41% | 727.78% | 727.78% |
| Indian Railway | -17.24% | 489.46% | 407.46% | 407.46% | 407.46% | 407.46% |
News Based Sentiment: Poonawalla Fincorp vs Indian Railway
Poonawalla Fincorp
News based Sentiment: MIXED
September presented a mixed bag for Poonawalla Fincorp. While the substantial promoter infusion and planned expansion signal confidence and growth ambitions, the significant decline in net profit and the stock trading at a large premium to its intrinsic value raise concerns. This combination of positive and negative developments makes it a crucial month for investors to reassess their positions.
Indian Railway
News based Sentiment: MIXED
September was a month of contrasts for IRFC. While the company continues to benefit from significant government investment in the railway sector and reported positive Q1 earnings, its stock price experienced a notable decline and analysts issued cautious forecasts. This mixed performance creates a complex investment picture, requiring careful consideration of both opportunities and risks.
Performance & Financial Health Analysis: Poonawalla Fincorp vs Indian Railway
| Metric | POONAWALLA | IRFC |
|---|---|---|
| Market Information | ||
| Market Cap | ₹430.71B | ₹1.64T |
| Market Cap Category | Large cap | Large cap |
| 10 Day Avg. Volume | 2,296,370 | 7,499,418 |
| 90 Day Avg. Volume | 3,970,603 | 8,305,607 |
| Last Close | ₹524.40 | ₹125.85 |
| 52 Week Range | ₹267.20 - ₹528.80 | ₹108.04 - ₹166.90 |
| % from 52W High | -0.83% | -24.60% |
| All-Time High | ₹528.80 (Oct 03, 2025) | ₹229.00 (Jul 15, 2024) |
| % from All-Time High | -0.83% | -45.04% |
| Growth Metrics | ||
| Quarterly Revenue Growth | -0.14% | 0.11% |
| Quarterly Earnings Growth | -0.79% | 0.11% |
| Financial Health | ||
| Profit Margin (TTM) | -0.28% | 0.98% |
| Operating Margin (TTM) | 0.16% | 0.98% |
| Return on Equity (TTM) | -0.04% | 0.13% |
| Debt to Equity (MRQ) | 319.07 | 748.58 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | ₹105.76 | ₹41.65 |
| Cash per Share (MRQ) | ₹0.36 | ₹0.77 |
| Operating Cash Flow (TTM) | ₹-120,917,600,000 | ₹50.56B |
| Levered Free Cash Flow (TTM) | ₹-983,400,000 | ₹65.02B |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 1.69% |
| Last 12-Month Dividend | ₹0.00 | ₹2.30 |
Valuation & Enterprise Metrics Analysis: Poonawalla Fincorp vs Indian Railway
| Metric | POONAWALLA | IRFC |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 177.72 | 24.19 |
| Forward P/E | 29.97 | 24.67 |
| PEG Ratio | -2.26 | 2.25 |
| Price to Sales (TTM) | 36.72 | 24.06 |
| Price to Book (MRQ) | 4.96 | 3.02 |
| Market Capitalization | ||
| Market Capitalization | ₹430.71B | ₹1.64T |
| Enterprise Value | ₹665.83B | ₹5.70T |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 57.74 | 83.48 |
| Enterprise to EBITDA | 47.57 | 39.35 |
| Risk & Other Metrics | ||
| Beta | 0.36 | 0.30 |
| Book Value per Share (MRQ) | ₹105.76 | ₹41.65 |
Financial Statements Comparison: Poonawalla Fincorp vs Indian Railway
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | POONAWALLA | IRFC |
|---|---|---|
| Revenue/Sales | ₹12.48B | ₹69.01B |
| Cost of Goods Sold | ₹7.59B | ₹51.28B |
| Gross Profit | ₹4.89B | ₹17.73B |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | ₹2.59B | ₹17.43B |
| EBITDA | ₹4.59B | ₹17.44B |
| Pre-Tax Income | ₹834.40M | ₹17.46B |
| Income Tax | ₹208.40M | ₹0 |
| Net Income (Profit) | ₹626.00M | ₹17.46B |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | POONAWALLA | IRFC |
|---|---|---|
| Cash & Equivalents | ₹246.50M | ₹1.72B |
| Total Current Assets | ₹137.48B | ₹2.87T |
| Total Current Liabilities | ₹147.27B | ₹83.30M |
| Long-Term Debt | ₹120.85B | ₹4.05T |
| Total Shareholders Equity | ₹81.75B | ₹544.24B |
| Retained Earnings | ₹16.60B | N/A |
| Property, Plant & Equipment | ₹1.27B | ₹128.00M |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | POONAWALLA | IRFC |
|---|---|---|
| Operating Cash Flow | N/A | ₹14.22B |
| Capital Expenditures | N/A | ₹-2.40M |
| Free Cash Flow | N/A | ₹14.67B |
| Debt Repayment | N/A | N/A |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | POONAWALLA | IRFC |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Average Daily Volume (10 Day) | 2,296,370 | 7,499,418 |
| Average Daily Volume (90 Day) | 3,970,603 | 8,305,607 |
| Shares Outstanding | 772.93M | 13.07B |
| Float Shares | 283.65M | 1.78B |
| % Held by Insiders | 0.69% | 0.86% |
| % Held by Institutions | 0.15% | 0.02% |
Dividend Analysis & Yield Comparison: Poonawalla Fincorp vs Indian Railway
| Metric | POONAWALLA | IRFC |
|---|---|---|
| Last 12-Month Dividend | ₹0.00 | ₹2.30 |
| Last 12-Month Dividend Yield | N/A | 1.69% |
| 3-Year Avg Annual Dividend | ₹1.47 | ₹1.74 |
| 3-Year Avg Dividend Yield | 0.37% | 1.33% |
| 3-Year Total Dividends | ₹4.40 | ₹5.23 |
| Ex-Dividend Date | Jan 31, 2024 | Mar 21, 2025 |