Poonawalla Fincorp [POONAWALLA] vs L&T Finance Holdings [L&TFH] Detailed Stock Comparison

Poonawalla Fincorp Ltd.

NSE
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L&T Finance Holdings Limited

NSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Poonawalla Fincorp Ltd. wins in 1 metrics, L&T Finance Holdings Limited wins in 4 metrics, with 2 ties. L&T Finance Holdings Limited appears stronger overall.

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Vital Metrics Comparison

Note: Limited metrics are available for comparison. Check other tabs for more detailed analysis.

Metric Poonawalla Fincorp Ltd. L&T Finance Holdings Limited Better
P/E Ratio (TTM) 93.61 N/A N/A
Price-to-Book Ratio 3.30 N/A N/A
Debt-to-Equity Ratio 425.94 0.00 Tie
PEG Ratio -0.72 N/A N/A
EV/EBITDA 54.50 N/A N/A
Profit Margin (TTM) 13.77% N/A N/A
Operating Margin (TTM) 24.29% N/A N/A
EBITDA Margin (TTM) 24.29% N/A N/A
Return on Equity -1.20% 9.86% L&T Finance Holdings Limited
Return on Assets (TTM) -0.28% N/A N/A
Free Cash Flow (TTM) $-106.13B $5.55B L&T Finance Holdings Limited
Dividend Yield N/A 1.32% N/A
1-Year Return -5.93% 48.61% L&T Finance Holdings Limited
Price-to-Sales Ratio (TTM) 14.38 8.05 L&T Finance Holdings Limited
Enterprise Value $762.81B $0 Poonawalla Fincorp Ltd.
EV/Revenue Ratio 30.08 0.00 Tie
Gross Profit Margin (TTM) 42.34% N/A N/A
Revenue per Share (TTM) $32 N/A N/A
Earnings per Share (Diluted) $4.45 N/A N/A
Beta (Stock Volatility) 0.29 N/A N/A

Poonawalla Fincorp Ltd. vs L&T Finance Holdings Limited Stock Performance Analysis

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POONAWALLA
L&TFH

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Poonawalla Fincorp Ltd.1.94%4.84%-3.35%-5.64%-9.84%-17.32%
L&T Finance Holdings Limited6.96%11.15%5.13%13.24%-3.26%-6.97%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Poonawalla Fincorp Ltd.-5.93%13.59%163.11%278.28%448.50%1,278.96%
L&T Finance Holdings Limited48.61%133.36%201.75%262.14%451.35%451.35%

Performance & Financial Health Analysis: Poonawalla Fincorp Ltd. vs L&T Finance Holdings Limited

MetricPOONAWALLAL&TFH
Market Information
Market Cap i₹364.66B₹632.86B
Market Cap CategoryLarge capLarge cap
10 Day Avg. Volume i3,334,3857,052,175
90 Day Avg. Volume i2,134,3268,545,935
Last Close₹399.50₹295.15
52 Week Range₹361.20 - ₹570.40₹183.51 - ₹329.45
% from 52W High-29.96%-10.41%
All-Time High₹570.40 (Oct 06, 2025)₹329.45 (Jan 06, 2026)
% from All-Time High-29.96%-10.41%
Growth Metrics
Quarterly Revenue Growth0.42%-0.06%
Quarterly Earnings Growth7.04%0.29%
Financial Health
Profit Margin (TTM) i0.14%N/A
Operating Margin (TTM) i0.24%N/A
Return on Equity (TTM) i-0.01%0.10%
Debt to Equity (MRQ) i425.940.00
Cash & Liquidity
Book Value per Share (MRQ)₹126.41N/A
Cash per Share (MRQ)₹5.49N/A
Operating Cash Flow (TTM) i₹-220,099,706,880₹23.92B
Levered Free Cash Flow (TTM) i₹-983,400,000₹23.20B
Dividends
Last 12-Month Dividend Yield iN/A1.32%
Last 12-Month Dividend i₹0.00₹0.00

Valuation & Enterprise Metrics Analysis: Poonawalla Fincorp Ltd. vs L&T Finance Holdings Limited

MetricPOONAWALLA (Apr 26, 2026)L&TFH (Apr 07, 2026)
Price Ratios
P/E Ratio (TTM) i93.61N/A
Forward P/E i26.93N/A
PEG Ratio i-0.72N/A
Price to Sales (TTM) i14.388.05
Price to Book (MRQ) i3.30N/A
Market Capitalization
Market Capitalization i₹364.66B₹632.86B
Enterprise Value i₹762.81B₹0
Enterprise Value Metrics
Enterprise to Revenue i30.080.00
Enterprise to EBITDA i54.50N/A
Risk & Other Metrics
Beta i0.29N/A
Book Value per Share (MRQ) i₹126.41N/A

Financial Statements Comparison: Poonawalla Fincorp Ltd. vs L&T Finance Holdings Limited

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricPOONAWALLA (2025)L&TFH (2024)
Revenue/Sales i40.00B78.59B
Cost of Goods Sold i19.86BN/A
COGS % of Revenue i49.6%0.0%
Gross Profit i20.14BN/A
Gross Margin i50.4%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) i12.25BN/A
Operating Margin i30.6%0.0%
EBITDA i14.00BN/A
EBITDA Margin i35.0%0.0%
Pre-Tax Income i-1.35B30.29B
Pre-Tax Income % of Revenue i-3.4%38.5%
Income Tax i-370.60M7.12B
Income Tax % of Revenue i-0.9%9.1%
Net Income (Profit) i-983.40M23.17B
Profit Margin i-2.5%29.5%

Balance Sheet & Liquidity Metrics

MetricPOONAWALLA (2025)L&TFH (2024)
Cash & Equivalents i246.50M46.76B
Total Current Assets i137.48BN/A
Total Current Assets % of Revenue i343.7%0.0%
Total Current Liabilities i147.27BN/A
Total Current Liabilities % of Revenue i368.1%0.0%
Long-Term Debt i120.85B766.03B
Long-Term Debt % of Revenue i302.1%974.7%
Total Shareholders Equity i81.75B235.28B
Retained Earnings i16.60BN/A
Retained Earnings % of Revenue i41.5%0.0%
Property, Plant & Equipment i1.27B4.10B

Cash Flow Statement Comparison

MetricPOONAWALLA (2025)L&TFH (2024)
Operating Cash Flow i-120.92B23.92B
Operating Cash Flow % of Revenue i-302.3%30.4%
Capital Expenditures i-128.80M-1.18B
Free Cash Flow i-106.13B5.55B
FCF Margin i-265.3%7.1%
Debt Repayment i-93.04B-243.63B
Common Stock Repurchase iN/A0

Short Interest & Institutional Ownership Analysis

MetricPOONAWALLAL&TFH
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i875.42M2.49B
Float Shares i322.45MN/A
% Held by Insiders i62.81%N/A
% Held by Institutions i16.39%N/A
% Held by Public i20.80%N/A

Dividend Analysis & Yield Comparison: Poonawalla Fincorp Ltd. vs L&T Finance Holdings Limited

MetricPOONAWALLAL&TFH
Last 12-Month Dividend i₹0.00₹0.00
Last 12-Month Dividend Yield iN/A1.32%
3-Year Avg Annual Dividend i₹1.47₹1.67
3-Year Avg Dividend Yield i0.37%1.19%
3-Year Total Dividends i₹4.40₹5.00
Ex-Dividend DateJan 31, 2024Jun 18, 2024