Punjab & Sind Bank [PSB] vs Ujjivan Small [UJJIVANSFB] Detailed Stock Comparison
Punjab & Sind Bank
NSE
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Ujjivan Small
NSE
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TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: Punjab & Sind Bank wins in 4 metrics, Ujjivan Small wins in 14 metrics, with 0 ties. Ujjivan Small appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Punjab & Sind Bank | Ujjivan Small | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 17.33 | 16.25 | Ujjivan Small |
| Price-to-Book Ratio | 1.45 | 1.40 | Ujjivan Small |
| Debt-to-Equity Ratio | 0.91 | 0.47 | Ujjivan Small |
| PEG Ratio | 0.25 | -0.37 | Ujjivan Small |
| Profit Margin (TTM) | 24.50% | 14.73% | Punjab & Sind Bank |
| Operating Margin (TTM) | 28.04% | 15.40% | Punjab & Sind Bank |
| EBITDA Margin (TTM) | 28.04% | 15.40% | Punjab & Sind Bank |
| Return on Equity | 7.56% | 9.03% | Ujjivan Small |
| Return on Assets (TTM) | 0.63% | 1.52% | Ujjivan Small |
| Free Cash Flow (TTM) | $-24.61B | $18.61B | Ujjivan Small |
| Dividend Yield | 0.24% | 3.07% | Ujjivan Small |
| 1-Year Return | -51.65% | 2.00% | Ujjivan Small |
| Price-to-Sales Ratio (TTM) | 4.40 | 2.38 | Ujjivan Small |
| Enterprise Value | $253.67B | $111.62B | Punjab & Sind Bank |
| EV/Revenue Ratio | 5.63 | 3.11 | Ujjivan Small |
| Revenue per Share (TTM) | $7 | $19 | Ujjivan Small |
| Earnings per Share (Diluted) | $1.61 | $2.71 | Ujjivan Small |
| Beta (Stock Volatility) | 0.46 | 0.41 | Ujjivan Small |
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends
Punjab & Sind Bank vs Ujjivan Small Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Punjab & Sind Bank | -0.35% | -1.64% | -10.64% | -2.28% | -35.99% | -42.06% |
| Ujjivan Small | -1.04% | -1.86% | -12.38% | 0.30% | 25.49% | 25.86% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Punjab & Sind Bank | -51.65% | 86.29% | 107.60% | -33.34% | -78.08% | -78.08% |
| Ujjivan Small | 2.00% | 105.72% | 19.69% | -17.71% | -17.71% | -17.71% |
Performance & Financial Health Analysis: Punjab & Sind Bank vs Ujjivan Small
| Metric | PSB | UJJIVANSFB |
|---|---|---|
| Market Information | ||
| Market Cap | ₹198.11B | ₹85.26B |
| Market Cap Category | Mid cap | Mid cap |
| 10 Day Avg. Volume | 1,519,070 | 6,233,899 |
| 90 Day Avg. Volume | 2,377,628 | 9,415,770 |
| Last Close | ₹28.13 | ₹42.72 |
| 52 Week Range | ₹25.22 - ₹62.00 | ₹30.88 - ₹51.87 |
| % from 52W High | -54.63% | -17.64% |
| All-Time High | ₹146.70 (Dec 27, 2010) | ₹63.00 (Dec 11, 2023) |
| % from All-Time High | -80.82% | -32.19% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.23% | -0.15% |
| Quarterly Earnings Growth | 0.48% | -0.66% |
| Financial Health | ||
| Profit Margin (TTM) | 0.25% | 0.15% |
| Operating Margin (TTM) | 0.28% | 0.15% |
| Return on Equity (TTM) | 0.08% | 0.09% |
| Debt to Equity (MRQ) | 0.91 | 0.47 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | ₹19.28 | ₹31.44 |
| Cash per Share (MRQ) | ₹9.72 | ₹1.13 |
| Operating Cash Flow (TTM) | ₹7.44B | ₹8.23B |
| Levered Free Cash Flow (TTM) | ₹10.16B | ₹7.26B |
| Dividends | ||
| Last 12-Month Dividend Yield | 0.24% | 3.07% |
| Last 12-Month Dividend | ₹0.07 | ₹1.50 |
Valuation & Enterprise Metrics Analysis: Punjab & Sind Bank vs Ujjivan Small
| Metric | PSB | UJJIVANSFB |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 17.33 | 16.25 |
| Forward P/E | N/A | 7.76 |
| PEG Ratio | 0.25 | -0.37 |
| Price to Sales (TTM) | 4.40 | 2.38 |
| Price to Book (MRQ) | 1.45 | 1.40 |
| Market Capitalization | ||
| Market Capitalization | ₹198.11B | ₹85.26B |
| Enterprise Value | ₹253.67B | ₹111.62B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 5.63 | 3.11 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.46 | 0.41 |
| Book Value per Share (MRQ) | ₹19.28 | ₹31.44 |
Financial Statements Comparison: Punjab & Sind Bank vs Ujjivan Small
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | PSB | UJJIVANSFB |
|---|---|---|
| Revenue/Sales | ₹13.69B | ₹11.05B |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | ₹3.23B | ₹1.36B |
| Income Tax | ₹538.60M | ₹323.20M |
| Net Income (Profit) | ₹2.69B | ₹1.03B |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | PSB | UJJIVANSFB |
|---|---|---|
| Cash & Equivalents | ₹68.87B | ₹31.57B |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | ₹124.57B | ₹18.55B |
| Total Shareholders Equity | ₹136.57B | ₹60.83B |
| Retained Earnings | N/A | ₹20.33B |
| Property, Plant & Equipment | N/A | ₹10.38B |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | PSB | UJJIVANSFB |
|---|---|---|
| Operating Cash Flow | N/A | ₹3.95B |
| Capital Expenditures | N/A | N/A |
| Free Cash Flow | N/A | ₹11.52B |
| Debt Repayment | N/A | N/A |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | PSB | UJJIVANSFB |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Average Daily Volume (10 Day) | 1,519,070 | 6,233,899 |
| Average Daily Volume (90 Day) | 2,377,628 | 9,415,770 |
| Shares Outstanding | 7.10B | 1.94B |
| Float Shares | 435.76M | 1.85B |
| % Held by Insiders | 0.94% | 0.05% |
| % Held by Institutions | 0.01% | 0.22% |
Dividend Analysis & Yield Comparison: Punjab & Sind Bank vs Ujjivan Small
| Metric | PSB | UJJIVANSFB |
|---|---|---|
| Last 12-Month Dividend | ₹0.07 | ₹1.50 |
| Last 12-Month Dividend Yield | 0.24% | 3.07% |
| 3-Year Avg Annual Dividend | ₹0.25 | ₹0.92 |
| 3-Year Avg Dividend Yield | 0.67% | 2.46% |
| 3-Year Total Dividends | ₹0.75 | ₹2.75 |
| Ex-Dividend Date | Jul 29, 2025 | Jul 12, 2024 |