SBI Cards [SBICARD] vs Indian Railway [IRFC] Detailed Stock Comparison
SBI Cards
NSE
Loading...
Indian Railway
NSE
Loading...
TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: SBI Cards wins in 10 metrics, Indian Railway wins in 8 metrics, with 0 ties. SBI Cards appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | SBI Cards | Indian Railway | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 40.83 | 25.12 | Indian Railway |
| Price-to-Book Ratio | 5.55 | 3.08 | Indian Railway |
| Debt-to-Equity Ratio | 326.13 | 748.58 | SBI Cards |
| PEG Ratio | 24.58 | 25.17 | SBI Cards |
| EV/EBITDA | N/A | 88.27 | N/A |
| Profit Margin (TTM) | 18.33% | 97.62% | Indian Railway |
| Operating Margin (TTM) | 27.59% | 97.65% | Indian Railway |
| EBITDA Margin (TTM) | 27.59% | 97.65% | Indian Railway |
| Return on Equity | 13.91% | 12.68% | SBI Cards |
| Return on Assets (TTM) | 2.92% | 1.39% | SBI Cards |
| Free Cash Flow (TTM) | $-21.96B | $82.29B | Indian Railway |
| Dividend Yield | 0.26% | 1.69% | Indian Railway |
| 1-Year Return | 11.72% | -29.07% | SBI Cards |
| Price-to-Sales Ratio (TTM) | 7.48 | 24.55 | SBI Cards |
| Enterprise Value | $1,187.59B | $5,741.45B | Indian Railway |
| EV/Revenue Ratio | 11.59 | 84.02 | SBI Cards |
| Gross Profit Margin (TTM) | N/A | 25.69% | N/A |
| Revenue per Share (TTM) | $108 | $5 | SBI Cards |
| Earnings per Share (Diluted) | $19.71 | $5.11 | SBI Cards |
| Beta (Stock Volatility) | 0.28 | 0.32 | SBI Cards |
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends
SBI Cards vs Indian Railway Stock Performance Analysis
Loading Price Chart...
Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| SBI Cards | -1.58% | -1.35% | -12.37% | -12.92% | -2.34% | 17.51% |
| Indian Railway | -2.15% | -0.85% | -8.15% | 4.95% | -4.63% | -15.36% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| SBI Cards | 11.72% | -16.87% | 1.69% | 9.45% | 9.45% | 9.45% |
| Indian Railway | -29.07% | 497.28% | 414.19% | 414.19% | 414.19% | 414.19% |
Performance & Financial Health Analysis: SBI Cards vs Indian Railway
| Metric | SBICARD | IRFC |
|---|---|---|
| Market Information | ||
| Market Cap | ₹766.65B | ₹1.68T |
| Market Cap Category | Large cap | Large cap |
| 10 Day Avg. Volume | 1,183,375 | 14,887,889 |
| 90 Day Avg. Volume | 1,555,912 | 10,602,281 |
| Last Close | ₹786.20 | ₹125.20 |
| 52 Week Range | ₹659.80 - ₹1,027.25 | ₹108.04 - ₹189.45 |
| % from 52W High | -23.47% | -33.91% |
| All-Time High | ₹1,165.00 (Aug 30, 2021) | ₹229.00 (Jul 15, 2024) |
| % from All-Time High | -32.52% | -45.33% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.09% | 0.11% |
| Quarterly Earnings Growth | -0.07% | 0.11% |
| Financial Health | ||
| Profit Margin (TTM) | 0.18% | 0.98% |
| Operating Margin (TTM) | 0.28% | 0.98% |
| Return on Equity (TTM) | 0.14% | 0.13% |
| Debt to Equity (MRQ) | 326.13 | 748.58 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | ₹145.00 | ₹41.65 |
| Cash per Share (MRQ) | ₹28.78 | ₹0.77 |
| Operating Cash Flow (TTM) | ₹55.57B | ₹50.56B |
| Levered Free Cash Flow (TTM) | ₹19.16B | ₹65.02B |
| Dividends | ||
| Last 12-Month Dividend Yield | 0.26% | 1.69% |
| Last 12-Month Dividend | ₹2.50 | ₹2.30 |
Valuation & Enterprise Metrics Analysis: SBI Cards vs Indian Railway
| Metric | SBICARD | IRFC |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 40.83 | 25.12 |
| Forward P/E | 24.58 | 25.17 |
| PEG Ratio | 24.58 | 25.17 |
| Price to Sales (TTM) | 7.48 | 24.55 |
| Price to Book (MRQ) | 5.55 | 3.08 |
| Market Capitalization | ||
| Market Capitalization | ₹766.65B | ₹1.68T |
| Enterprise Value | ₹1.19T | ₹5.74T |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 11.59 | 84.02 |
| Enterprise to EBITDA | N/A | 88.27 |
| Risk & Other Metrics | ||
| Beta | 0.28 | 0.32 |
| Book Value per Share (MRQ) | ₹145.00 | ₹41.65 |
Financial Statements Comparison: SBI Cards vs Indian Railway
Financial Metrics
Loading Financial Charts...
Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | SBICARD | IRFC |
|---|---|---|
| Revenue/Sales | ₹38.42B | ₹67.24B |
| Cost of Goods Sold | N/A | ₹50.01B |
| Gross Profit | N/A | ₹17.23B |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | ₹16.85B |
| EBITDA | N/A | ₹16.90B |
| Pre-Tax Income | ₹7.19B | ₹16.82B |
| Income Tax | ₹1.84B | ₹0 |
| Net Income (Profit) | ₹5.34B | ₹16.82B |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | SBICARD | IRFC |
|---|---|---|
| Cash & Equivalents | ₹27.38B | ₹56.80B |
| Total Current Assets | N/A | ₹2.96T |
| Total Current Liabilities | N/A | ₹128.90M |
| Long-Term Debt | ₹449.47B | ₹4.12T |
| Total Shareholders Equity | ₹137.82B | ₹526.68B |
| Retained Earnings | N/A | N/A |
| Property, Plant & Equipment | ₹2.27B | ₹169.30M |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | SBICARD | IRFC |
|---|---|---|
| Operating Cash Flow | N/A | ₹11.16B |
| Capital Expenditures | N/A | ₹-6.90M |
| Free Cash Flow | N/A | ₹11.36B |
| Debt Repayment | N/A | ₹645.80M |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | SBICARD | IRFC |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Average Daily Volume (10 Day) | 1,183,375 | 14,887,889 |
| Average Daily Volume (90 Day) | 1,555,912 | 10,602,281 |
| Shares Outstanding | 951.36M | 13.07B |
| Float Shares | 298.89M | 1.77B |
| % Held by Insiders | 0.69% | 0.86% |
| % Held by Institutions | 0.22% | 0.02% |
Dividend Analysis & Yield Comparison: SBI Cards vs Indian Railway
| Metric | SBICARD | IRFC |
|---|---|---|
| Last 12-Month Dividend | ₹2.50 | ₹2.30 |
| Last 12-Month Dividend Yield | 0.26% | 1.69% |
| 3-Year Avg Annual Dividend | ₹2.50 | ₹1.74 |
| 3-Year Avg Dividend Yield | 0.34% | 1.33% |
| 3-Year Total Dividends | ₹7.50 | ₹5.23 |
| Ex-Dividend Date | Feb 25, 2025 | Mar 21, 2025 |