State Bank of India [SBIN] vs Punjab National Bank [PNB] Detailed Stock Comparison

State Bank of India

NSE
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Punjab National Bank

NSE
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TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: State Bank of India wins in 9 metrics, Punjab National Bank wins in 9 metrics, with 0 ties. Both stocks appear equally matched on key metrics.

View Metrics Details

Vital Metrics Comparison

MetricState Bank of IndiaPunjab National BankBetter
P/E Ratio (TTM)9.587.41Punjab National Bank
Price-to-Book Ratio1.460.94Punjab National Bank
Debt-to-Equity Ratio1.090.76Punjab National Bank
PEG Ratio0.98-0.15Punjab National Bank
Profit Margin (TTM)22.67%31.67%Punjab National Bank
Operating Margin (TTM)35.02%44.07%Punjab National Bank
EBITDA Margin (TTM)35.02%44.07%Punjab National Bank
Return on Equity16.58%13.67%State Bank of India
Return on Assets (TTM)1.16%0.99%State Bank of India
Free Cash Flow (TTM)$428.49B$204.74BState Bank of India
Dividend Yield2.01%245.87%Punjab National Bank
1-Year Return8.47%3.85%State Bank of India
Price-to-Sales Ratio (TTM)2.252.38State Bank of India
Enterprise Value$9,827.33B$1,404.62BState Bank of India
EV/Revenue Ratio2.812.68Punjab National Bank
Revenue per Share (TTM)$393$46State Bank of India
Earnings per Share (Diluted)$89.06$14.65State Bank of India
Beta (Stock Volatility)0.480.57State Bank of India
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

State Bank of India vs Punjab National Bank Stock Performance Analysis

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State Bank of India
Punjab National Bank
State Bank of India Stock Overview | Punjab National Bank Stock Overview

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
State Bank of India1.79%4.70%6.63%10.17%11.50%9.76%
Punjab National Bank0.35%4.60%7.80%9.16%18.24%10.49%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
State Bank of India8.47%64.08%357.49%270.23%166.07%883.51%
Punjab National Bank3.85%210.34%305.11%-14.36%-56.63%25.87%

News Based Sentiment: State Bank of India vs Punjab National Bank

State Bank of India

News based Sentiment: POSITIVE

September was a strong month for SBI, marked by a successful stake sale in Yes Bank, robust Q1 FY26 earnings, and reaffirmed growth targets. These developments demonstrate proactive capital management, solid financial performance, and a positive outlook for the bank, making it a compelling investment story.

View State Bank of India News Sentiment Analysis

Punjab National Bank

News based Sentiment: MIXED

September presented a mixed bag for PNB, with positive developments in digital transformation, regional partnerships, and subsidiary performance offset by legal challenges and the need for improved internal controls. While the bank is actively pursuing growth initiatives, ongoing scrutiny and past issues require careful monitoring, making it a cautiously optimistic investment.

View Punjab National Bank News Sentiment Analysis

Performance & Financial Health Analysis: State Bank of India vs Punjab National Bank

MetricSBINPNB
Market Information
Market Cap i₹7.68T₹1.26T
Market Cap CategoryLarge capLarge cap
10 Day Avg. Volume i6,424,8249,011,017
90 Day Avg. Volume i6,560,3879,985,373
Last Close₹870.60₹113.43
52 Week Range₹680.00 - ₹875.45₹85.46 - ₹115.71
% from 52W High-0.55%-1.97%
All-Time High₹912.00 (Jun 03, 2024)₹279.98 (Nov 08, 2010)
% from All-Time High-4.54%-59.49%
Growth Metrics
Quarterly Revenue Growth0.10%0.19%
Quarterly Earnings Growth0.10%-0.47%
Financial Health
Profit Margin (TTM) i0.23%0.32%
Operating Margin (TTM) i0.35%0.44%
Return on Equity (TTM) i0.17%0.14%
Debt to Equity (MRQ) i1.090.76
Cash & Liquidity
Book Value per Share (MRQ)₹583.19₹115.84
Cash per Share (MRQ)₹422.70₹77.78
Operating Cash Flow (TTM) i₹1.94T₹148.37B
Levered Free Cash Flow (TTM) i₹775.61B₹184.80B
Dividends
Last 12-Month Dividend Yield i2.01%245.87%
Last 12-Month Dividend i₹15.90₹253.20

Valuation & Enterprise Metrics Analysis: State Bank of India vs Punjab National Bank

MetricSBINPNB
Price Ratios
P/E Ratio (TTM) i9.587.41
Forward P/E i10.327.72
PEG Ratio i0.98-0.15
Price to Sales (TTM) i2.252.38
Price to Book (MRQ) i1.460.94
Market Capitalization
Market Capitalization i₹7.68T₹1.26T
Enterprise Value i₹9.83T₹1.40T
Enterprise Value Metrics
Enterprise to Revenue i2.812.68
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.480.57
Book Value per Share (MRQ) i₹583.19₹115.84

Financial Statements Comparison: State Bank of India vs Punjab National Bank

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)SBINPNB
Revenue/Sales i₹887.25B₹161.71B
Cost of Goods Sold iN/AN/A
Gross Profit iN/AN/A
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
EBITDA iN/AN/A
Pre-Tax Income i₹292.29B₹69.73B
Income Tax i₹76.02B₹51.41B
Net Income (Profit) i₹221.21B₹21.67B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)SBINPNB
Cash & Equivalents i₹3.90T₹1.41T
Total Current Assets iN/AN/A
Total Current Liabilities iN/AN/A
Long-Term Debt i₹5.86T₹934.72B
Total Shareholders Equity i₹5.40T₹1.39T
Retained Earnings iN/AN/A
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)SBINPNB
Operating Cash Flow iN/AN/A
Capital Expenditures iN/AN/A
Free Cash Flow iN/AN/A
Debt Repayment iN/AN/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricSBINPNB
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Average Daily Volume (10 Day) i6,424,8249,011,017
Average Daily Volume (90 Day) i6,560,3879,985,373
Shares Outstanding i8.92B11.49B
Float Shares i4.09B3.45B
% Held by Insiders i0.57%0.70%
% Held by Institutions i0.29%0.17%

Dividend Analysis & Yield Comparison: State Bank of India vs Punjab National Bank

MetricSBINPNB
Last 12-Month Dividend i₹15.90₹253.20
Last 12-Month Dividend Yield i2.01%245.87%
3-Year Avg Annual Dividend i₹13.63₹84.83
3-Year Avg Dividend Yield i1.86%62.23%
3-Year Total Dividends i₹40.90₹254.49
Ex-Dividend DateMay 16, 2025Jun 20, 2025