Spandana Sphoorty [SPANDANA] vs Bajaj Finance [BAJFINANCE] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Spandana Sphoorty wins in 9 metrics, Bajaj Finance wins in 8 metrics, with 0 ties. Spandana Sphoorty appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricSpandana SphoortyBajaj FinanceBetter
P/E Ratio (TTM)29.0835.21Spandana Sphoorty
Price-to-Book Ratio0.716.35Spandana Sphoorty
Debt-to-Equity Ratio214.78294.16Spandana Sphoorty
PEG Ratio-0.04-0.40Bajaj Finance
EV/EBITDA11.14N/AN/A
Profit Margin (TTM)31.69%44.94%Bajaj Finance
Operating Margin (TTM)176.93%60.70%Spandana Sphoorty
EBITDA Margin (TTM)176.93%60.70%Spandana Sphoorty
Return on Equity-39.31%20.08%Bajaj Finance
Return on Assets (TTM)-12.19%3.57%Bajaj Finance
Free Cash Flow (TTM)$36.46B$-692.36BSpandana Sphoorty
Dividend YieldN/A10.01%N/A
1-Year Return-51.55%38.17%Bajaj Finance
Price-to-Sales Ratio (TTM)-1.8215.86Spandana Sphoorty
Enterprise Value$56.88B$8,970.82BBajaj Finance
EV/Revenue Ratio-5.5123.14Spandana Sphoorty
Gross Profit Margin (TTM)-5.55%N/AN/A
Revenue per Share (TTM)$-145$63Bajaj Finance
Earnings per Share (Diluted)$-193.52$28.11Bajaj Finance
Beta (Stock Volatility)0.170.50Spandana Sphoorty
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

Spandana Sphoorty vs Bajaj Finance Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Spandana Sphoorty-0.52%5.26%-0.12%-7.19%14.53%-20.85%
Bajaj Finance0.76%1.81%6.84%9.11%17.75%45.47%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Spandana Sphoorty-51.55%-54.83%-52.16%-68.08%-68.08%-68.08%
Bajaj Finance38.17%38.73%212.22%1,918.61%13,122.80%30,847.85%

News Based Sentiment: Spandana Sphoorty vs Bajaj Finance

Spandana Sphoorty

News based Sentiment: NEGATIVE

Spandana Sphoorty experienced a decline in financial performance in June 2025, coupled with rising credit costs and a depressed valuation. While the securitization provides some funding, the overall narrative points to significant challenges and increased risk for investors, making this a noteworthy month for the company.

View Spandana Sphoorty News Sentiment Analysis

Bajaj Finance

News based Sentiment: MIXED

October presented a mixed bag for Bajaj Finance, with an initial share price decline followed by a strong Q2 FY26 performance. While the positive results and increased stakeholder confidence are encouraging, the varied analyst reactions and initial market caution suggest a complex investment picture.

View Bajaj Finance News Sentiment Analysis

Performance & Financial Health Analysis: Spandana Sphoorty vs Bajaj Finance

MetricSPANDANABAJFINANCE
Market Information
Market Cap i₹18.61B₹6.22T
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i206,7227,436,601
90 Day Avg. Volume i227,3187,340,366
Last Close₹259.40₹1,016.55
52 Week Range₹193.00 - ₹573.50₹645.10 - ₹1,036.00
% from 52W High-54.77%-1.88%
All-Time High₹1,397.00 (Nov 04, 2019)₹9,788.00 (Jun 09, 2025)
% from All-Time High-81.43%-89.61%
Growth Metrics
Quarterly Revenue Growth-0.20%0.20%
Quarterly Earnings Growth-0.59%0.20%
Financial Health
Profit Margin (TTM) i0.32%0.45%
Operating Margin (TTM) i1.77%0.61%
Return on Equity (TTM) i-0.39%0.20%
Debt to Equity (MRQ) i214.78294.16
Cash & Liquidity
Book Value per Share (MRQ)₹369.28₹155.75
Cash per Share (MRQ)₹258.94₹17.15
Operating Cash Flow (TTM) i₹23.11B₹-147,267,100,000
Levered Free Cash Flow (TTM) i₹-10,351,000,000₹166.38B
Dividends
Last 12-Month Dividend Yield iN/A10.01%
Last 12-Month Dividend iN/A₹92.00

Valuation & Enterprise Metrics Analysis: Spandana Sphoorty vs Bajaj Finance

MetricSPANDANABAJFINANCE
Price Ratios
P/E Ratio (TTM) i29.0835.21
Forward P/E i10.7723.59
PEG Ratio i-0.04-0.40
Price to Sales (TTM) i-1.8215.86
Price to Book (MRQ) i0.716.35
Market Capitalization
Market Capitalization i₹18.61B₹6.22T
Enterprise Value i₹56.88B₹8.97T
Enterprise Value Metrics
Enterprise to Revenue i-5.5123.14
Enterprise to EBITDA i11.14N/A
Risk & Other Metrics
Beta i0.170.50
Book Value per Share (MRQ) i₹369.28₹155.75

Financial Statements Comparison: Spandana Sphoorty vs Bajaj Finance

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)SPANDANABAJFINANCE
Revenue/Sales i₹2.84B₹118.43B
Cost of Goods Sold i₹2.99BN/A
Gross Profit i₹-157.50MN/A
Research & Development iN/AN/A
Operating Income (EBIT) i₹-791.20MN/A
EBITDA i₹3.31BN/A
Pre-Tax Income i₹-4.81B₹63.68B
Income Tax i₹-1.21B₹16.02B
Net Income (Profit) i₹-3.60B₹47.65B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)SPANDANABAJFINANCE
Cash & Equivalents i₹12.36B₹107.68B
Total Current Assets i₹66.76BN/A
Total Current Liabilities i₹42.93BN/A
Long-Term Debt i₹14.93B₹2.75T
Total Shareholders Equity i₹26.33B₹989.37B
Retained Earnings i₹-3.47B₹517.83B
Property, Plant & Equipment i₹191.10M₹5.52B

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)SPANDANABAJFINANCE
Operating Cash Flow iN/AN/A
Capital Expenditures iN/AN/A
Free Cash Flow iN/AN/A
Debt Repayment iN/AN/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricSPANDANABAJFINANCE
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Average Daily Volume (10 Day) i206,7227,436,601
Average Daily Volume (90 Day) i227,3187,340,366
Shares Outstanding i74.98M6.21B
Float Shares i27.88M2.64B
% Held by Insiders i0.74%0.55%
% Held by Institutions i0.12%0.25%

Dividend Analysis & Yield Comparison: Spandana Sphoorty vs Bajaj Finance

MetricSPANDANABAJFINANCE
Last 12-Month Dividend iN/A₹92.00
Last 12-Month Dividend Yield iN/A10.01%
3-Year Avg Annual Dividend iN/A₹47.33
3-Year Avg Dividend Yield iN/A1.22%
3-Year Total Dividends iN/A₹142.00
Ex-Dividend DateN/AMay 30, 2025