Spandana Sphoorty [SPANDANA] vs Paisalo Digital [PAISALO] Detailed Comparison

Spandana Sphoorty

NSE

Paisalo Digital

NSE

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Spandana Sphoorty wins in 9 metrics, Paisalo Digital wins in 10 metrics, with 0 ties. Paisalo Digital appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric	Spandana Sphoorty	Paisalo Digital	Better
P/E Ratio (TTM)	29.08	14.14	Paisalo Digital
Price-to-Book Ratio	0.78	1.91	Spandana Sphoorty
Debt-to-Equity Ratio	214.78	231.89	Spandana Sphoorty
PEG Ratio	-0.09	-0.33	Paisalo Digital
EV/EBITDA	2.69	19.81	Spandana Sphoorty
Profit Margin (TTM)	28.72%	47.61%	Paisalo Digital
Operating Margin (TTM)	156.41%	59.50%	Spandana Sphoorty
EBITDA Margin (TTM)	156.41%	59.50%	Spandana Sphoorty
Return on Equity	-32.98%	13.04%	Paisalo Digital
Return on Assets (TTM)	-9.46%	3.81%	Paisalo Digital
Free Cash Flow (TTM)	$36.46B	$-8.55B	Spandana Sphoorty
Dividend Yield	N/A	0.33%	N/A
1-Year Return	-60.77%	-53.08%	Paisalo Digital
Price-to-Sales Ratio (TTM)	-4.16	6.76	Spandana Sphoorty
Enterprise Value	$59.96B	$63.92B	Paisalo Digital
EV/Revenue Ratio	-12.13	14.79	Spandana Sphoorty
Gross Profit Margin (TTM)	11.46%	48.93%	Paisalo Digital
Revenue per Share (TTM)	$-69	$5	Paisalo Digital
Earnings per Share (Diluted)	$-139.16	$2.29	Paisalo Digital
Beta (Stock Volatility)	0.28	0.59	Spandana Sphoorty

Performance

Key Stats

Valuation

Financials

Short Interest

Dividends

Spandana Sphoorty vs Paisalo Digital Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock	1D	1W	1M	3M	6M	YTD
Spandana Sphoorty	-4.43%	-10.61%	-1.76%	-6.57%	-11.12%	-16.91%
Paisalo Digital	-8.19%	4.36%	4.77%	-0.49%	-22.20%	-34.26%

Long-term Returns

Stock	1Y	3Y	5Y	10Y	15Y	20Y
Spandana Sphoorty	-60.77%	-35.50%	-55.85%	-66.31%	-66.31%	-66.31%
Paisalo Digital	-53.08%	-10.04%	96.28%	125.67%	-89.37%	-26.10%

Performance Comparison

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Spandana Sphoorty (SPANDANA): View Full Stock Overview

Paisalo Digital (PAISALO): View Full Stock Overview

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Key Performance Metrics Available:

Daily, weekly, monthly, and yearly returns
52-week high and low prices
Market capitalization and valuation ratios
Financial health and profitability metrics
Dividend history and yield information

Performance & Financial Health Analysis: Spandana Sphoorty vs Paisalo Digital

Metric	SPANDANA	PAISALO
Market Information
Market Cap i	₹20.57B	₹29.21B
Market Cap Category	Small cap	Small cap
10 Day Avg. Volume i	646,645	15,083,483
90 Day Avg. Volume i	350,637	10,518,334
Last Close	₹273.75	₹32.52
52 Week Range	₹193.00 - ₹711.45	₹29.38 - ₹71.40
% from 52W High	-61.52%	-54.45%
All-Time High	₹1,397.00 (Nov 04, 2019)	₹415.00 (Jan 03, 2011)
% from All-Time High	-80.40%	-92.16%
Growth Metrics
Quarterly Revenue Growth	-0.22%	0.16%
Quarterly Earnings Growth	-0.36%	0.14%
Financial Health
Profit Margin (TTM) i	0.29%	0.48%
Operating Margin (TTM) i	1.56%	0.60%
Return on Equity (TTM) i	-0.33%	0.13%
Debt to Equity (MRQ) i	214.78	231.89
Cash & Liquidity
Book Value per Share (MRQ)	₹369.28	₹16.91
Cash per Share (MRQ)	₹258.93	₹1.16
Operating Cash Flow (TTM) i	₹36.69B	₹-4,758,272,000
Levered Free Cash Flow (TTM) i	₹-10,351,000,000	₹2.00B
Dividends
Last 12-Month Dividend Yield i	N/A	0.33%
Last 12-Month Dividend i	N/A	₹0.10

Valuation & Enterprise Metrics Analysis: Spandana Sphoorty vs Paisalo Digital

Metric	SPANDANA	PAISALO
Price Ratios
P/E Ratio (TTM) i	29.08	14.14
Forward P/E i	10.85	11.39
PEG Ratio i	-0.09	-0.33
Price to Sales (TTM) i	-4.16	6.76
Price to Book (MRQ) i	0.78	1.91
Market Capitalization
Market Capitalization i	₹20.57B	₹29.21B
Enterprise Value i	₹59.96B	₹63.92B
Enterprise Value Metrics
Enterprise to Revenue i	-12.13	14.79
Enterprise to EBITDA i	2.69	19.81
Risk & Other Metrics
Beta i	0.28	0.59
Book Value per Share (MRQ) i	₹369.28	₹16.91

Financial Statements Comparison: Spandana Sphoorty vs Paisalo Digital

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)	SPANDANA	PAISALO
Revenue/Sales i	₹3.91B	₹4.36B
Cost of Goods Sold i	₹3.46B	N/A
Gross Profit i	₹447.70M	N/A
Research & Development i	N/A	N/A
Operating Income (EBIT) i	₹-27.80M	N/A
EBITDA i	₹5.83B	₹-1.27B
Pre-Tax Income i	₹-5.78B	₹631.11M
Income Tax i	₹-1.43B	₹168.25M
Net Income (Profit) i	₹-4.34B	₹462.85M

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)	SPANDANA	PAISALO
Cash & Equivalents i	₹12.36B	₹1.01B
Total Current Assets i	₹76.73B	₹51.09B
Total Current Liabilities i	₹143.20M	₹665.76M
Long-Term Debt i	₹56.56B	₹35.51B
Total Shareholders Equity i	₹26.33B	₹15.35B
Retained Earnings i	N/A	N/A
Property, Plant & Equipment i	N/A	₹744.65M

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)	SPANDANA	PAISALO
Operating Cash Flow i	N/A	N/A
Capital Expenditures i	N/A	N/A
Free Cash Flow i	N/A	N/A
Debt Repayment i	N/A	N/A
Common Stock Repurchase i	N/A	N/A

Short Interest & Institutional Ownership Analysis

Metric	SPANDANA	PAISALO
Shares Short i	N/A	N/A
Short Ratio i	N/A	N/A
Short % of Float i	N/A	N/A
Average Daily Volume (10 Day) i	646,645	15,083,483
Average Daily Volume (90 Day) i	350,637	10,518,334
Shares Outstanding i	71.31M	902.12M
Float Shares i	25.02M	530.38M
% Held by Insiders i	0.59%	0.42%
% Held by Institutions i	0.09%	0.11%

Dividend Analysis & Yield Comparison: Spandana Sphoorty vs Paisalo Digital

Metric	SPANDANA	PAISALO
Last 12-Month Dividend i	N/A	₹0.10
Last 12-Month Dividend Yield i	N/A	0.33%
3-Year Avg Annual Dividend i	N/A	₹0.07
3-Year Avg Dividend Yield i	N/A	0.16%
3-Year Total Dividends i	N/A	₹0.20
Ex-Dividend Date	N/A	Sep 13, 2024

Spandana Sphoorty [SPANDANA] vs Paisalo Digital [PAISALO] Detailed Comparison