Spandana Sphoorty [SPANDANA] vs Paisalo Digital [PAISALO] Detailed Stock Comparison
Spandana Sphoorty
NSE
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Paisalo Digital
NSE
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TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: Spandana Sphoorty wins in 10 metrics, Paisalo Digital wins in 9 metrics, with 0 ties. Spandana Sphoorty appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Spandana Sphoorty | Paisalo Digital | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 29.08 | 16.44 | Paisalo Digital |
| Price-to-Book Ratio | 0.72 | 2.23 | Spandana Sphoorty |
| Debt-to-Equity Ratio | 214.78 | 231.89 | Spandana Sphoorty |
| PEG Ratio | -0.04 | 1.26 | Spandana Sphoorty |
| EV/EBITDA | 2.53 | 21.28 | Spandana Sphoorty |
| Profit Margin (TTM) | 28.72% | 47.61% | Paisalo Digital |
| Operating Margin (TTM) | 176.93% | 59.50% | Spandana Sphoorty |
| EBITDA Margin (TTM) | 176.93% | 59.50% | Spandana Sphoorty |
| Return on Equity | -39.31% | 13.04% | Paisalo Digital |
| Return on Assets (TTM) | -12.19% | 3.81% | Paisalo Digital |
| Free Cash Flow (TTM) | $36.46B | $-8.55B | Spandana Sphoorty |
| Dividend Yield | N/A | 0.33% | N/A |
| 1-Year Return | -56.31% | -38.45% | Paisalo Digital |
| Price-to-Sales Ratio (TTM) | -1.85 | 7.85 | Spandana Sphoorty |
| Enterprise Value | $56.34B | $68.69B | Paisalo Digital |
| EV/Revenue Ratio | -5.46 | 15.89 | Spandana Sphoorty |
| Gross Profit Margin (TTM) | -5.55% | 48.93% | Paisalo Digital |
| Revenue per Share (TTM) | $-145 | $5 | Paisalo Digital |
| Earnings per Share (Diluted) | $-193.52 | $2.29 | Paisalo Digital |
| Beta (Stock Volatility) | 0.19 | 0.25 | Spandana Sphoorty |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
Spandana Sphoorty vs Paisalo Digital Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Spandana Sphoorty | -0.90% | -0.22% | 6.44% | -6.82% | 6.46% | -20.20% |
| Paisalo Digital | 0.05% | 10.85% | 26.08% | 14.83% | 5.39% | -22.98% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Spandana Sphoorty | -56.31% | -58.93% | -53.88% | -67.90% | -67.90% | -67.90% |
| Paisalo Digital | -38.45% | 10.91% | 77.75% | 200.08% | -85.19% | -14.08% |
News Based Sentiment: Spandana Sphoorty vs Paisalo Digital
Spandana Sphoorty
News based Sentiment: NEGATIVE
Spandana Sphoorty experienced a very challenging month with significant financial losses, a shrinking loan book, and ongoing leadership changes. While a rights issue provided some liquidity, the overall picture remains bleak, and the company faces substantial risks in the near term. The continued 'BUY' ratings from some analysts offer a glimmer of hope, but the negative trends are dominant.
Paisalo Digital
News based Sentiment: POSITIVE
Paisalo Digital showcased a strong first quarter with significant growth in profit and income, accompanied by substantial share purchases by the promoter group, indicating strong confidence in the company's future. While a recent stock dip exists, the underlying fundamentals and proactive measures taken by the company suggest a positive investment outlook.
Performance & Financial Health Analysis: Spandana Sphoorty vs Paisalo Digital
| Metric | SPANDANA | PAISALO |
|---|---|---|
| Market Information | ||
| Market Cap | ₹19.08B | ₹33.60B |
| Market Cap Category | Small cap | Small cap |
| 10 Day Avg. Volume | 317,272 | 18,071,741 |
| 90 Day Avg. Volume | 222,458 | 9,911,428 |
| Last Close | ₹259.83 | ₹38.04 |
| 52 Week Range | ₹193.00 - ₹618.80 | ₹29.38 - ₹63.74 |
| % from 52W High | -58.01% | -40.32% |
| All-Time High | ₹1,397.00 (Nov 04, 2019) | ₹415.00 (Jan 03, 2011) |
| % from All-Time High | -81.40% | -90.83% |
| Growth Metrics | ||
| Quarterly Revenue Growth | -0.27% | 0.16% |
| Quarterly Earnings Growth | -0.59% | 0.14% |
| Financial Health | ||
| Profit Margin (TTM) | 0.29% | 0.48% |
| Operating Margin (TTM) | 1.77% | 0.60% |
| Return on Equity (TTM) | -0.39% | 0.13% |
| Debt to Equity (MRQ) | 214.78 | 231.89 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | ₹369.28 | ₹16.91 |
| Cash per Share (MRQ) | ₹258.94 | ₹1.16 |
| Operating Cash Flow (TTM) | ₹23.11B | ₹-4,758,272,000 |
| Levered Free Cash Flow (TTM) | ₹-10,351,000,000 | ₹2.00B |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 0.33% |
| Last 12-Month Dividend | N/A | ₹0.10 |
Valuation & Enterprise Metrics Analysis: Spandana Sphoorty vs Paisalo Digital
| Metric | SPANDANA | PAISALO |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 29.08 | 16.44 |
| Forward P/E | 10.86 | 12.34 |
| PEG Ratio | -0.04 | 1.26 |
| Price to Sales (TTM) | -1.85 | 7.85 |
| Price to Book (MRQ) | 0.72 | 2.23 |
| Market Capitalization | ||
| Market Capitalization | ₹19.08B | ₹33.60B |
| Enterprise Value | ₹56.34B | ₹68.69B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | -5.46 | 15.89 |
| Enterprise to EBITDA | 2.53 | 21.28 |
| Risk & Other Metrics | ||
| Beta | 0.19 | 0.25 |
| Book Value per Share (MRQ) | ₹369.28 | ₹16.91 |
Financial Statements Comparison: Spandana Sphoorty vs Paisalo Digital
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | SPANDANA | PAISALO |
|---|---|---|
| Revenue/Sales | ₹2.84B | ₹4.36B |
| Cost of Goods Sold | ₹2.99B | N/A |
| Gross Profit | ₹-157.50M | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | ₹-791.20M | N/A |
| EBITDA | ₹3.31B | ₹-1.27B |
| Pre-Tax Income | ₹-4.81B | ₹631.11M |
| Income Tax | ₹-1.21B | ₹168.25M |
| Net Income (Profit) | ₹-3.60B | ₹462.85M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | SPANDANA | PAISALO |
|---|---|---|
| Cash & Equivalents | ₹12.36B | ₹1.01B |
| Total Current Assets | ₹76.73B | ₹51.09B |
| Total Current Liabilities | ₹143.20M | ₹665.76M |
| Long-Term Debt | ₹56.56B | ₹35.51B |
| Total Shareholders Equity | ₹26.33B | ₹15.35B |
| Retained Earnings | N/A | N/A |
| Property, Plant & Equipment | N/A | ₹744.65M |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | SPANDANA | PAISALO |
|---|---|---|
| Operating Cash Flow | N/A | N/A |
| Capital Expenditures | N/A | N/A |
| Free Cash Flow | N/A | N/A |
| Debt Repayment | N/A | N/A |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | SPANDANA | PAISALO |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Average Daily Volume (10 Day) | 317,272 | 18,071,741 |
| Average Daily Volume (90 Day) | 222,458 | 9,911,428 |
| Shares Outstanding | 74.98M | 902.12M |
| Float Shares | 23.63M | 468.46M |
| % Held by Insiders | 0.74% | 0.44% |
| % Held by Institutions | 0.12% | 0.11% |
Dividend Analysis & Yield Comparison: Spandana Sphoorty vs Paisalo Digital
| Metric | SPANDANA | PAISALO |
|---|---|---|
| Last 12-Month Dividend | N/A | ₹0.10 |
| Last 12-Month Dividend Yield | N/A | 0.33% |
| 3-Year Avg Annual Dividend | N/A | ₹0.07 |
| 3-Year Avg Dividend Yield | N/A | 0.16% |
| 3-Year Total Dividends | N/A | ₹0.20 |
| Ex-Dividend Date | N/A | Sep 13, 2024 |