Starteck Finance [STARTECK] vs Paisalo Digital [PAISALO] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Starteck Finance wins in 10 metrics, Paisalo Digital wins in 10 metrics, with 0 ties. Both stocks appear equally matched on key metrics.

View Metrics Details

Vital Metrics Comparison

MetricStarteck FinancePaisalo DigitalBetter
P/E Ratio (TTM)25.5916.59Paisalo Digital
Price-to-Book Ratio1.342.25Starteck Finance
Debt-to-Equity Ratio96.83231.89Starteck Finance
PEG Ratio0.241.27Starteck Finance
EV/EBITDA39.7223.11Paisalo Digital
Profit Margin (TTM)63.90%47.61%Starteck Finance
Operating Margin (TTM)83.91%59.50%Starteck Finance
EBITDA Margin (TTM)83.91%59.50%Starteck Finance
Return on Equity4.45%13.04%Paisalo Digital
Return on Assets (TTM)2.02%3.81%Paisalo Digital
Free Cash Flow (TTM)$274.26M$-8.54BStarteck Finance
Dividend Yield0.15%0.26%Paisalo Digital
1-Year Return12.19%-34.40%Starteck Finance
Price-to-Sales Ratio (TTM)16.388.01Paisalo Digital
Enterprise Value$5.39B$67.94BPaisalo Digital
EV/Revenue Ratio28.0915.72Paisalo Digital
Gross Profit Margin (TTM)29.54%48.93%Paisalo Digital
Revenue per Share (TTM)$19$5Starteck Finance
Earnings per Share (Diluted)$12.37$2.29Starteck Finance
Beta (Stock Volatility)0.430.25Paisalo Digital
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

Starteck Finance vs Paisalo Digital Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Starteck Finance0.02%-3.69%-1.86%5.07%11.11%-5.69%
Paisalo Digital3.18%-5.33%26.01%20.46%11.18%-23.23%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Starteck Finance12.19%133.80%95.78%95.78%95.78%95.78%
Paisalo Digital-34.40%13.20%86.82%195.33%-83.73%-14.17%

News Based Sentiment: Starteck Finance vs Paisalo Digital

Starteck Finance

News based Sentiment: MIXED

September was a mixed month for Starteck Finance, marked by a shift to an 'expensive' valuation, fluctuating stock prices, and continued selling pressure. While the stock showed some resilience and strong promoter holding, the overall narrative suggests increased uncertainty and warrants a cautious investment approach.

View Starteck Finance News Sentiment Analysis

Paisalo Digital

News based Sentiment: POSITIVE

September was a strong month for Paisalo Digital, marked by impressive financial results, significant promoter activity demonstrating confidence, and proactive debt management. These factors collectively suggest a positive shift in the company's trajectory and strengthen the investment case.

View Paisalo Digital News Sentiment Analysis

Performance & Financial Health Analysis: Starteck Finance vs Paisalo Digital

MetricSTARTECKPAISALO
Market Information
Market Cap i₹3.09B₹34.63B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i10,77318,526,953
90 Day Avg. Volume i11,15716,733,286
Last Close₹310.65₹37.98
52 Week Range₹253.75 - ₹364.50₹29.38 - ₹63.74
% from 52W High-14.77%-40.41%
All-Time High₹412.30 (Dec 25, 2023)₹415.00 (Jan 03, 2011)
% from All-Time High-24.65%-90.85%
Growth Metrics
Quarterly Revenue Growth0.56%0.16%
Quarterly Earnings Growth1.07%0.14%
Financial Health
Profit Margin (TTM) i0.64%0.48%
Operating Margin (TTM) i0.84%0.60%
Return on Equity (TTM) i0.04%0.13%
Debt to Equity (MRQ) i96.83231.89
Cash & Liquidity
Book Value per Share (MRQ)₹236.47₹16.91
Cash per Share (MRQ)₹0.34₹1.16
Operating Cash Flow (TTM) i₹340.91M₹-4,755,433,000
Levered Free Cash Flow (TTM) i₹104.24M₹2.00B
Dividends
Last 12-Month Dividend Yield i0.15%0.26%
Last 12-Month Dividend i₹0.50₹0.10

Valuation & Enterprise Metrics Analysis: Starteck Finance vs Paisalo Digital

MetricSTARTECKPAISALO
Price Ratios
P/E Ratio (TTM) i25.5916.59
Forward P/E iN/A12.21
PEG Ratio i0.241.27
Price to Sales (TTM) i16.388.01
Price to Book (MRQ) i1.342.25
Market Capitalization
Market Capitalization i₹3.09B₹34.63B
Enterprise Value i₹5.39B₹67.94B
Enterprise Value Metrics
Enterprise to Revenue i28.0915.72
Enterprise to EBITDA i39.7223.11
Risk & Other Metrics
Beta i0.430.25
Book Value per Share (MRQ) i₹236.47₹16.91

Financial Statements Comparison: Starteck Finance vs Paisalo Digital

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)STARTECKPAISALO
Revenue/Sales i₹78.24M₹2.18B
Cost of Goods Sold i₹55.13M₹1.11B
Gross Profit i₹23.11M₹1.07B
Research & Development iN/AN/A
Operating Income (EBIT) i₹17.22M₹806.97M
EBITDA i₹18.72M₹999.98M
Pre-Tax Income i₹41.09M₹635.98M
Income Tax i₹5.65M₹164.27M
Net Income (Profit) i₹35.44M₹471.71M

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)STARTECKPAISALO
Cash & Equivalents i₹3.38M₹1.01B
Total Current Assets i₹3.36B₹51.19B
Total Current Liabilities i₹2.18B₹1.84B
Long-Term Debt i₹389.41M₹34.60B
Total Shareholders Equity i₹2.34B₹15.35B
Retained Earnings i₹899.19M₹217.82M
Property, Plant & Equipment i₹0₹744.65M

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)STARTECKPAISALO
Operating Cash Flow iN/AN/A
Capital Expenditures iN/AN/A
Free Cash Flow iN/AN/A
Debt Repayment iN/AN/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricSTARTECKPAISALO
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Average Daily Volume (10 Day) i10,77318,526,953
Average Daily Volume (90 Day) i11,15716,733,286
Shares Outstanding i9.91M902.12M
Float Shares i1.73M433.35M
% Held by Insiders i0.76%0.47%
% Held by Institutions i0.00%0.11%

Dividend Analysis & Yield Comparison: Starteck Finance vs Paisalo Digital

MetricSTARTECKPAISALO
Last 12-Month Dividend i₹0.50₹0.10
Last 12-Month Dividend Yield i0.15%0.26%
3-Year Avg Annual Dividend i₹0.33₹0.08
3-Year Avg Dividend Yield i0.13%0.20%
3-Year Total Dividends i₹1.00₹0.25
Ex-Dividend DateAug 11, 2025Sep 22, 2025