Ujjivan Small [UJJIVANSFB] vs RBL Bank [RBLBANK] Detailed Stock Comparison

Ujjivan Small

NSE
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RBL Bank

NSE
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TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: Ujjivan Small wins in 10 metrics, RBL Bank wins in 8 metrics, with 0 ties. Ujjivan Small appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricUjjivan SmallRBL BankBetter
P/E Ratio (TTM)16.8028.44Ujjivan Small
Price-to-Book Ratio1.451.05RBL Bank
Debt-to-Equity Ratio0.470.88Ujjivan Small
PEG Ratio-0.25-0.73RBL Bank
Profit Margin (TTM)14.73%7.97%Ujjivan Small
Operating Margin (TTM)15.40%13.15%Ujjivan Small
EBITDA Margin (TTM)15.40%13.15%Ujjivan Small
Return on Equity9.03%4.58%Ujjivan Small
Return on Assets (TTM)1.52%0.49%Ujjivan Small
Free Cash Flow (TTM)$18.61B$-11.12BUjjivan Small
Dividend Yield3.07%0.37%Ujjivan Small
1-Year Return10.46%29.60%RBL Bank
Price-to-Sales Ratio (TTM)2.462.28RBL Bank
Enterprise Value$115.22B$193.60BRBL Bank
EV/Revenue Ratio3.212.66RBL Bank
Revenue per Share (TTM)$19$120RBL Bank
Earnings per Share (Diluted)$2.71$9.54RBL Bank
Beta (Stock Volatility)0.400.83Ujjivan Small
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

Ujjivan Small vs RBL Bank Stock Performance Analysis

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Ujjivan Small
RBL Bank
Ujjivan Small Stock Overview | RBL Bank Stock Overview

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Ujjivan Small0.98%-1.65%3.34%-6.47%25.62%31.81%
RBL Bank-0.28%0.62%4.73%14.94%53.58%70.44%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Ujjivan Small10.46%102.28%38.89%-13.06%-13.06%-13.06%
RBL Bank29.60%136.44%51.22%-10.72%-10.72%-10.72%

News Based Sentiment: Ujjivan Small vs RBL Bank

Ujjivan Small

News based Sentiment: MIXED

Ujjivan is pursuing aggressive growth, as evidenced by the ₹2,000 crore capital raise and expansion initiatives, but faces short-term profitability challenges highlighted by the Q1 FY26 results and muted FY26 earnings guidance. This creates a mixed investment picture with both opportunities and risks.

View Ujjivan Small News Sentiment Analysis

RBL Bank

News based Sentiment: MIXED

September presented a mixed bag for RBL Bank, with ambitious retail growth plans offset by recent financial struggles and scrutiny over CEO compensation. While institutional investors continue to show confidence, the negative quarterly results and potential shareholder concerns create a complex investment narrative.

View RBL Bank News Sentiment Analysis

Performance & Financial Health Analysis: Ujjivan Small vs RBL Bank

MetricUJJIVANSFBRBLBANK
Market Information
Market Cap i₹90.13B₹163.76B
Market Cap CategoryMid capMid cap
10 Day Avg. Volume i10,718,4748,325,578
90 Day Avg. Volume i7,146,04011,010,868
Last Close₹45.21₹268.95
52 Week Range₹30.88 - ₹51.87₹146.10 - ₹279.00
% from 52W High-12.84%-3.60%
All-Time High₹63.00 (Dec 11, 2023)₹716.40 (May 27, 2019)
% from All-Time High-28.24%-62.46%
Growth Metrics
Quarterly Revenue Growth-0.15%-0.01%
Quarterly Earnings Growth-0.66%-0.39%
Financial Health
Profit Margin (TTM) i0.15%0.08%
Operating Margin (TTM) i0.15%0.13%
Return on Equity (TTM) i0.09%0.05%
Debt to Equity (MRQ) i0.470.88
Cash & Liquidity
Book Value per Share (MRQ)₹31.44₹258.08
Cash per Share (MRQ)₹1.13₹180.17
Operating Cash Flow (TTM) i₹8.23B₹25.23B
Levered Free Cash Flow (TTM) i₹7.26B₹7.17B
Dividends
Last 12-Month Dividend Yield i3.07%0.37%
Last 12-Month Dividend i₹1.50₹1.00

Valuation & Enterprise Metrics Analysis: Ujjivan Small vs RBL Bank

MetricUJJIVANSFBRBLBANK
Price Ratios
P/E Ratio (TTM) i16.8028.44
Forward P/E i8.4813.93
PEG Ratio i-0.25-0.73
Price to Sales (TTM) i2.462.28
Price to Book (MRQ) i1.451.05
Market Capitalization
Market Capitalization i₹90.13B₹163.76B
Enterprise Value i₹115.22B₹193.60B
Enterprise Value Metrics
Enterprise to Revenue i3.212.66
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.400.83
Book Value per Share (MRQ) i₹31.44₹258.08

Financial Statements Comparison: Ujjivan Small vs RBL Bank

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)UJJIVANSFBRBLBANK
Revenue/Sales i₹11.05B₹25.52B
Cost of Goods Sold iN/AN/A
Gross Profit iN/AN/A
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
EBITDA iN/AN/A
Pre-Tax Income i₹1.36B₹2.77B
Income Tax i₹323.20M₹632.50M
Net Income (Profit) i₹1.03B₹2.14B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)UJJIVANSFBRBLBANK
Cash & Equivalents i₹31.57B₹125.66B
Total Current Assets iN/AN/A
Total Current Liabilities iN/AN/A
Long-Term Debt i₹18.55B₹145.15B
Total Shareholders Equity i₹60.83B₹156.70B
Retained Earnings i₹20.33B₹2.58B
Property, Plant & Equipment i₹10.38B₹19.30B

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)UJJIVANSFBRBLBANK
Operating Cash Flow i₹3.95BN/A
Capital Expenditures iN/AN/A
Free Cash Flow i₹11.52BN/A
Debt Repayment iN/AN/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricUJJIVANSFBRBLBANK
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Average Daily Volume (10 Day) i10,718,4748,325,578
Average Daily Volume (90 Day) i7,146,04011,010,868
Shares Outstanding i1.94B607.88M
Float Shares i1.84B534.35M
% Held by Insiders i0.05%0.12%
% Held by Institutions i0.23%0.44%

Dividend Analysis & Yield Comparison: Ujjivan Small vs RBL Bank

MetricUJJIVANSFBRBLBANK
Last 12-Month Dividend i₹1.50₹1.00
Last 12-Month Dividend Yield i3.07%0.37%
3-Year Avg Annual Dividend i₹0.92₹1.33
3-Year Avg Dividend Yield i2.46%0.56%
3-Year Total Dividends i₹2.75₹4.00
Ex-Dividend DateJul 12, 2024Sep 08, 2025