Ally Financial [ALLY] vs PayPal Holdings [PYPL] Detailed Stock Comparison

Ally Financial

NYSE
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PayPal Holdings

NASDAQ
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Ally Financial wins in 7 metrics, PayPal Holdings wins in 10 metrics, with 0 ties. PayPal Holdings appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricAlly FinancialPayPal HoldingsBetter
P/E Ratio (TTM)38.1114.83PayPal Holdings
Price-to-Book Ratio1.003.29Ally Financial
Debt-to-Equity Ratio1.3660.25Ally Financial
PEG Ratio1.840.73PayPal Holdings
EV/EBITDAN/A10.45N/A
Profit Margin (TTM)6.32%14.49%PayPal Holdings
Operating Margin (TTM)22.78%19.29%Ally Financial
EBITDA Margin (TTM)22.78%19.29%Ally Financial
Return on Equity3.06%22.92%PayPal Holdings
Return on Assets (TTM)0.23%4.61%PayPal Holdings
Free Cash Flow (TTM)$1.07B$6.77BPayPal Holdings
Dividend Yield1.63%N/AN/A
1-Year Return11.95%-7.33%Ally Financial
Price-to-Sales Ratio (TTM)1.782.05Ally Financial
Enterprise Value$23.76B$68.32BPayPal Holdings
EV/Revenue Ratio3.472.12PayPal Holdings
Gross Profit Margin (TTM)N/A46.38%N/A
Revenue per Share (TTM)$22$33PayPal Holdings
Earnings per Share (Diluted)$1.04$4.67PayPal Holdings
Beta (Stock Volatility)1.171.45Ally Financial
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

Ally Financial vs PayPal Holdings Stock Performance Analysis

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Ally Financial
PayPal Holdings
Ally Financial Stock Overview | PayPal Holdings Stock Overview

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Ally Financial0.33%1.84%-3.43%-1.21%27.38%11.63%
PayPal Holdings4.66%11.26%9.08%-2.06%27.47%-13.43%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Ally Financial11.95%36.48%39.43%94.73%55.63%55.63%
PayPal Holdings-7.33%-7.28%-63.51%117.59%115.08%115.08%

News Based Sentiment: Ally Financial vs PayPal Holdings

Ally Financial

News based Sentiment: MIXED

October brought a flurry of analyst activity with varying price targets, alongside mixed institutional investment patterns. The upcoming Q3 earnings release on October 17th is a key catalyst, and the company's long-term projections remain positive, creating a mixed but potentially attractive investment narrative.

View Ally Financial News Sentiment Analysis

PayPal Holdings

News based Sentiment: MIXED

October presented a mixed bag for PayPal, with a strong earnings report and optimistic guidance offset by a stock decline and varying investor sentiment. The company's strategic moves into AI and cryptocurrency position it for future growth, but the market's reaction suggests caution is warranted. This makes it a significant month for investors to reassess their positions.

View PayPal Holdings News Sentiment Analysis

Performance & Financial Health Analysis: Ally Financial vs PayPal Holdings

MetricALLYPYPL
Market Information
Market Cap i$12.64B$66.80B
Market Cap CategoryLarge capLarge cap
10 Day Avg. Volume i4,347,43514,481,370
90 Day Avg. Volume i3,373,93811,942,093
Last Close$39.92$74.61
52 Week Range$29.52 - $44.83$55.85 - $93.66
% from 52W High-10.95%-20.34%
All-Time High$56.61 (May 31, 2021)$310.16 (Jul 26, 2021)
% from All-Time High-29.48%-75.94%
Growth Metrics
Quarterly Revenue Growth0.11%0.05%
Quarterly Earnings Growth0.61%0.12%
Financial Health
Profit Margin (TTM) i0.06%0.14%
Operating Margin (TTM) i0.23%0.19%
Return on Equity (TTM) i0.03%0.23%
Debt to Equity (MRQ) i1.3660.25
Cash & Liquidity
Book Value per Share (MRQ)$39.71$21.04
Cash per Share (MRQ)$34.41$10.48
Operating Cash Flow (TTM) i$3.70B$6.07B
Levered Free Cash Flow (TTM) i$558.00M$1.01B
Dividends
Last 12-Month Dividend Yield i1.63%N/A
Last 12-Month Dividend i$0.60N/A

Valuation & Enterprise Metrics Analysis: Ally Financial vs PayPal Holdings

MetricALLYPYPL
Price Ratios
P/E Ratio (TTM) i38.1114.83
Forward P/E i9.5514.16
PEG Ratio i1.840.73
Price to Sales (TTM) i1.782.05
Price to Book (MRQ) i1.003.29
Market Capitalization
Market Capitalization i$12.64B$66.80B
Enterprise Value i$23.76B$68.32B
Enterprise Value Metrics
Enterprise to Revenue i3.472.12
Enterprise to EBITDA iN/A10.45
Risk & Other Metrics
Beta i1.171.45
Book Value per Share (MRQ) i$39.71$21.04

Financial Statements Comparison: Ally Financial vs PayPal Holdings

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)ALLYPYPL
Revenue/Sales i$1.76B$7.79B
Cost of Goods Sold iN/A$4.08B
Gross Profit iN/A$3.72B
Research & Development iN/A$731.00M
Operating Income (EBIT) iN/A$1.60B
EBITDA iN/A$1.97B
Pre-Tax Income i$-284.00M$1.60B
Income Tax i$-59.00M$316.00M
Net Income (Profit) i$-225.00M$1.29B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)ALLYPYPL
Cash & Equivalents i$10.41B$7.45B
Total Current Assets iN/A$60.61B
Total Current Liabilities iN/A$46.62B
Long-Term Debt i$16.57B$11.42B
Total Shareholders Equity i$14.23B$20.25B
Retained Earnings i$-78.00M$28.65B
Property, Plant & Equipment i$11.66BN/A

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)ALLYPYPL
Operating Cash Flow i$124.00M$1.24B
Capital Expenditures i$-138.00M$-194.00M
Free Cash Flow i$121.00M$964.00M
Debt Repayment i$-1.07B$0
Common Stock Repurchase i$-34.00M$-1.50B

Short Interest & Institutional Ownership Analysis

MetricALLYPYPL
Shares Short i9.90M29.86M
Short Ratio i3.913.23
Short % of Float i0.03%0.03%
Average Daily Volume (10 Day) i4,347,43514,481,370
Average Daily Volume (90 Day) i3,373,93811,942,093
Shares Outstanding i305.22M993.00M
Float Shares i277.31M952.18M
% Held by Insiders i0.10%0.00%
% Held by Institutions i0.85%0.81%

Dividend Analysis & Yield Comparison: Ally Financial vs PayPal Holdings

MetricALLYPYPL
Last 12-Month Dividend i$0.60N/A
Last 12-Month Dividend Yield i1.63%N/A
3-Year Avg Annual Dividend i$1.00N/A
3-Year Avg Dividend Yield i0.94%N/A
3-Year Total Dividends i$3.00N/A
Ex-Dividend DateNov 01, 2024N/A