American Express [AXP] vs PayPal Holdings [PYPL] Detailed Stock Comparison

American Express

NYSE
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PayPal Holdings

NASDAQ
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: American Express wins in 11 metrics, PayPal Holdings wins in 6 metrics, with 0 ties. American Express appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricAmerican ExpressPayPal HoldingsBetter
P/E Ratio (TTM)23.9814.49PayPal Holdings
Price-to-Book Ratio7.343.22PayPal Holdings
Debt-to-Equity Ratio187.9360.25PayPal Holdings
PEG Ratio-12.470.71American Express
EV/EBITDAN/A10.22N/A
Profit Margin (TTM)15.99%14.49%American Express
Operating Margin (TTM)21.00%19.29%American Express
EBITDA Margin (TTM)21.00%19.29%American Express
Return on Equity32.81%22.92%American Express
Return on Assets (TTM)3.57%4.61%PayPal Holdings
Free Cash Flow (TTM)$12.14B$6.77BAmerican Express
Dividend Yield0.99%N/AN/A
1-Year Return25.50%-14.30%American Express
Price-to-Sales Ratio (TTM)3.742.02PayPal Holdings
Enterprise Value$240.34B$66.82BAmerican Express
EV/Revenue Ratio3.792.07PayPal Holdings
Gross Profit Margin (TTM)N/A46.38%N/A
Revenue per Share (TTM)$90$33American Express
Earnings per Share (Diluted)$14.22$4.67American Express
Beta (Stock Volatility)1.291.44American Express
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

American Express vs PayPal Holdings Stock Performance Analysis

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American Express
PayPal Holdings
American Express Stock Overview | PayPal Holdings Stock Overview

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
American Express-0.09%-0.44%7.72%10.24%21.81%13.99%
PayPal Holdings-1.65%-2.60%-3.94%-8.66%-5.81%-22.56%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
American Express25.50%152.15%234.79%357.17%714.22%576.57%
PayPal Holdings-14.30%-22.46%-65.22%103.29%92.39%92.39%

News Based Sentiment: American Express vs PayPal Holdings

American Express

News based Sentiment: POSITIVE

September showcased a strong month for American Express, highlighted by a significant stock price increase following a positive regulatory update and substantial enhancements to its flagship Platinum Card. While the increased annual fee and insider selling introduce some caution, the overall narrative is positive, suggesting continued growth potential and investor confidence.

View American Express News Sentiment Analysis

PayPal Holdings

News based Sentiment: MIXED

September brought a significant partnership with Google and positive financial results, but also regulatory concerns and mixed investor activity. These developments create a complex investment picture, making it a noteworthy but not entirely positive month for PayPal.

View PayPal Holdings News Sentiment Analysis

Performance & Financial Health Analysis: American Express vs PayPal Holdings

MetricAXPPYPL
Market Information
Market Cap i$237.44B$64.82B
Market Cap CategoryMega capLarge cap
10 Day Avg. Volume i3,339,32812,673,490
90 Day Avg. Volume i2,724,32310,408,657
Last Close$340.18$66.74
52 Week Range$220.43 - $349.19$55.85 - $93.66
% from 52W High-2.58%-28.74%
All-Time High$349.19 (Sep 23, 2025)$310.16 (Jul 26, 2021)
% from All-Time High-2.58%-78.48%
Growth Metrics
Quarterly Revenue Growth0.09%0.05%
Quarterly Earnings Growth-0.04%0.12%
Financial Health
Profit Margin (TTM) i0.16%0.14%
Operating Margin (TTM) i0.21%0.19%
Return on Equity (TTM) i0.33%0.23%
Debt to Equity (MRQ) i187.9360.25
Cash & Liquidity
Book Value per Share (MRQ)$46.42$21.04
Cash per Share (MRQ)$83.01$10.48
Operating Cash Flow (TTM) i$13.09B$6.07B
Levered Free Cash Flow (TTM) i$10.00B$1.01B
Dividends
Last 12-Month Dividend Yield i0.99%N/A
Last 12-Month Dividend i$2.92N/A

Valuation & Enterprise Metrics Analysis: American Express vs PayPal Holdings

MetricAXPPYPL
Price Ratios
P/E Ratio (TTM) i23.9814.49
Forward P/E i22.5513.84
PEG Ratio i-12.470.71
Price to Sales (TTM) i3.742.02
Price to Book (MRQ) i7.343.22
Market Capitalization
Market Capitalization i$237.44B$64.82B
Enterprise Value i$240.34B$66.82B
Enterprise Value Metrics
Enterprise to Revenue i3.792.07
Enterprise to EBITDA iN/A10.22
Risk & Other Metrics
Beta i1.291.44
Book Value per Share (MRQ) i$46.42$21.04

Financial Statements Comparison: American Express vs PayPal Holdings

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)AXPPYPL
Revenue/Sales i$17.86B$7.79B
Cost of Goods Sold iN/A$4.08B
Gross Profit iN/A$3.72B
Research & Development iN/A$731.00M
Operating Income (EBIT) iN/A$1.60B
EBITDA iN/A$1.97B
Pre-Tax Income i$3.55B$1.60B
Income Tax i$665.00M$316.00M
Net Income (Profit) i$2.89B$1.29B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)AXPPYPL
Cash & Equivalents i$52.41B$7.45B
Total Current Assets iN/A$60.61B
Total Current Liabilities iN/A$46.62B
Long-Term Debt i$51.24B$11.42B
Total Shareholders Equity i$31.20B$20.25B
Retained Earnings i$23.39B$28.65B
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)AXPPYPL
Operating Cash Flow i$3.61B$1.24B
Capital Expenditures i$-430.00M$-194.00M
Free Cash Flow i$4.33B$964.00M
Debt Repayment i$-3.53B$0
Common Stock Repurchase i$-1.21B$-1.50B

Short Interest & Institutional Ownership Analysis

MetricAXPPYPL
Shares Short i10.58M30.97M
Short Ratio i4.482.65
Short % of Float i0.02%0.03%
Average Daily Volume (10 Day) i3,339,32812,673,490
Average Daily Volume (90 Day) i2,724,32310,408,657
Shares Outstanding i702.00M993.00M
Float Shares i542.70M952.18M
% Held by Insiders i0.22%0.00%
% Held by Institutions i0.65%0.80%

Dividend Analysis & Yield Comparison: American Express vs PayPal Holdings

MetricAXPPYPL
Last 12-Month Dividend i$2.92N/A
Last 12-Month Dividend Yield i0.99%N/A
3-Year Avg Annual Dividend i$2.33N/A
3-Year Avg Dividend Yield i0.32%N/A
3-Year Total Dividends i$6.98N/A
Ex-Dividend DateApr 04, 2025N/A