American Express [AXP] vs PayPal Holdings [PYPL] Detailed Stock Comparison
American Express
NYSE
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PayPal Holdings
NASDAQ
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TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: American Express wins in 10 metrics, PayPal Holdings wins in 7 metrics, with 0 ties. American Express appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | American Express | PayPal Holdings | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 20.74 | 14.63 | PayPal Holdings |
| Price-to-Book Ratio | 6.37 | 3.25 | PayPal Holdings |
| Debt-to-Equity Ratio | 187.93 | 60.25 | PayPal Holdings |
| PEG Ratio | 19.55 | 13.97 | PayPal Holdings |
| EV/EBITDA | N/A | 10.27 | N/A |
| Profit Margin (TTM) | 15.99% | 14.49% | American Express |
| Operating Margin (TTM) | 21.00% | 19.29% | American Express |
| EBITDA Margin (TTM) | 21.00% | 19.29% | American Express |
| Return on Equity | 32.81% | 22.92% | American Express |
| Return on Assets (TTM) | 3.57% | 4.61% | PayPal Holdings |
| Free Cash Flow (TTM) | $12.14B | $6.77B | American Express |
| Dividend Yield | 0.99% | N/A | N/A |
| 1-Year Return | 25.05% | 4.53% | American Express |
| Price-to-Sales Ratio (TTM) | 3.24 | 2.02 | PayPal Holdings |
| Enterprise Value | $208.62B | $67.14B | American Express |
| EV/Revenue Ratio | 3.29 | 2.08 | PayPal Holdings |
| Gross Profit Margin (TTM) | N/A | 46.38% | N/A |
| Revenue per Share (TTM) | $90 | $33 | American Express |
| Earnings per Share (Diluted) | $14.25 | $4.67 | American Express |
| Beta (Stock Volatility) | 1.28 | 1.42 | American Express |
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends
American Express vs PayPal Holdings Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| American Express | 0.92% | 1.07% | -6.17% | 4.85% | -4.14% | -0.34% |
| PayPal Holdings | -0.84% | 0.80% | -9.84% | -4.02% | -13.54% | -21.50% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| American Express | 25.05% | 79.35% | 196.22% | 267.61% | 612.75% | 499.66% |
| PayPal Holdings | 4.53% | -33.09% | -64.67% | 77.37% | 95.01% | 95.01% |
Performance & Financial Health Analysis: American Express vs PayPal Holdings
| Metric | AXP | PYPL |
|---|---|---|
| Market Information | ||
| Market Cap | $205.66B | $65.26B |
| Market Cap Category | Mega cap | Large cap |
| 10 Day Avg. Volume | 2,423,610 | 15,065,631 |
| 90 Day Avg. Volume | 2,739,630 | 11,140,307 |
| Last Close | $297.43 | $67.65 |
| 52 Week Range | $220.43 - $329.14 | $55.85 - $93.66 |
| % from 52W High | -9.63% | -27.77% |
| All-Time High | $329.14 (Jul 03, 2025) | $310.16 (Jul 26, 2021) |
| % from All-Time High | -9.63% | -78.19% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.09% | 0.05% |
| Quarterly Earnings Growth | -0.04% | 0.12% |
| Financial Health | ||
| Profit Margin (TTM) | 0.16% | 0.14% |
| Operating Margin (TTM) | 0.21% | 0.19% |
| Return on Equity (TTM) | 0.33% | 0.23% |
| Debt to Equity (MRQ) | 187.93 | 60.25 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $46.42 | $21.04 |
| Cash per Share (MRQ) | $83.01 | $10.48 |
| Operating Cash Flow (TTM) | $13.09B | $6.07B |
| Levered Free Cash Flow (TTM) | $10.00B | $1.01B |
| Dividends | ||
| Last 12-Month Dividend Yield | 0.99% | N/A |
| Last 12-Month Dividend | $2.92 | N/A |
Valuation & Enterprise Metrics Analysis: American Express vs PayPal Holdings
| Metric | AXP | PYPL |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 20.74 | 14.63 |
| Forward P/E | 19.55 | 13.97 |
| PEG Ratio | 19.55 | 13.97 |
| Price to Sales (TTM) | 3.24 | 2.02 |
| Price to Book (MRQ) | 6.37 | 3.25 |
| Market Capitalization | ||
| Market Capitalization | $205.66B | $65.26B |
| Enterprise Value | $208.62B | $67.14B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 3.29 | 2.08 |
| Enterprise to EBITDA | N/A | 10.27 |
| Risk & Other Metrics | ||
| Beta | 1.28 | 1.42 |
| Book Value per Share (MRQ) | $46.42 | $21.04 |
Financial Statements Comparison: American Express vs PayPal Holdings
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | AXP | PYPL |
|---|---|---|
| Revenue/Sales | $17.86B | $7.79B |
| Cost of Goods Sold | N/A | $4.08B |
| Gross Profit | N/A | $3.72B |
| Research & Development | N/A | $731.00M |
| Operating Income (EBIT) | N/A | $1.60B |
| EBITDA | N/A | $1.97B |
| Pre-Tax Income | $3.55B | $1.60B |
| Income Tax | $665.00M | $316.00M |
| Net Income (Profit) | $2.89B | $1.29B |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | AXP | PYPL |
|---|---|---|
| Cash & Equivalents | $52.41B | $7.45B |
| Total Current Assets | N/A | $60.61B |
| Total Current Liabilities | N/A | $46.62B |
| Long-Term Debt | $51.24B | $11.42B |
| Total Shareholders Equity | $31.20B | $20.25B |
| Retained Earnings | $23.39B | $28.65B |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | AXP | PYPL |
|---|---|---|
| Operating Cash Flow | $3.61B | $1.24B |
| Capital Expenditures | $-430.00M | $-194.00M |
| Free Cash Flow | $4.33B | $964.00M |
| Debt Repayment | $-3.53B | $0 |
| Common Stock Repurchase | $-1.21B | $-1.50B |
Short Interest & Institutional Ownership Analysis
| Metric | AXP | PYPL |
|---|---|---|
| Shares Short | 9.38M | 32.44M |
| Short Ratio | 3.15 | 3.18 |
| Short % of Float | 0.02% | 0.03% |
| Average Daily Volume (10 Day) | 2,423,610 | 15,065,631 |
| Average Daily Volume (90 Day) | 2,739,630 | 11,140,307 |
| Shares Outstanding | 702.00M | 993.00M |
| Float Shares | 542.66M | 952.26M |
| % Held by Insiders | 0.22% | 0.00% |
| % Held by Institutions | 0.66% | 0.81% |
Dividend Analysis & Yield Comparison: American Express vs PayPal Holdings
| Metric | AXP | PYPL |
|---|---|---|
| Last 12-Month Dividend | $2.92 | N/A |
| Last 12-Month Dividend Yield | 0.99% | N/A |
| 3-Year Avg Annual Dividend | $2.33 | N/A |
| 3-Year Avg Dividend Yield | 0.32% | N/A |
| 3-Year Total Dividends | $6.98 | N/A |
| Ex-Dividend Date | Apr 04, 2025 | N/A |