Berkshire Hills [BHLB] vs UMB Financial [UMBF] Detailed Stock Comparison
Berkshire Hills
NYSE
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UMB Financial
NASDAQ
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TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: Berkshire Hills wins in 7 metrics, UMB Financial wins in 11 metrics, with 0 ties. UMB Financial appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Berkshire Hills | UMB Financial | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 10.21 | 13.53 | Berkshire Hills |
| Price-to-Book Ratio | 0.98 | 1.32 | Berkshire Hills |
| Debt-to-Equity Ratio | 0.52 | 0.51 | UMB Financial |
| PEG Ratio | 0.65 | 0.37 | UMB Financial |
| Profit Margin (TTM) | 25.80% | 27.11% | UMB Financial |
| Operating Margin (TTM) | 41.76% | 46.33% | UMB Financial |
| EBITDA Margin (TTM) | 41.76% | 46.33% | UMB Financial |
| Return on Equity | 10.13% | 10.05% | Berkshire Hills |
| Return on Assets (TTM) | 0.93% | 0.91% | Berkshire Hills |
| Free Cash Flow (TTM) | $120.64M | $201.08M | UMB Financial |
| Dividend Yield | 3.01% | 1.81% | Berkshire Hills |
| 1-Year Return | -9.50% | 8.62% | UMB Financial |
| Price-to-Sales Ratio (TTM) | 5.02 | 4.65 | UMB Financial |
| Enterprise Value | $1.04B | $10.94B | UMB Financial |
| EV/Revenue Ratio | 2.37 | 5.61 | Berkshire Hills |
| Revenue per Share (TTM) | $10 | $33 | UMB Financial |
| Earnings per Share (Diluted) | $2.56 | $8.83 | UMB Financial |
| Beta (Stock Volatility) | 0.66 | 0.74 | Berkshire Hills |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
Berkshire Hills vs UMB Financial Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Berkshire Hills | -0.04% | -4.24% | -9.03% | -3.93% | -9.47% | -13.42% |
| UMB Financial | -1.33% | 0.03% | -5.73% | 8.65% | 36.69% | 5.90% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Berkshire Hills | -9.50% | -11.39% | 127.14% | -10.17% | 27.25% | -28.85% |
| UMB Financial | 8.62% | 33.91% | 111.71% | 132.91% | 234.53% | 270.32% |
News Based Sentiment: Berkshire Hills vs UMB Financial
Berkshire Hills
News based Sentiment: MIXED
The month presents a mixed bag for Beacon Financial, with a strong sell rating countered by positive EPS growth projections and a moderate buy consensus. The upcoming Q3 earnings release on November 8th will be crucial in determining the company's trajectory and resolving this conflicting outlook, making it a significant event for investors.
UMB Financial
News based Sentiment: POSITIVE
UMB Financial experienced a remarkably strong month driven by exceptional Q2 earnings that significantly exceeded expectations. This positive performance fueled analyst upgrades, increased price targets, and a generally optimistic outlook, making it a significant positive development for investors. While insider selling is a minor concern, the overall narrative is strongly positive.
Performance & Financial Health Analysis: Berkshire Hills vs UMB Financial
| Metric | BHLB | UMBF |
|---|---|---|
| Market Information | ||
| Market Cap | $2.04B | $9.16B |
| Market Cap Category | Mid cap | Mid cap |
| 10 Day Avg. Volume | 979,837 | 395,660 |
| 90 Day Avg. Volume | 784,475 | 492,787 |
| Last Close | $24.19 | $118.39 |
| 52 Week Range | $22.27 - $32.36 | $82.00 - $129.94 |
| % from 52W High | -25.25% | -8.89% |
| All-Time High | $44.25 (Jul 16, 2018) | $129.94 (Nov 25, 2024) |
| % from All-Time High | -45.33% | -8.89% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.07% | 0.78% |
| Quarterly Earnings Growth | 0.26% | 1.15% |
| Financial Health | ||
| Profit Margin (TTM) | 0.26% | 0.27% |
| Operating Margin (TTM) | 0.42% | 0.46% |
| Return on Equity (TTM) | 0.10% | 0.10% |
| Debt to Equity (MRQ) | 0.52 | 0.51 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $26.79 | $90.63 |
| Cash per Share (MRQ) | $17.67 | $29.90 |
| Operating Cash Flow (TTM) | $145.37M | $705.18M |
| Levered Free Cash Flow (TTM) | $61.00M | $441.24M |
| Dividends | ||
| Last 12-Month Dividend Yield | 3.01% | 1.81% |
| Last 12-Month Dividend | $0.72 | $1.99 |
Valuation & Enterprise Metrics Analysis: Berkshire Hills vs UMB Financial
| Metric | BHLB | UMBF |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 10.21 | 13.53 |
| Forward P/E | 10.80 | 12.95 |
| PEG Ratio | 0.65 | 0.37 |
| Price to Sales (TTM) | 5.02 | 4.65 |
| Price to Book (MRQ) | 0.98 | 1.32 |
| Market Capitalization | ||
| Market Capitalization | $2.04B | $9.16B |
| Enterprise Value | $1.04B | $10.94B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 2.37 | 5.61 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.66 | 0.74 |
| Book Value per Share (MRQ) | $26.79 | $90.63 |
Financial Statements Comparison: Berkshire Hills vs UMB Financial
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | BHLB | UMBF |
|---|---|---|
| Revenue/Sales | $110.44M | $510.19M |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $34.58M | $93.05M |
| Income Tax | $8.86M | $11.72M |
| Net Income (Profit) | $25.72M | $81.33M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | BHLB | UMBF |
|---|---|---|
| Cash & Equivalents | $826.34M | $10.73B |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $284.60M | $654.38M |
| Total Shareholders Equity | $1.20B | $6.75B |
| Retained Earnings | $14.28M | $3.22B |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | BHLB | UMBF |
|---|---|---|
| Operating Cash Flow | $20.82M | $360.37M |
| Capital Expenditures | $-3.38M | $-8.59M |
| Free Cash Flow | $19.88M | $354.20M |
| Debt Repayment | $-253.56M | $-11.06M |
| Common Stock Repurchase | $0 | $-15.43M |
Short Interest & Institutional Ownership Analysis
| Metric | BHLB | UMBF |
|---|---|---|
| Shares Short | 3.42M | 2.26M |
| Short Ratio | 7.86 | 4.44 |
| Short % of Float | 0.10% | 0.04% |
| Average Daily Volume (10 Day) | 979,837 | 395,660 |
| Average Daily Volume (90 Day) | 784,475 | 492,787 |
| Shares Outstanding | 46.42M | 48.81M |
| Float Shares | 45.19M | 72.88M |
| % Held by Insiders | 0.01% | 0.05% |
| % Held by Institutions | 0.99% | 0.93% |
Dividend Analysis & Yield Comparison: Berkshire Hills vs UMB Financial
| Metric | BHLB | UMBF |
|---|---|---|
| Last 12-Month Dividend | $0.72 | $1.99 |
| Last 12-Month Dividend Yield | 3.01% | 1.81% |
| 3-Year Avg Annual Dividend | $0.58 | $1.68 |
| 3-Year Avg Dividend Yield | 0.69% | 0.45% |
| 3-Year Total Dividends | $1.74 | $5.05 |
| Ex-Dividend Date | Feb 20, 2025 | Sep 10, 2025 |