Bill Holdings [BILL] vs Pegasystems [PEGA] Detailed Stock Comparison
Bill Holdings
NYSE
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Pegasystems
NASDAQ
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TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: Bill Holdings wins in 7 metrics, Pegasystems wins in 11 metrics, with 0 ties. Pegasystems appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Bill Holdings | Pegasystems | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 128.03 | 45.83 | Pegasystems |
| Price-to-Book Ratio | 1.40 | 15.19 | Bill Holdings |
| Debt-to-Equity Ratio | 45.62 | 12.65 | Pegasystems |
| PEG Ratio | -0.64 | 0.37 | Bill Holdings |
| EV/EBITDA | -880.21 | 31.10 | Bill Holdings |
| Profit Margin (TTM) | 1.63% | 13.14% | Pegasystems |
| Operating Margin (TTM) | -5.80% | 4.48% | Pegasystems |
| EBITDA Margin (TTM) | N/A | 4.48% | N/A |
| Return on Equity | 0.59% | 41.55% | Pegasystems |
| Return on Assets (TTM) | -0.52% | 12.20% | Pegasystems |
| Free Cash Flow (TTM) | $309.67M | $338.21M | Pegasystems |
| Dividend Yield | N/A | 0.26% | N/A |
| 1-Year Return | -4.42% | 50.92% | Pegasystems |
| Price-to-Sales Ratio (TTM) | 3.71 | 5.66 | Bill Holdings |
| Enterprise Value | $4.99B | $9.16B | Pegasystems |
| EV/Revenue Ratio | 3.41 | 5.46 | Bill Holdings |
| Gross Profit Margin (TTM) | 80.80% | 71.50% | Bill Holdings |
| Revenue per Share (TTM) | $14 | $10 | Bill Holdings |
| Earnings per Share (Diluted) | $-0.07 | $1.21 | Pegasystems |
| Beta (Stock Volatility) | 1.42 | 1.09 | Pegasystems |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
Bill Holdings vs Pegasystems Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Bill Holdings | 0.02% | -2.16% | 6.27% | 12.34% | 33.21% | -36.53% |
| Pegasystems | 0.47% | -4.90% | -3.10% | 1.90% | 76.38% | 19.85% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Bill Holdings | -4.42% | -54.93% | -54.03% | 36.87% | 36.87% | 36.87% |
| Pegasystems | 50.92% | 258.33% | -14.76% | 323.40% | 732.88% | 3,541.83% |
News Based Sentiment: Bill Holdings vs Pegasystems
Bill Holdings
News based Sentiment: MIXED
October brought a blend of positive developments – strong earnings, a new product launch, and analyst upgrades – alongside complicating factors like insider selling and the emergence of an activist investor. This creates a mixed investment picture, making it a significant month for the company's trajectory.
Pegasystems
News based Sentiment: MIXED
Pegasystems reported strong Q2 2025 earnings, exceeding estimates, but concerns about dividend sustainability and insider selling create a mixed investment narrative. The launch of a new AI platform adds a positive element, but the overall picture requires careful consideration of both positive and negative factors.
Performance & Financial Health Analysis: Bill Holdings vs Pegasystems
| Metric | BILL | PEGA |
|---|---|---|
| Market Information | ||
| Market Cap | $5.47B | $9.74B |
| Market Cap Category | Mid cap | Mid cap |
| 10 Day Avg. Volume | 3,377,660 | 1,044,040 |
| 90 Day Avg. Volume | 4,600,960 | 1,263,683 |
| Last Close | $53.35 | $55.72 |
| 52 Week Range | $36.55 - $100.19 | $29.83 - $61.00 |
| % from 52W High | -46.75% | -8.66% |
| All-Time High | $348.49 (Nov 08, 2021) | $148.80 (Feb 22, 2021) |
| % from All-Time High | -84.69% | -62.55% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.12% | 0.10% |
| Quarterly Earnings Growth | 0.12% | 3.55% |
| Financial Health | ||
| Profit Margin (TTM) | 0.02% | 0.13% |
| Operating Margin (TTM) | -0.06% | 0.04% |
| Return on Equity (TTM) | 0.01% | 0.42% |
| Debt to Equity (MRQ) | 45.62 | 12.65 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $38.00 | $3.65 |
| Cash per Share (MRQ) | $21.83 | $2.41 |
| Operating Cash Flow (TTM) | $350.64M | $416.18M |
| Levered Free Cash Flow (TTM) | $240.08M | $463.84M |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 0.26% |
| Last 12-Month Dividend | N/A | $0.15 |
Valuation & Enterprise Metrics Analysis: Bill Holdings vs Pegasystems
| Metric | BILL | PEGA |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 128.03 | 45.83 |
| Forward P/E | 25.77 | 17.22 |
| PEG Ratio | -0.64 | 0.37 |
| Price to Sales (TTM) | 3.71 | 5.66 |
| Price to Book (MRQ) | 1.40 | 15.19 |
| Market Capitalization | ||
| Market Capitalization | $5.47B | $9.74B |
| Enterprise Value | $4.99B | $9.16B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 3.41 | 5.46 |
| Enterprise to EBITDA | -880.21 | 31.10 |
| Risk & Other Metrics | ||
| Beta | 1.42 | 1.09 |
| Book Value per Share (MRQ) | $38.00 | $3.65 |
Financial Statements Comparison: Bill Holdings vs Pegasystems
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | BILL | PEGA |
|---|---|---|
| Revenue/Sales | $383.35M | $384.51M |
| Cost of Goods Sold | $73.59M | $109.57M |
| Gross Profit | $309.76M | $274.94M |
| Research & Development | $90.05M | $78.78M |
| Operating Income (EBIT) | $-22.25M | $17.24M |
| EBITDA | $23.18M | $45.37M |
| Pre-Tax Income | $-3.07M | $25.25M |
| Income Tax | $4.00M | $-4.83M |
| Net Income (Profit) | $-7.07M | $30.08M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | BILL | PEGA |
|---|---|---|
| Cash & Equivalents | $1.04B | $231.13M |
| Total Current Assets | $7.24B | $846.49M |
| Total Current Liabilities | $4.59B | $609.14M |
| Long-Term Debt | $1.56B | $65.12M |
| Total Shareholders Equity | $3.91B | $611.27M |
| Retained Earnings | $-1.51B | $170.76M |
| Property, Plant & Equipment | $56.09M | $40.78M |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | BILL | PEGA |
|---|---|---|
| Operating Cash Flow | $74.54M | $152.56M |
| Capital Expenditures | $-2.79M | $-1.88M |
| Free Cash Flow | $68.48M | $202.35M |
| Debt Repayment | $0 | $-467.86M |
| Common Stock Repurchase | $-30.00M | $-119.51M |
Short Interest & Institutional Ownership Analysis
| Metric | BILL | PEGA |
|---|---|---|
| Shares Short | 12.21M | 6.27M |
| Short Ratio | 2.38 | 5.58 |
| Short % of Float | 0.19% | 0.07% |
| Average Daily Volume (10 Day) | 3,377,660 | 1,044,040 |
| Average Daily Volume (90 Day) | 4,600,960 | 1,263,683 |
| Shares Outstanding | 103.01M | 172.22M |
| Float Shares | 83.38M | 91.95M |
| % Held by Insiders | 0.11% | 0.46% |
| % Held by Institutions | 0.96% | 0.58% |
Dividend Analysis & Yield Comparison: Bill Holdings vs Pegasystems
| Metric | BILL | PEGA |
|---|---|---|
| Last 12-Month Dividend | N/A | $0.15 |
| Last 12-Month Dividend Yield | N/A | 0.26% |
| 3-Year Avg Annual Dividend | N/A | $0.13 |
| 3-Year Avg Dividend Yield | N/A | 0.11% |
| 3-Year Total Dividends | N/A | $0.39 |
| Ex-Dividend Date | N/A | Oct 01, 2025 |