Comerica [CMA] vs UMB Financial [UMBF] Detailed Stock Comparison
Comerica
NYSE
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UMB Financial
NASDAQ
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TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: Comerica wins in 11 metrics, UMB Financial wins in 7 metrics, with 0 ties. Comerica appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Comerica | UMB Financial | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 13.65 | 13.91 | Comerica |
| Price-to-Book Ratio | 1.34 | 1.36 | Comerica |
| Debt-to-Equity Ratio | 1.33 | 0.51 | UMB Financial |
| PEG Ratio | -2.92 | 0.38 | Comerica |
| Profit Margin (TTM) | 22.55% | 27.11% | UMB Financial |
| Operating Margin (TTM) | 31.68% | 46.33% | UMB Financial |
| EBITDA Margin (TTM) | 31.68% | 46.33% | UMB Financial |
| Return on Equity | 11.14% | 10.05% | Comerica |
| Return on Assets (TTM) | 0.92% | 0.91% | Comerica |
| Free Cash Flow (TTM) | $448.00M | $201.08M | Comerica |
| Dividend Yield | 3.81% | 1.81% | Comerica |
| 1-Year Return | 24.01% | 18.01% | Comerica |
| Price-to-Sales Ratio (TTM) | 2.84 | 4.79 | Comerica |
| Enterprise Value | $12.46B | $11.19B | Comerica |
| EV/Revenue Ratio | 3.88 | 5.74 | Comerica |
| Revenue per Share (TTM) | $24 | $33 | UMB Financial |
| Earnings per Share (Diluted) | $5.21 | $8.84 | UMB Financial |
| Beta (Stock Volatility) | 0.96 | 0.78 | UMB Financial |
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends
Comerica vs UMB Financial Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Comerica | -0.35% | 5.80% | 1.71% | 24.55% | 10.09% | 15.25% |
| UMB Financial | -0.34% | 6.13% | 12.21% | 18.04% | 10.80% | 9.36% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Comerica | 24.01% | -12.61% | 70.77% | 68.10% | 91.77% | 16.10% |
| UMB Financial | 18.01% | 37.55% | 119.09% | 151.08% | 260.41% | 273.40% |
Performance & Financial Health Analysis: Comerica vs UMB Financial
| Metric | CMA | UMBF |
|---|---|---|
| Market Information | ||
| Market Cap | $9.14B | $9.34B |
| Market Cap Category | Mid cap | Mid cap |
| 10 Day Avg. Volume | 1,583,155 | 561,495 |
| 90 Day Avg. Volume | 2,378,788 | 594,478 |
| Last Close | $70.57 | $121.84 |
| 52 Week Range | $48.12 - $73.45 | $82.00 - $129.94 |
| % from 52W High | -3.91% | -6.23% |
| All-Time High | $102.66 (Mar 12, 2018) | $129.94 (Nov 25, 2024) |
| % from All-Time High | -31.26% | -6.23% |
| Growth Metrics | ||
| Quarterly Revenue Growth | -0.02% | 0.78% |
| Quarterly Earnings Growth | -0.03% | 1.15% |
| Financial Health | ||
| Profit Margin (TTM) | 0.23% | 0.27% |
| Operating Margin (TTM) | 0.32% | 0.46% |
| Return on Equity (TTM) | 0.11% | 0.10% |
| Debt to Equity (MRQ) | 1.33 | 0.51 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $52.90 | $90.63 |
| Cash per Share (MRQ) | $43.49 | $29.90 |
| Operating Cash Flow (TTM) | $1.44B | $705.18M |
| Levered Free Cash Flow (TTM) | $671.00M | $441.24M |
| Dividends | ||
| Last 12-Month Dividend Yield | 3.81% | 1.81% |
| Last 12-Month Dividend | $2.13 | $1.99 |
Valuation & Enterprise Metrics Analysis: Comerica vs UMB Financial
| Metric | CMA | UMBF |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 13.65 | 13.91 |
| Forward P/E | 12.97 | 13.33 |
| PEG Ratio | -2.92 | 0.38 |
| Price to Sales (TTM) | 2.84 | 4.79 |
| Price to Book (MRQ) | 1.34 | 1.36 |
| Market Capitalization | ||
| Market Capitalization | $9.14B | $9.34B |
| Enterprise Value | $12.46B | $11.19B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 3.88 | 5.74 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.96 | 0.78 |
| Book Value per Share (MRQ) | $52.90 | $90.63 |
Financial Statements Comparison: Comerica vs UMB Financial
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | CMA | UMBF |
|---|---|---|
| Revenue/Sales | $849.00M | $510.19M |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $244.00M | $93.05M |
| Income Tax | $45.00M | $11.72M |
| Net Income (Profit) | $199.00M | $81.33M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | CMA | UMBF |
|---|---|---|
| Cash & Equivalents | $5.79B | $10.73B |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $5.73B | $654.38M |
| Total Shareholders Equity | $7.05B | $6.75B |
| Retained Earnings | $12.09B | $3.22B |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | CMA | UMBF |
|---|---|---|
| Operating Cash Flow | $425.00M | $360.37M |
| Capital Expenditures | $-7.00M | $-8.59M |
| Free Cash Flow | $266.00M | $354.20M |
| Debt Repayment | $-1.00B | $-11.06M |
| Common Stock Repurchase | $-50.00M | $-15.43M |
Short Interest & Institutional Ownership Analysis
| Metric | CMA | UMBF |
|---|---|---|
| Shares Short | 5.62M | 1.99M |
| Short Ratio | 2.14 | 3.29 |
| Short % of Float | 0.06% | 0.03% |
| Average Daily Volume (10 Day) | 1,583,155 | 561,495 |
| Average Daily Volume (90 Day) | 2,378,788 | 594,478 |
| Shares Outstanding | 131.41M | 48.81M |
| Float Shares | 118.94M | 72.85M |
| % Held by Insiders | 0.01% | 0.05% |
| % Held by Institutions | 0.95% | 0.93% |
Dividend Analysis & Yield Comparison: Comerica vs UMB Financial
| Metric | CMA | UMBF |
|---|---|---|
| Last 12-Month Dividend | $2.13 | $1.99 |
| Last 12-Month Dividend Yield | 3.81% | 1.81% |
| 3-Year Avg Annual Dividend | $2.58 | $1.68 |
| 3-Year Avg Dividend Yield | 1.33% | 0.45% |
| 3-Year Total Dividends | $7.75 | $5.05 |
| Ex-Dividend Date | Mar 14, 2025 | Sep 10, 2025 |