Capital One [COF] vs SoFi Technologies [SOFI] Detailed Stock Comparison
Capital One
NYSE
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SoFi Technologies
NASDAQ
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TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: Capital One wins in 9 metrics, SoFi Technologies wins in 7 metrics, with 0 ties. Capital One appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Capital One | SoFi Technologies | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 591.33 | 42.76 | SoFi Technologies |
| Price-to-Book Ratio | 1.29 | 3.54 | Capital One |
| Debt-to-Equity Ratio | 0.50 | 58.81 | Capital One |
| PEG Ratio | 13.59 | 75.21 | Capital One |
| Profit Margin (TTM) | 0.00% | 18.54% | SoFi Technologies |
| Operating Margin (TTM) | -532.77% | 13.28% | SoFi Technologies |
| EBITDA Margin (TTM) | N/A | 13.28% | N/A |
| Return on Equity | 0.01% | 8.80% | SoFi Technologies |
| Return on Assets (TTM) | 0.00% | 1.52% | SoFi Technologies |
| Free Cash Flow (TTM) | $16.96B | $-1.28B | Capital One |
| Dividend Yield | 0.91% | N/A | N/A |
| 1-Year Return | 54.51% | 232.83% | SoFi Technologies |
| Price-to-Sales Ratio (TTM) | 5.73 | 8.61 | Capital One |
| Enterprise Value | $136.40B | $26.20B | Capital One |
| EV/Revenue Ratio | 5.74 | 8.65 | Capital One |
| Revenue per Share (TTM) | $57 | $3 | Capital One |
| Earnings per Share (Diluted) | $0.36 | $0.51 | SoFi Technologies |
| Beta (Stock Volatility) | 1.17 | 1.94 | Capital One |
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends
Capital One vs SoFi Technologies Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Capital One | 0.48% | 0.39% | -4.24% | 9.91% | 4.77% | 16.55% |
| SoFi Technologies | 0.09% | 4.10% | 10.78% | 66.67% | 46.07% | 56.40% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Capital One | 54.51% | 79.96% | 199.83% | 156.29% | 436.55% | 149.96% |
| SoFi Technologies | 232.83% | 188.89% | 17.93% | 17.93% | 17.93% | 17.93% |
Performance & Financial Health Analysis: Capital One vs SoFi Technologies
| Metric | COF | SOFI |
|---|---|---|
| Market Information | ||
| Market Cap | $136.14B | $26.09B |
| Market Cap Category | Large cap | Large cap |
| 10 Day Avg. Volume | 4,346,370 | 94,727,770 |
| 90 Day Avg. Volume | 3,933,890 | 81,434,567 |
| Last Close | $208.28 | $22.10 |
| 52 Week Range | $131.55 - $232.45 | $6.41 - $25.11 |
| % from 52W High | -10.40% | -11.99% |
| All-Time High | $232.45 (Jul 23, 2025) | $28.26 (Feb 01, 2021) |
| % from All-Time High | -10.40% | -21.80% |
| Growth Metrics | ||
| Quarterly Revenue Growth | -0.81% | 0.44% |
| Quarterly Earnings Growth | 0.32% | 4.59% |
| Financial Health | ||
| Profit Margin (TTM) | 0.00% | 0.19% |
| Operating Margin (TTM) | -5.33% | 0.13% |
| Return on Equity (TTM) | 0.00% | 0.09% |
| Debt to Equity (MRQ) | 0.50 | 58.81 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $165.05 | $6.16 |
| Cash per Share (MRQ) | $95.38 | $1.91 |
| Operating Cash Flow (TTM) | $19.64B | $-69,857,000 |
| Levered Free Cash Flow (TTM) | $4.45B | $479.14M |
| Dividends | ||
| Last 12-Month Dividend Yield | 0.91% | N/A |
| Last 12-Month Dividend | $1.80 | N/A |
Valuation & Enterprise Metrics Analysis: Capital One vs SoFi Technologies
| Metric | COF | SOFI |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 591.33 | 42.76 |
| Forward P/E | 13.59 | 75.21 |
| PEG Ratio | 13.59 | 75.21 |
| Price to Sales (TTM) | 5.73 | 8.61 |
| Price to Book (MRQ) | 1.29 | 3.54 |
| Market Capitalization | ||
| Market Capitalization | $136.14B | $26.09B |
| Enterprise Value | $136.40B | $26.20B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 5.74 | 8.65 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 1.17 | 1.94 |
| Book Value per Share (MRQ) | $165.05 | $6.16 |
Financial Statements Comparison: Capital One vs SoFi Technologies
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | COF | SOFI |
|---|---|---|
| Revenue/Sales | $10.00B | $771.76M |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $1.73B | $79.78M |
| Income Tax | $325.00M | $8.67M |
| Net Income (Profit) | $1.40B | $71.12M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | COF | SOFI |
|---|---|---|
| Cash & Equivalents | $48.57B | $2.09B |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $41.20B | $2.65B |
| Total Shareholders Equity | $63.54B | $6.68B |
| Retained Earnings | $65.62B | $-1.23B |
| Property, Plant & Equipment | N/A | $394.44M |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | COF | SOFI |
|---|---|---|
| Operating Cash Flow | $2.30B | $372.79M |
| Capital Expenditures | $-348.00M | $-52.60M |
| Free Cash Flow | $4.32B | $-32.75M |
| Debt Repayment | $-6.07B | $-49.11M |
| Common Stock Repurchase | $-375.00M | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | COF | SOFI |
|---|---|---|
| Shares Short | 8.42M | 133.33M |
| Short Ratio | 2.37 | 1.68 |
| Short % of Float | 0.01% | 0.12% |
| Average Daily Volume (10 Day) | 4,346,370 | 94,727,770 |
| Average Daily Volume (90 Day) | 3,933,890 | 81,434,567 |
| Shares Outstanding | 381.23M | 1.10B |
| Float Shares | 626.84M | 1.09B |
| % Held by Insiders | 0.02% | 0.03% |
| % Held by Institutions | 0.60% | 0.45% |
Dividend Analysis & Yield Comparison: Capital One vs SoFi Technologies
| Metric | COF | SOFI |
|---|---|---|
| Last 12-Month Dividend | $1.80 | N/A |
| Last 12-Month Dividend Yield | 0.91% | N/A |
| 3-Year Avg Annual Dividend | $2.40 | N/A |
| 3-Year Avg Dividend Yield | 0.48% | N/A |
| 3-Year Total Dividends | $7.20 | N/A |
| Ex-Dividend Date | Feb 18, 2025 | N/A |