Customers Bancorp [CUBI] vs Wintrust Financial [WTFC] Detailed Stock Comparison

Customers Bancorp

NYSE

Wintrust Financial

NASDAQ

TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: Customers Bancorp wins in 6 metrics, Wintrust Financial wins in 11 metrics, with 0 ties. Wintrust Financial appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric	Customers Bancorp	Wintrust Financial	Better
P/E Ratio (TTM)	16.16	12.68	Wintrust Financial
Price-to-Book Ratio	1.16	1.40	Customers Bancorp
Debt-to-Equity Ratio	0.82	0.62	Wintrust Financial
PEG Ratio	5.56	0.63	Wintrust Financial
Profit Margin (TTM)	24.73%	29.83%	Wintrust Financial
Operating Margin (TTM)	48.95%	43.78%	Customers Bancorp
EBITDA Margin (TTM)	48.95%	43.78%	Customers Bancorp
Return on Equity	8.17%	11.60%	Wintrust Financial
Return on Assets (TTM)	0.68%	1.15%	Wintrust Financial
Free Cash Flow (TTM)	$79.87M	$635.53M	Wintrust Financial
Dividend Yield	N/A	1.82%	N/A
1-Year Return	34.75%	18.30%	Customers Bancorp
Price-to-Sales Ratio (TTM)	3.47	3.62	Customers Bancorp
Enterprise Value	$167.34M	$8.46B	Wintrust Financial
EV/Revenue Ratio	0.28	3.41	Customers Bancorp
Revenue per Share (TTM)	$19	$37	Wintrust Financial
Earnings per Share (Diluted)	$4.05	$10.57	Wintrust Financial
Beta (Stock Volatility)	1.60	0.84	Wintrust Financial

Performance

Key Stats

Valuation

Financials

Short Interest

Dividends

Customers Bancorp vs Wintrust Financial Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock	1D	1W	1M	3M	6M	YTD
Customers Bancorp	5.00%	4.31%	8.61%	34.27%	29.27%	44.86%
Wintrust Financial	4.13%	5.45%	-0.98%	12.90%	8.33%	8.07%

Long-term Returns

Stock	1Y	3Y	5Y	10Y	15Y	20Y
Customers Bancorp	34.75%	92.65%	433.13%	186.33%	641.32%	641.32%
Wintrust Financial	18.30%	51.12%	186.79%	154.97%	329.46%	156.39%

Performance Comparison

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Wintrust Financial (WTFC): View Full Stock Overview

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Key Performance Metrics Available:

Daily, weekly, monthly, and yearly returns
52-week high and low prices
Market capitalization and valuation ratios
Financial health and profitability metrics
Dividend history and yield information

Performance & Financial Health Analysis: Customers Bancorp vs Wintrust Financial

Metric	CUBI	WTFC
Market Information
Market Cap i	$2.07B	$8.97B
Market Cap Category	Mid cap	Mid cap
10 Day Avg. Volume i	225,510	337,849
90 Day Avg. Volume i	317,080	417,283
Last Close	$68.72	$134.02
52 Week Range	$40.75 - $69.42	$89.10 - $142.04
% from 52W High	-1.01%	-5.65%
All-Time High	$76.13 (Jan 03, 2022)	$142.04 (Nov 25, 2024)
% from All-Time High	-9.73%	-5.65%
Growth Metrics
Quarterly Revenue Growth	0.03%	0.18%
Quarterly Earnings Growth	0.05%	0.28%
Financial Health
Profit Margin (TTM) i	0.25%	0.30%
Operating Margin (TTM) i	0.49%	0.44%
Return on Equity (TTM) i	0.08%	0.12%
Debt to Equity (MRQ) i	0.82	0.62
Cash & Liquidity
Book Value per Share (MRQ)	$56.36	$95.44
Cash per Share (MRQ)	$111.22	$81.94
Operating Cash Flow (TTM) i	$414.08M	$878.10M
Levered Free Cash Flow (TTM) i	$166.43M	$667.08M
Dividends
Last 12-Month Dividend Yield i	N/A	1.82%
Last 12-Month Dividend i	N/A	$2.40

Valuation & Enterprise Metrics Analysis: Customers Bancorp vs Wintrust Financial

Metric	CUBI	WTFC
Price Ratios
P/E Ratio (TTM) i	16.16	12.68
Forward P/E i	10.66	13.13
PEG Ratio i	5.56	0.63
Price to Sales (TTM) i	3.47	3.62
Price to Book (MRQ) i	1.16	1.40
Market Capitalization
Market Capitalization i	$2.07B	$8.97B
Enterprise Value i	$167.34M	$8.46B
Enterprise Value Metrics
Enterprise to Revenue i	0.28	3.41
Enterprise to EBITDA i	N/A	N/A
Risk & Other Metrics
Beta i	1.60	0.84
Book Value per Share (MRQ) i	$56.36	$95.44

Financial Statements Comparison: Customers Bancorp vs Wintrust Financial

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)	CUBI	WTFC
Revenue/Sales i	$138.33M	$643.12M
Cost of Goods Sold i	N/A	N/A
Gross Profit i	N/A	N/A
Research & Development i	N/A	N/A
Operating Income (EBIT) i	N/A	N/A
EBITDA i	N/A	N/A
Pre-Tax Income i	$11.89M	$253.06M
Income Tax i	$-1.02M	$64.02M
Net Income (Profit) i	$12.91M	$189.04M

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)	CUBI	WTFC
Cash & Equivalents i	$3.43B	$4.85B
Total Current Assets i	N/A	N/A
Total Current Liabilities i	N/A	N/A
Long-Term Debt i	$1.32B	$4.23B
Total Shareholders Equity i	$1.86B	$6.60B
Retained Earnings i	$1.34B	$4.05B
Property, Plant & Equipment i	N/A	$1.06B

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)	CUBI	WTFC
Operating Cash Flow i	$19.80M	$57.16M
Capital Expenditures i	$-16.67M	$7.30M
Free Cash Flow i	$77.04M	$119.75M
Debt Repayment i	$-100.00M	$-4.80M
Common Stock Repurchase i	$-5.64M	$-3.00M

Short Interest & Institutional Ownership Analysis

Metric	CUBI	WTFC
Shares Short i	1.27M	1.36M
Short Ratio i	3.07	2.90
Short % of Float i	0.06%	0.02%
Average Daily Volume (10 Day) i	225,510	337,849
Average Daily Volume (90 Day) i	317,080	417,283
Shares Outstanding i	31.35M	66.50M
Float Shares i	29.40M	65.98M
% Held by Insiders i	0.08%	0.01%
% Held by Institutions i	0.92%	0.99%

Dividend Analysis & Yield Comparison: Customers Bancorp vs Wintrust Financial

Metric	CUBI	WTFC
Last 12-Month Dividend i	N/A	$2.40
Last 12-Month Dividend Yield i	N/A	1.82%
3-Year Avg Annual Dividend i	N/A	$1.86
3-Year Avg Dividend Yield i	N/A	0.44%
3-Year Total Dividends i	N/A	$5.58
Ex-Dividend Date	N/A	Aug 07, 2025

Customers Bancorp [CUBI] vs Wintrust Financial [WTFC] Detailed Stock Comparison