Fiserv [FI] vs International [IBM] Detailed Stock Comparison
Fiserv
NYSE
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International
NYSE
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TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: Fiserv wins in 9 metrics, International wins in 10 metrics, with 0 ties. International appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Fiserv | International | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 22.92 | 38.92 | Fiserv |
| Price-to-Book Ratio | 2.96 | 8.17 | Fiserv |
| Debt-to-Equity Ratio | 115.31 | 245.47 | Fiserv |
| PEG Ratio | 1.05 | 2.09 | Fiserv |
| EV/EBITDA | 10.98 | 19.54 | Fiserv |
| Profit Margin (TTM) | 16.00% | 9.11% | Fiserv |
| Operating Margin (TTM) | 30.80% | 18.32% | Fiserv |
| EBITDA Margin (TTM) | 30.80% | 18.32% | Fiserv |
| Return on Equity | 12.46% | 22.67% | International |
| Return on Assets (TTM) | 4.53% | 4.81% | International |
| Free Cash Flow (TTM) | $5.06B | $11.76B | International |
| Dividend Yield | N/A | 1.77% | N/A |
| 1-Year Return | -17.58% | 23.69% | International |
| Price-to-Sales Ratio (TTM) | 3.53 | 3.51 | International |
| Enterprise Value | $103.76B | $277.11B | International |
| EV/Revenue Ratio | 4.92 | 4.33 | International |
| Gross Profit Margin (TTM) | 61.82% | 58.77% | Fiserv |
| Revenue per Share (TTM) | $37 | $69 | International |
| Earnings per Share (Diluted) | $5.98 | $6.20 | International |
| Beta (Stock Volatility) | 0.91 | 0.68 | International |
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends
Fiserv vs International Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Fiserv | 0.61% | 4.22% | -15.41% | -15.62% | -40.30% | -32.05% |
| International | 0.53% | 1.03% | -14.81% | -9.14% | -8.38% | 10.28% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Fiserv | -17.58% | 34.80% | 39.74% | 222.56% | 997.73% | 1,155.25% |
| International | 23.69% | 86.03% | 102.85% | 71.45% | 103.41% | 215.61% |
Performance & Financial Health Analysis: Fiserv vs International
| Metric | FI | IBM |
|---|---|---|
| Market Information | ||
| Market Cap | $74.50B | $224.76B |
| Market Cap Category | Large cap | Mega cap |
| 10 Day Avg. Volume | 4,427,590 | 5,640,790 |
| 90 Day Avg. Volume | 5,955,460 | 5,681,720 |
| Last Close | $139.96 | $242.55 |
| 52 Week Range | $128.22 - $238.59 | $193.75 - $296.16 |
| % from 52W High | -41.34% | -18.10% |
| All-Time High | $238.59 (Mar 03, 2025) | $296.16 (Jun 25, 2025) |
| % from All-Time High | -41.34% | -18.10% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.08% | 0.08% |
| Quarterly Earnings Growth | 0.15% | 0.20% |
| Financial Health | ||
| Profit Margin (TTM) | 0.16% | 0.09% |
| Operating Margin (TTM) | 0.31% | 0.18% |
| Return on Equity (TTM) | 0.12% | 0.23% |
| Debt to Equity (MRQ) | 115.31 | 245.47 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $46.35 | $29.53 |
| Cash per Share (MRQ) | $1.84 | $16.58 |
| Operating Cash Flow (TTM) | $6.77B | $13.28B |
| Levered Free Cash Flow (TTM) | $4.37B | $13.86B |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 1.77% |
| Last 12-Month Dividend | $0.00 | $5.01 |
Valuation & Enterprise Metrics Analysis: Fiserv vs International
| Metric | FI | IBM |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 22.92 | 38.92 |
| Forward P/E | 13.45 | 22.74 |
| PEG Ratio | 1.05 | 2.09 |
| Price to Sales (TTM) | 3.53 | 3.51 |
| Price to Book (MRQ) | 2.96 | 8.17 |
| Market Capitalization | ||
| Market Capitalization | $74.50B | $224.76B |
| Enterprise Value | $103.76B | $277.11B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 4.92 | 4.33 |
| Enterprise to EBITDA | 10.98 | 19.54 |
| Risk & Other Metrics | ||
| Beta | 0.91 | 0.68 |
| Book Value per Share (MRQ) | $46.35 | $29.53 |
Financial Statements Comparison: Fiserv vs International
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | FI | IBM |
|---|---|---|
| Revenue/Sales | $5.13B | $16.98B |
| Cost of Goods Sold | $2.07B | $7.00B |
| Gross Profit | $3.06B | $9.98B |
| Research & Development | N/A | $2.10B |
| Operating Income (EBIT) | $1.38B | $3.09B |
| EBITDA | $2.13B | $4.54B |
| Pre-Tax Income | $1.05B | $2.60B |
| Income Tax | $190.00M | $404.00M |
| Net Income (Profit) | $848.00M | $2.19B |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | FI | IBM |
|---|---|---|
| Cash & Equivalents | $532.00M | $11.04B |
| Total Current Assets | $26.47B | $35.34B |
| Total Current Liabilities | $24.32B | $35.11B |
| Long-Term Debt | $28.06B | $59.12B |
| Total Shareholders Equity | $25.76B | $26.95B |
| Retained Earnings | $25.45B | $150.70B |
| Property, Plant & Equipment | N/A | $21.15B |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | FI | IBM |
|---|---|---|
| Operating Cash Flow | $1.75B | $2.63B |
| Capital Expenditures | N/A | $-170.00M |
| Free Cash Flow | $1.19B | $3.98B |
| Debt Repayment | $-1.41B | $-1.26B |
| Common Stock Repurchase | $-2.29B | $-284.00M |
Short Interest & Institutional Ownership Analysis
| Metric | FI | IBM |
|---|---|---|
| Shares Short | 7.33M | 15.62M |
| Short Ratio | 1.22 | 3.19 |
| Short % of Float | 0.01% | 0.02% |
| Average Daily Volume (10 Day) | 4,427,590 | 5,640,790 |
| Average Daily Volume (90 Day) | 5,955,460 | 5,681,720 |
| Shares Outstanding | 564.00M | 926.29M |
| Float Shares | 539.31M | 929.40M |
| % Held by Insiders | 0.01% | 0.00% |
| % Held by Institutions | 0.92% | 0.66% |
Dividend Analysis & Yield Comparison: Fiserv vs International
| Metric | FI | IBM |
|---|---|---|
| Last 12-Month Dividend | $0.00 | $5.01 |
| Last 12-Month Dividend Yield | N/A | 1.77% |
| 3-Year Avg Annual Dividend | $0.00 | $6.09 |
| 3-Year Avg Dividend Yield | N/A | 1.04% |
| 3-Year Total Dividends | $0.00 | $18.27 |
| Ex-Dividend Date | N/A | Feb 10, 2025 |