F.N.B [FNB] vs Wintrust Financial [WTFC] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: F.N.B wins in 3 metrics, Wintrust Financial wins in 15 metrics, with 0 ties. Wintrust Financial appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricF.N.BWintrust FinancialBetter
P/E Ratio (TTM)12.7912.68Wintrust Financial
Price-to-Book Ratio0.911.40F.N.B
Debt-to-Equity Ratio0.780.62Wintrust Financial
PEG Ratio2.170.63Wintrust Financial
Profit Margin (TTM)30.21%29.83%F.N.B
Operating Margin (TTM)42.36%43.78%Wintrust Financial
EBITDA Margin (TTM)42.36%43.78%Wintrust Financial
Return on Equity7.40%11.60%Wintrust Financial
Return on Assets (TTM)0.96%1.15%Wintrust Financial
Free Cash Flow (TTM)$503.00M$635.53MWintrust Financial
Dividend Yield2.61%1.82%F.N.B
1-Year Return11.79%18.30%Wintrust Financial
Price-to-Sales Ratio (TTM)3.833.62Wintrust Financial
Enterprise Value$8.45B$8.46BWintrust Financial
EV/Revenue Ratio5.473.41Wintrust Financial
Revenue per Share (TTM)$4$37Wintrust Financial
Earnings per Share (Diluted)$1.29$10.57Wintrust Financial
Beta (Stock Volatility)0.970.84Wintrust Financial
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends

F.N.B vs Wintrust Financial Stock Performance Analysis

Loading Price Chart...

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
F.N.B-0.36%4.96%3.13%18.45%12.78%13.48%
Wintrust Financial-0.01%5.45%-0.98%12.90%8.33%8.07%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
F.N.B11.79%35.14%115.97%32.21%103.70%-8.64%
Wintrust Financial18.30%51.12%186.79%154.97%329.46%156.39%

Performance & Financial Health Analysis: F.N.B vs Wintrust Financial

MetricFNBWTFC
Market Information
Market Cap i$5.93B$8.97B
Market Cap CategoryMid capMid cap
10 Day Avg. Volume i8,711,580337,849
90 Day Avg. Volume i7,199,803417,283
Last Close$16.44$134.01
52 Week Range$10.88 - $17.70$89.10 - $142.04
% from 52W High-7.12%-5.65%
All-Time High$35.48 (Dec 29, 2003)$142.04 (Nov 25, 2024)
% from All-Time High-53.66%-5.65%
Growth Metrics
Quarterly Revenue Growth0.08%0.18%
Quarterly Earnings Growth0.06%0.28%
Financial Health
Profit Margin (TTM) i0.30%0.30%
Operating Margin (TTM) i0.42%0.44%
Return on Equity (TTM) i0.07%0.12%
Debt to Equity (MRQ) i0.780.62
Cash & Liquidity
Book Value per Share (MRQ)$18.17$95.44
Cash per Share (MRQ)$7.11$81.94
Operating Cash Flow (TTM) i$499.00M$878.10M
Levered Free Cash Flow (TTM) i$459.00M$667.08M
Dividends
Last 12-Month Dividend Yield i2.61%1.82%
Last 12-Month Dividend i$0.36$2.40

Valuation & Enterprise Metrics Analysis: F.N.B vs Wintrust Financial

MetricFNBWTFC
Price Ratios
P/E Ratio (TTM) i12.7912.68
Forward P/E i11.7013.13
PEG Ratio i2.170.63
Price to Sales (TTM) i3.833.62
Price to Book (MRQ) i0.911.40
Market Capitalization
Market Capitalization i$5.93B$8.97B
Enterprise Value i$8.45B$8.46B
Enterprise Value Metrics
Enterprise to Revenue i5.473.41
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.970.84
Book Value per Share (MRQ) i$18.17$95.44

Financial Statements Comparison: F.N.B vs Wintrust Financial

Financial Metrics

Loading Financial Charts...

Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)FNBWTFC
Revenue/Sales i$411.00M$643.12M
Cost of Goods Sold iN/AN/A
Gross Profit iN/AN/A
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
EBITDA iN/AN/A
Pre-Tax Income i$148.00M$253.06M
Income Tax i$31.00M$64.02M
Net Income (Profit) i$117.00M$189.04M

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)FNBWTFC
Cash & Equivalents i$2.45B$4.85B
Total Current Assets iN/AN/A
Total Current Liabilities iN/AN/A
Long-Term Debt i$2.65B$4.23B
Total Shareholders Equity i$6.42B$6.60B
Retained Earnings i$2.03B$4.05B
Property, Plant & Equipment iN/A$1.06B

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)FNBWTFC
Operating Cash Flow i$51.00M$57.16M
Capital Expenditures i$-21.00M$7.30M
Free Cash Flow i$43.00M$119.75M
Debt Repayment i$-504.00M$-4.80M
Common Stock Repurchase i$-10.00M$-3.00M

Short Interest & Institutional Ownership Analysis

MetricFNBWTFC
Shares Short i7.87M1.36M
Short Ratio i1.392.90
Short % of Float i0.03%0.02%
Average Daily Volume (10 Day) i8,711,580337,849
Average Daily Volume (90 Day) i7,199,803417,283
Shares Outstanding i359.62M66.50M
Float Shares i353.53M65.98M
% Held by Insiders i0.01%0.01%
% Held by Institutions i0.86%0.99%

Dividend Analysis & Yield Comparison: F.N.B vs Wintrust Financial

MetricFNBWTFC
Last 12-Month Dividend i$0.36$2.40
Last 12-Month Dividend Yield i2.61%1.82%
3-Year Avg Annual Dividend i$0.40$1.86
3-Year Avg Dividend Yield i0.90%0.44%
3-Year Total Dividends i$1.20$5.58
Ex-Dividend DateMar 03, 2025Aug 07, 2025