Finance of America [FOA] vs Medallion Financial [MFIN] Detailed Stock Comparison
Finance of America
NYSE
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Medallion Financial
NASDAQ
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TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: Finance of America wins in 9 metrics, Medallion Financial wins in 8 metrics, with 0 ties. Finance of America appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Finance of America | Medallion Financial | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 3.22 | 5.70 | Finance of America |
| Price-to-Book Ratio | 0.76 | 0.58 | Medallion Financial |
| Debt-to-Equity Ratio | 2,306.87 | 432.28 | Medallion Financial |
| PEG Ratio | 0.00 | 0.10 | Finance of America |
| EV/EBITDA | N/A | 14.07 | N/A |
| Profit Margin (TTM) | 17.11% | 12.59% | Finance of America |
| Operating Margin (TTM) | 50.24% | 50.41% | Medallion Financial |
| EBITDA Margin (TTM) | 50.24% | 50.41% | Medallion Financial |
| Return on Equity | 60.90% | 10.25% | Finance of America |
| Return on Assets (TTM) | 0.76% | 3.80% | Medallion Financial |
| Free Cash Flow (TTM) | $-423.82M | $115.51M | Medallion Financial |
| Dividend Yield | N/A | 5.52% | N/A |
| 1-Year Return | 114.82% | 19.30% | Finance of America |
| Price-to-Sales Ratio (TTM) | 0.47 | 0.70 | Finance of America |
| Enterprise Value | $11.27B | $2.52B | Finance of America |
| EV/Revenue Ratio | 21.36 | 7.58 | Medallion Financial |
| Revenue per Share (TTM) | $51 | $15 | Finance of America |
| Earnings per Share (Diluted) | $6.93 | $1.75 | Finance of America |
| Beta (Stock Volatility) | 1.51 | 1.36 | Medallion Financial |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
Finance of America vs Medallion Financial Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Finance of America | 0.09% | -1.15% | -14.52% | -2.53% | 13.07% | -21.07% |
| Medallion Financial | -0.90% | -1.59% | -7.91% | 2.59% | 19.30% | 7.62% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Finance of America | 114.82% | 40.38% | -77.57% | -77.57% | -77.57% | -77.57% |
| Medallion Financial | 19.30% | 43.75% | 300.40% | 15.67% | 19.73% | 1.75% |
News Based Sentiment: Finance of America vs Medallion Financial
Finance of America
News based Sentiment: MIXED
September presented a mixed bag for Finance of America, with strong revenue and debt management overshadowed by an earnings miss and a declining stock price. While institutional investors continue to show confidence, the insider sale and analyst downgrades introduce caution, making it a moderately significant month for investors.
Medallion Financial
News sentiment data is not available for Medallion Financial at this time.
Performance & Financial Health Analysis: Finance of America vs Medallion Financial
| Metric | FOA | MFIN |
|---|---|---|
| Market Information | ||
| Market Cap | $247.07M | $232.00M |
| Market Cap Category | Micro cap | Micro cap |
| 10 Day Avg. Volume | 175,090 | 37,300 |
| 90 Day Avg. Volume | 142,687 | 44,177 |
| Last Close | $22.32 | $9.89 |
| 52 Week Range | $10.00 - $32.40 | $7.71 - $10.98 |
| % from 52W High | -31.11% | -9.93% |
| All-Time High | $116.65 (May 03, 2021) | $31.36 (Apr 20, 1998) |
| % from All-Time High | -80.87% | -68.46% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 1.24% | 0.22% |
| Quarterly Earnings Growth | 1.44% | 0.56% |
| Financial Health | ||
| Profit Margin (TTM) | 0.17% | 0.13% |
| Operating Margin (TTM) | 0.50% | 0.50% |
| Return on Equity (TTM) | 0.61% | 0.10% |
| Debt to Equity (MRQ) | 2,306.87 | 432.28 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $29.37 | $17.31 |
| Cash per Share (MRQ) | $4.20 | $6.75 |
| Operating Cash Flow (TTM) | $-376,128,992 | $81.15M |
| Levered Free Cash Flow (TTM) | $15.49M | $-16,408,250 |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 5.52% |
| Last 12-Month Dividend | N/A | $0.56 |
Valuation & Enterprise Metrics Analysis: Finance of America vs Medallion Financial
| Metric | FOA | MFIN |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 3.22 | 5.70 |
| Forward P/E | 8.38 | 5.61 |
| PEG Ratio | 0.00 | 0.10 |
| Price to Sales (TTM) | 0.47 | 0.70 |
| Price to Book (MRQ) | 0.76 | 0.58 |
| Market Capitalization | ||
| Market Capitalization | $247.07M | $232.00M |
| Enterprise Value | $11.27B | $2.52B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 21.36 | 7.58 |
| Enterprise to EBITDA | N/A | 14.07 |
| Risk & Other Metrics | ||
| Beta | 1.51 | 1.36 |
| Book Value per Share (MRQ) | $29.37 | $17.31 |
Financial Statements Comparison: Finance of America vs Medallion Financial
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | FOA | MFIN |
|---|---|---|
| Revenue/Sales | $146.62M | $57.93M |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $81.69M | $19.47M |
| Income Tax | $1.94M | $5.81M |
| Net Income (Profit) | $75.00M | $13.67M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | FOA | MFIN |
|---|---|---|
| Cash & Equivalents | $52.02M | $131.51M |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $27.77B | $204.19M |
| Total Shareholders Equity | $394.89M | $449.01M |
| Retained Earnings | $-668.69M | $139.72M |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | FOA | MFIN |
|---|---|---|
| Operating Cash Flow | $-96.47M | $16.72M |
| Capital Expenditures | N/A | N/A |
| Free Cash Flow | $-96.47M | $36.26M |
| Debt Repayment | $-2.86B | N/A |
| Common Stock Repurchase | N/A | $-531,000 |
Short Interest & Institutional Ownership Analysis
| Metric | FOA | MFIN |
|---|---|---|
| Shares Short | 541,234 | 935,566 |
| Short Ratio | 4.65 | 24.80 |
| Short % of Float | 0.11% | 0.05% |
| Average Daily Volume (10 Day) | 175,090 | 37,300 |
| Average Daily Volume (90 Day) | 142,687 | 44,177 |
| Shares Outstanding | 9.93M | 23.14M |
| Float Shares | 4.02M | 15.03M |
| % Held by Insiders | 0.26% | 0.31% |
| % Held by Institutions | 0.65% | 0.39% |
Dividend Analysis & Yield Comparison: Finance of America vs Medallion Financial
| Metric | FOA | MFIN |
|---|---|---|
| Last 12-Month Dividend | N/A | $0.56 |
| Last 12-Month Dividend Yield | N/A | 5.52% |
| 3-Year Avg Annual Dividend | N/A | $0.42 |
| 3-Year Avg Dividend Yield | N/A | 1.18% |
| 3-Year Total Dividends | N/A | $1.26 |
| Ex-Dividend Date | N/A | Aug 15, 2025 |