Hartford Financial [HIG] vs W.R. Berkley [WRB] Detailed Stock Comparison

Hartford Financial

W.R. Berkley
TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: Hartford Financial wins in 13 metrics, W.R. Berkley wins in 6 metrics, with 0 ties. Hartford Financial appears stronger overall.
View Metrics Details
Vital Metrics Comparison
Metric | Hartford Financial | W.R. Berkley | Better |
---|---|---|---|
P/E Ratio (TTM) | 12.12 | 17.47 | Hartford Financial |
Price-to-Book Ratio | 2.19 | 3.14 | Hartford Financial |
Debt-to-Equity Ratio | 24.95 | 33.22 | Hartford Financial |
PEG Ratio | 0.30 | 2.03 | Hartford Financial |
EV/EBITDA | 8.50 | 11.69 | Hartford Financial |
Profit Margin (TTM) | 11.83% | 12.32% | W.R. Berkley |
Operating Margin (TTM) | 18.55% | 16.59% | Hartford Financial |
EBITDA Margin (TTM) | 18.55% | 16.59% | Hartford Financial |
Return on Equity | 19.55% | 20.58% | W.R. Berkley |
Return on Assets (TTM) | 3.28% | 3.73% | W.R. Berkley |
Free Cash Flow (TTM) | $5.76B | $3.57B | Hartford Financial |
Dividend Yield | 1.21% | 1.72% | W.R. Berkley |
1-Year Return | 12.93% | 31.43% | W.R. Berkley |
Price-to-Sales Ratio (TTM) | 1.37 | 2.04 | Hartford Financial |
Enterprise Value | $38.41B | $29.23B | Hartford Financial |
EV/Revenue Ratio | 1.40 | 2.05 | Hartford Financial |
Revenue per Share (TTM) | $95 | $36 | Hartford Financial |
Earnings per Share (Diluted) | $11.01 | $4.40 | Hartford Financial |
Beta (Stock Volatility) | 0.68 | 0.42 | W.R. Berkley |
Hartford Financial vs W.R. Berkley Stock Performance Analysis
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Performance Comparison
Short-term Returns
Stock | 1D | 1W | 1M | 3M | 6M | YTD |
---|---|---|---|---|---|---|
Hartford Financial | -0.69% | 0.22% | 1.45% | 7.31% | 20.68% | 21.55% |
W.R. Berkley | 0.16% | 1.26% | 6.31% | 8.81% | 19.76% | 32.70% |
Long-term Returns
Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
---|---|---|---|---|---|---|
Hartford Financial | 12.93% | 104.69% | 251.56% | 181.16% | 458.53% | 77.74% |
W.R. Berkley | 31.43% | 64.73% | 179.12% | 365.98% | 835.36% | 931.90% |
News Based Sentiment: Hartford Financial vs W.R. Berkley
Hartford Financial
News based Sentiment: MIXED
Hartford Financial experienced a month of contrasts, with strong Q2 earnings and positive analyst actions offset by notable insider selling and a slight decrease in institutional holdings. The company's investment in AI and high customer satisfaction scores provide a positive long-term outlook, but the insider activity introduces uncertainty.
W.R. Berkley
News based Sentiment: POSITIVE
W.R. Berkley demonstrated strong stock performance, reaching an all-time high and attracting significant institutional investment. The strategic investment in Notable and anticipation of double-digit earnings growth in Q3 further strengthen the investment narrative, though analyst caution suggests potential short-term volatility.
Performance & Financial Health Analysis: Hartford Financial vs W.R. Berkley
Metric | HIG | WRB |
---|---|---|
Market Information | ||
Market Cap | $37.58B | $29.33B |
Market Cap Category | Large cap | Large cap |
10 Day Avg. Volume | 1,216,970 | 1,980,659 |
90 Day Avg. Volume | 1,406,433 | 1,810,380 |
Last Close | $132.54 | $76.98 |
52 Week Range | $104.93 - $135.17 | $55.97 - $77.58 |
% from 52W High | -1.95% | -0.77% |
All-Time High | $135.17 (Sep 04, 2025) | $77.58 (Oct 06, 2025) |
% from All-Time High | -1.95% | -0.77% |
Growth Metrics | ||
Quarterly Revenue Growth | 0.08% | 0.11% |
Quarterly Earnings Growth | 0.35% | 0.08% |
Financial Health | ||
Profit Margin (TTM) | 0.12% | 0.12% |
Operating Margin (TTM) | 0.19% | 0.17% |
Return on Equity (TTM) | 0.20% | 0.21% |
Debt to Equity (MRQ) | 24.95 | 33.22 |
Cash & Liquidity | ||
Book Value per Share (MRQ) | $60.88 | $24.50 |
Cash per Share (MRQ) | $13.57 | $7.96 |
Operating Cash Flow (TTM) | $5.83B | $3.50B |
Levered Free Cash Flow (TTM) | $6.15B | $3.64B |
Dividends | ||
Last 12-Month Dividend Yield | 1.21% | 1.72% |
Last 12-Month Dividend | $1.51 | $1.25 |
Valuation & Enterprise Metrics Analysis: Hartford Financial vs W.R. Berkley
Metric | HIG | WRB |
---|---|---|
Price Ratios | ||
P/E Ratio (TTM) | 12.12 | 17.47 |
Forward P/E | 11.50 | 17.67 |
PEG Ratio | 0.30 | 2.03 |
Price to Sales (TTM) | 1.37 | 2.04 |
Price to Book (MRQ) | 2.19 | 3.14 |
Market Capitalization | ||
Market Capitalization | $37.58B | $29.33B |
Enterprise Value | $38.41B | $29.23B |
Enterprise Value Metrics | ||
Enterprise to Revenue | 1.40 | 2.05 |
Enterprise to EBITDA | 8.50 | 11.69 |
Risk & Other Metrics | ||
Beta | 0.68 | 0.42 |
Book Value per Share (MRQ) | $60.88 | $24.50 |
Financial Statements Comparison: Hartford Financial vs W.R. Berkley
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
Metric (MRQ) | HIG | WRB |
---|---|---|
Revenue/Sales | $6.97B | $3.53B |
Cost of Goods Sold | N/A | N/A |
Gross Profit | N/A | N/A |
Research & Development | N/A | N/A |
Operating Income (EBIT) | N/A | N/A |
EBITDA | N/A | N/A |
Pre-Tax Income | $1.25B | $538.61M |
Income Tax | $251.00M | $121.26M |
Net Income (Profit) | $995.00M | $417.35M |
Balance Sheet & Liquidity Metrics (MRQ)
Metric (MRQ) | HIG | WRB |
---|---|---|
Cash & Equivalents | $166.00M | $1.72B |
Total Current Assets | N/A | N/A |
Total Current Liabilities | N/A | N/A |
Long-Term Debt | $4.37B | $2.84B |
Total Shareholders Equity | $17.52B | $8.93B |
Retained Earnings | $22.85B | $12.65B |
Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
Metric (MRQ) | HIG | WRB |
---|---|---|
Operating Cash Flow | $-107.00M | $223.02M |
Capital Expenditures | $-40.00M | $-16.20M |
Free Cash Flow | $1.25B | $727.62M |
Debt Repayment | N/A | N/A |
Common Stock Repurchase | $-415.00M | $-49.20M |
Short Interest & Institutional Ownership Analysis
Metric | HIG | WRB |
---|---|---|
Shares Short | 3.62M | 8.94M |
Short Ratio | 2.60 | 5.66 |
Short % of Float | 0.02% | 0.03% |
Average Daily Volume (10 Day) | 1,216,970 | 1,980,659 |
Average Daily Volume (90 Day) | 1,406,433 | 1,810,380 |
Shares Outstanding | 287.56M | 380.07M |
Float Shares | 279.76M | 297.98M |
% Held by Insiders | 0.00% | 0.25% |
% Held by Institutions | 0.94% | 0.68% |
Dividend Analysis & Yield Comparison: Hartford Financial vs W.R. Berkley
Metric | HIG | WRB |
---|---|---|
Last 12-Month Dividend | $1.51 | $1.25 |
Last 12-Month Dividend Yield | 1.21% | 1.72% |
3-Year Avg Annual Dividend | $1.52 | $1.09 |
3-Year Avg Dividend Yield | 0.52% | 0.60% |
3-Year Total Dividends | $4.57 | $3.27 |
Ex-Dividend Date | Mar 03, 2025 | Dec 16, 2024 |