Hartford Financial [HIG] vs W.R. Berkley [WRB] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Hartford Financial wins in 13 metrics, W.R. Berkley wins in 6 metrics, with 0 ties. Hartford Financial appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricHartford FinancialW.R. BerkleyBetter
P/E Ratio (TTM)11.9716.09Hartford Financial
Price-to-Book Ratio2.172.89Hartford Financial
Debt-to-Equity Ratio24.9533.22Hartford Financial
PEG Ratio0.291.87Hartford Financial
EV/EBITDA8.4010.77Hartford Financial
Profit Margin (TTM)11.83%12.32%W.R. Berkley
Operating Margin (TTM)18.55%16.59%Hartford Financial
EBITDA Margin (TTM)18.55%16.59%Hartford Financial
Return on Equity19.55%20.58%W.R. Berkley
Return on Assets (TTM)3.28%3.73%W.R. Berkley
Free Cash Flow (TTM)$5.76B$3.57BHartford Financial
Dividend Yield1.21%1.72%W.R. Berkley
1-Year Return17.04%22.91%W.R. Berkley
Price-to-Sales Ratio (TTM)1.351.88Hartford Financial
Enterprise Value$37.95B$26.93BHartford Financial
EV/Revenue Ratio1.381.89Hartford Financial
Revenue per Share (TTM)$95$36Hartford Financial
Earnings per Share (Diluted)$11.01$4.40Hartford Financial
Beta (Stock Volatility)0.670.40W.R. Berkley
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends

Hartford Financial vs W.R. Berkley Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Hartford Financial1.58%2.16%8.60%0.11%16.71%20.88%
W.R. Berkley1.50%2.21%5.55%-3.06%17.70%23.36%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Hartford Financial17.04%99.11%217.54%185.18%548.67%76.43%
W.R. Berkley22.91%61.32%155.57%343.10%815.09%909.31%

Performance & Financial Health Analysis: Hartford Financial vs W.R. Berkley

MetricHIGWRB
Market Information
Market Cap i$37.06B$26.85B
Market Cap CategoryLarge capLarge cap
10 Day Avg. Volume i1,243,3001,958,990
90 Day Avg. Volume i1,537,2102,252,123
Last Close$131.81$71.56
52 Week Range$104.93 - $132.09$55.80 - $76.38
% from 52W High-0.21%-6.31%
All-Time High$132.09 (May 19, 2025)$76.38 (Mar 24, 2025)
% from All-Time High-0.21%-6.31%
Growth Metrics
Quarterly Revenue Growth0.08%0.11%
Quarterly Earnings Growth0.35%0.08%
Financial Health
Profit Margin (TTM) i0.12%0.12%
Operating Margin (TTM) i0.19%0.17%
Return on Equity (TTM) i0.20%0.21%
Debt to Equity (MRQ) i24.9533.22
Cash & Liquidity
Book Value per Share (MRQ)$60.88$24.50
Cash per Share (MRQ)$13.57$7.96
Operating Cash Flow (TTM) i$5.83B$3.50B
Levered Free Cash Flow (TTM) i$6.15B$3.64B
Dividends
Last 12-Month Dividend Yield i1.21%1.72%
Last 12-Month Dividend i$1.51$1.25

Valuation & Enterprise Metrics Analysis: Hartford Financial vs W.R. Berkley

MetricHIGWRB
Price Ratios
P/E Ratio (TTM) i11.9716.09
Forward P/E i11.3516.27
PEG Ratio i0.291.87
Price to Sales (TTM) i1.351.88
Price to Book (MRQ) i2.172.89
Market Capitalization
Market Capitalization i$37.06B$26.85B
Enterprise Value i$37.95B$26.93B
Enterprise Value Metrics
Enterprise to Revenue i1.381.89
Enterprise to EBITDA i8.4010.77
Risk & Other Metrics
Beta i0.670.40
Book Value per Share (MRQ) i$60.88$24.50

Financial Statements Comparison: Hartford Financial vs W.R. Berkley

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)HIGWRB
Revenue/Sales i$6.97B$3.53B
Cost of Goods Sold iN/AN/A
Gross Profit iN/AN/A
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
EBITDA iN/AN/A
Pre-Tax Income i$1.25B$538.61M
Income Tax i$251.00M$121.26M
Net Income (Profit) i$995.00M$417.35M

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)HIGWRB
Cash & Equivalents i$138.00M$1.72B
Total Current Assets iN/AN/A
Total Current Liabilities iN/AN/A
Long-Term Debt i$4.37B$2.84B
Total Shareholders Equity i$16.84B$8.93B
Retained Earnings i$22.01B$12.65B
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)HIGWRB
Operating Cash Flow i$-878.00M$223.02M
Capital Expenditures i$-38.00M$-16.20M
Free Cash Flow i$947.00M$727.62M
Debt Repayment iN/AN/A
Common Stock Repurchase i$-400.00M$-49.20M

Short Interest & Institutional Ownership Analysis

MetricHIGWRB
Shares Short i3.33M6.52M
Short Ratio i2.042.76
Short % of Float i0.02%0.02%
Average Daily Volume (10 Day) i1,243,3001,958,990
Average Daily Volume (90 Day) i1,537,2102,252,123
Shares Outstanding i287.56M380.07M
Float Shares i279.77M296.69M
% Held by Insiders i0.00%0.25%
% Held by Institutions i0.95%0.68%

Dividend Analysis & Yield Comparison: Hartford Financial vs W.R. Berkley

MetricHIGWRB
Last 12-Month Dividend i$1.51$1.25
Last 12-Month Dividend Yield i1.21%1.72%
3-Year Avg Annual Dividend i$1.52$1.09
3-Year Avg Dividend Yield i0.52%0.60%
3-Year Total Dividends i$4.57$3.27
Ex-Dividend DateMar 03, 2025Dec 16, 2024