Hartford Financial [HIG] vs W.R. Berkley [WRB] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Hartford Financial wins in 13 metrics, W.R. Berkley wins in 6 metrics, with 0 ties. Hartford Financial appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricHartford FinancialW.R. BerkleyBetter
P/E Ratio (TTM)12.1217.47Hartford Financial
Price-to-Book Ratio2.193.14Hartford Financial
Debt-to-Equity Ratio24.9533.22Hartford Financial
PEG Ratio0.302.03Hartford Financial
EV/EBITDA8.5011.69Hartford Financial
Profit Margin (TTM)11.83%12.32%W.R. Berkley
Operating Margin (TTM)18.55%16.59%Hartford Financial
EBITDA Margin (TTM)18.55%16.59%Hartford Financial
Return on Equity19.55%20.58%W.R. Berkley
Return on Assets (TTM)3.28%3.73%W.R. Berkley
Free Cash Flow (TTM)$5.76B$3.57BHartford Financial
Dividend Yield1.21%1.72%W.R. Berkley
1-Year Return12.93%31.43%W.R. Berkley
Price-to-Sales Ratio (TTM)1.372.04Hartford Financial
Enterprise Value$38.41B$29.23BHartford Financial
EV/Revenue Ratio1.402.05Hartford Financial
Revenue per Share (TTM)$95$36Hartford Financial
Earnings per Share (Diluted)$11.01$4.40Hartford Financial
Beta (Stock Volatility)0.680.42W.R. Berkley
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

Hartford Financial vs W.R. Berkley Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Hartford Financial-0.69%0.22%1.45%7.31%20.68%21.55%
W.R. Berkley0.16%1.26%6.31%8.81%19.76%32.70%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Hartford Financial12.93%104.69%251.56%181.16%458.53%77.74%
W.R. Berkley31.43%64.73%179.12%365.98%835.36%931.90%

News Based Sentiment: Hartford Financial vs W.R. Berkley

Hartford Financial

News based Sentiment: MIXED

Hartford Financial experienced a month of contrasts, with strong Q2 earnings and positive analyst actions offset by notable insider selling and a slight decrease in institutional holdings. The company's investment in AI and high customer satisfaction scores provide a positive long-term outlook, but the insider activity introduces uncertainty.

View Hartford Financial News Sentiment Analysis

W.R. Berkley

News based Sentiment: POSITIVE

W.R. Berkley demonstrated strong stock performance, reaching an all-time high and attracting significant institutional investment. The strategic investment in Notable and anticipation of double-digit earnings growth in Q3 further strengthen the investment narrative, though analyst caution suggests potential short-term volatility.

View W.R. Berkley News Sentiment Analysis

Performance & Financial Health Analysis: Hartford Financial vs W.R. Berkley

MetricHIGWRB
Market Information
Market Cap i$37.58B$29.33B
Market Cap CategoryLarge capLarge cap
10 Day Avg. Volume i1,216,9701,980,659
90 Day Avg. Volume i1,406,4331,810,380
Last Close$132.54$76.98
52 Week Range$104.93 - $135.17$55.97 - $77.58
% from 52W High-1.95%-0.77%
All-Time High$135.17 (Sep 04, 2025)$77.58 (Oct 06, 2025)
% from All-Time High-1.95%-0.77%
Growth Metrics
Quarterly Revenue Growth0.08%0.11%
Quarterly Earnings Growth0.35%0.08%
Financial Health
Profit Margin (TTM) i0.12%0.12%
Operating Margin (TTM) i0.19%0.17%
Return on Equity (TTM) i0.20%0.21%
Debt to Equity (MRQ) i24.9533.22
Cash & Liquidity
Book Value per Share (MRQ)$60.88$24.50
Cash per Share (MRQ)$13.57$7.96
Operating Cash Flow (TTM) i$5.83B$3.50B
Levered Free Cash Flow (TTM) i$6.15B$3.64B
Dividends
Last 12-Month Dividend Yield i1.21%1.72%
Last 12-Month Dividend i$1.51$1.25

Valuation & Enterprise Metrics Analysis: Hartford Financial vs W.R. Berkley

MetricHIGWRB
Price Ratios
P/E Ratio (TTM) i12.1217.47
Forward P/E i11.5017.67
PEG Ratio i0.302.03
Price to Sales (TTM) i1.372.04
Price to Book (MRQ) i2.193.14
Market Capitalization
Market Capitalization i$37.58B$29.33B
Enterprise Value i$38.41B$29.23B
Enterprise Value Metrics
Enterprise to Revenue i1.402.05
Enterprise to EBITDA i8.5011.69
Risk & Other Metrics
Beta i0.680.42
Book Value per Share (MRQ) i$60.88$24.50

Financial Statements Comparison: Hartford Financial vs W.R. Berkley

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)HIGWRB
Revenue/Sales i$6.97B$3.53B
Cost of Goods Sold iN/AN/A
Gross Profit iN/AN/A
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
EBITDA iN/AN/A
Pre-Tax Income i$1.25B$538.61M
Income Tax i$251.00M$121.26M
Net Income (Profit) i$995.00M$417.35M

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)HIGWRB
Cash & Equivalents i$166.00M$1.72B
Total Current Assets iN/AN/A
Total Current Liabilities iN/AN/A
Long-Term Debt i$4.37B$2.84B
Total Shareholders Equity i$17.52B$8.93B
Retained Earnings i$22.85B$12.65B
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)HIGWRB
Operating Cash Flow i$-107.00M$223.02M
Capital Expenditures i$-40.00M$-16.20M
Free Cash Flow i$1.25B$727.62M
Debt Repayment iN/AN/A
Common Stock Repurchase i$-415.00M$-49.20M

Short Interest & Institutional Ownership Analysis

MetricHIGWRB
Shares Short i3.62M8.94M
Short Ratio i2.605.66
Short % of Float i0.02%0.03%
Average Daily Volume (10 Day) i1,216,9701,980,659
Average Daily Volume (90 Day) i1,406,4331,810,380
Shares Outstanding i287.56M380.07M
Float Shares i279.76M297.98M
% Held by Insiders i0.00%0.25%
% Held by Institutions i0.94%0.68%

Dividend Analysis & Yield Comparison: Hartford Financial vs W.R. Berkley

MetricHIGWRB
Last 12-Month Dividend i$1.51$1.25
Last 12-Month Dividend Yield i1.21%1.72%
3-Year Avg Annual Dividend i$1.52$1.09
3-Year Avg Dividend Yield i0.52%0.60%
3-Year Total Dividends i$4.57$3.27
Ex-Dividend DateMar 03, 2025Dec 16, 2024