LendingClub [LC] vs City Holding Company [CHCO] Detailed Stock Comparison
LendingClub
NYSE
Loading...
City Holding Company
NASDAQ
Loading...
TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: LendingClub wins in 5 metrics, City Holding Company wins in 12 metrics, with 0 ties. City Holding Company appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | LendingClub | City Holding Company | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 23.78 | 14.93 | City Holding Company |
| Price-to-Book Ratio | 1.24 | 2.35 | LendingClub |
| Debt-to-Equity Ratio | 1.59 | 0.69 | City Holding Company |
| PEG Ratio | 0.15 | 0.89 | LendingClub |
| EV/EBITDA | 6.81 | N/A | N/A |
| Profit Margin (TTM) | 5.93% | 40.61% | City Holding Company |
| Operating Margin (TTM) | 16.30% | 52.66% | City Holding Company |
| EBITDA Margin (TTM) | 16.30% | 52.66% | City Holding Company |
| Return on Equity | 5.50% | 16.84% | City Holding Company |
| Return on Assets (TTM) | 0.61% | 1.89% | City Holding Company |
| Free Cash Flow (TTM) | $-2.69B | $129.19M | City Holding Company |
| Dividend Yield | N/A | 3.34% | N/A |
| 1-Year Return | 32.28% | 9.16% | LendingClub |
| Price-to-Sales Ratio (TTM) | 1.40 | 5.97 | LendingClub |
| Enterprise Value | $1.10B | $2.11B | City Holding Company |
| EV/Revenue Ratio | 0.88 | 7.02 | LendingClub |
| Revenue per Share (TTM) | $11 | $21 | City Holding Company |
| Earnings per Share (Diluted) | $0.64 | $8.30 | City Holding Company |
| Beta (Stock Volatility) | 2.46 | 0.56 | City Holding Company |
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends
LendingClub vs City Holding Company Stock Performance Analysis
Loading Price Chart...
Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| LendingClub | 6.18% | 5.23% | 25.75% | 62.94% | 30.79% | 1.12% |
| City Holding Company | 4.89% | 6.64% | 0.96% | 9.42% | 10.99% | 10.79% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| LendingClub | 32.28% | 18.02% | 194.40% | -74.46% | -86.79% | -86.79% |
| City Holding Company | 9.16% | 50.49% | 102.70% | 175.28% | 350.38% | 259.81% |
Performance & Financial Health Analysis: LendingClub vs City Holding Company
| Metric | LC | CHCO |
|---|---|---|
| Market Information | ||
| Market Cap | $1.75B | $1.80B |
| Market Cap Category | Small cap | Small cap |
| 10 Day Avg. Volume | 1,426,291 | 84,020 |
| 90 Day Avg. Volume | 2,175,190 | 117,340 |
| Last Close | $16.31 | $130.00 |
| 52 Week Range | $7.90 - $18.75 | $102.22 - $137.28 |
| % from 52W High | -13.01% | -5.30% |
| All-Time High | $146.45 (Dec 15, 2014) | $137.28 (Nov 25, 2024) |
| % from All-Time High | -88.86% | -5.30% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.19% | 0.10% |
| Quarterly Earnings Growth | 1.56% | 0.15% |
| Financial Health | ||
| Profit Margin (TTM) | 0.06% | 0.41% |
| Operating Margin (TTM) | 0.16% | 0.53% |
| Return on Equity (TTM) | 0.06% | 0.17% |
| Debt to Equity (MRQ) | 1.59 | 0.69 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $12.25 | $52.72 |
| Cash per Share (MRQ) | $6.56 | $14.72 |
| Operating Cash Flow (TTM) | $-1,907,550,976 | $131.14M |
| Levered Free Cash Flow (TTM) | $-621,227,136 | $116.03M |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 3.34% |
| Last 12-Month Dividend | N/A | $3.87 |
Valuation & Enterprise Metrics Analysis: LendingClub vs City Holding Company
| Metric | LC | CHCO |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 23.78 | 14.93 |
| Forward P/E | 18.12 | 16.48 |
| PEG Ratio | 0.15 | 0.89 |
| Price to Sales (TTM) | 1.40 | 5.97 |
| Price to Book (MRQ) | 1.24 | 2.35 |
| Market Capitalization | ||
| Market Capitalization | $1.75B | $1.80B |
| Enterprise Value | $1.10B | $2.11B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 0.88 | 7.02 |
| Enterprise to EBITDA | 6.81 | N/A |
| Risk & Other Metrics | ||
| Beta | 2.46 | 0.56 |
| Book Value per Share (MRQ) | $12.25 | $52.72 |
Financial Statements Comparison: LendingClub vs City Holding Company
Financial Metrics
Loading Financial Charts...
Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | LC | CHCO |
|---|---|---|
| Revenue/Sales | $217.71M | $72.40M |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $15.70M | $36.92M |
| Income Tax | $4.02M | $6.58M |
| Net Income (Profit) | $11.67M | $30.34M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | LC | CHCO |
|---|---|---|
| Cash & Equivalents | $895.52M | $384.71M |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $25.57M | $150.00M |
| Total Shareholders Equity | $1.36B | $756.34M |
| Retained Earnings | $-325.81M | $871.41M |
| Property, Plant & Equipment | $19.27M | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | LC | CHCO |
|---|---|---|
| Operating Cash Flow | $-386.43M | $31.23M |
| Capital Expenditures | $-13.07M | $-207,000 |
| Free Cash Flow | $-352.32M | $31.26M |
| Debt Repayment | $0 | $-186,000 |
| Common Stock Repurchase | N/A | $-9.46M |
Short Interest & Institutional Ownership Analysis
| Metric | LC | CHCO |
|---|---|---|
| Shares Short | 5.67M | 875,149 |
| Short Ratio | 2.64 | 5.60 |
| Short % of Float | 0.05% | 0.09% |
| Average Daily Volume (10 Day) | 1,426,291 | 84,020 |
| Average Daily Volume (90 Day) | 2,175,190 | 117,340 |
| Shares Outstanding | 113.38M | 14.71M |
| Float Shares | 105.42M | 14.22M |
| % Held by Insiders | 0.03% | 0.04% |
| % Held by Institutions | 0.82% | 0.74% |
Dividend Analysis & Yield Comparison: LendingClub vs City Holding Company
| Metric | LC | CHCO |
|---|---|---|
| Last 12-Month Dividend | N/A | $3.87 |
| Last 12-Month Dividend Yield | N/A | 3.34% |
| 3-Year Avg Annual Dividend | N/A | $3.07 |
| 3-Year Avg Dividend Yield | N/A | 0.69% |
| 3-Year Total Dividends | N/A | $9.20 |
| Ex-Dividend Date | N/A | Jul 15, 2025 |