LendingClub [LC] vs Northwest Bancshares [NWBI] Detailed Stock Comparison
LendingClub
NYSE
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Northwest Bancshares
NASDAQ
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TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: LendingClub wins in 4 metrics, Northwest Bancshares wins in 13 metrics, with 0 ties. Northwest Bancshares appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | LendingClub | Northwest Bancshares | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 23.06 | 11.13 | Northwest Bancshares |
| Price-to-Book Ratio | 1.20 | 0.97 | Northwest Bancshares |
| Debt-to-Equity Ratio | 1.59 | 0.29 | Northwest Bancshares |
| PEG Ratio | 0.15 | 0.02 | Northwest Bancshares |
| EV/EBITDA | 5.97 | N/A | N/A |
| Profit Margin (TTM) | 5.93% | 25.54% | Northwest Bancshares |
| Operating Margin (TTM) | 16.30% | 37.47% | Northwest Bancshares |
| EBITDA Margin (TTM) | 16.30% | 37.47% | Northwest Bancshares |
| Return on Equity | 5.50% | 8.97% | Northwest Bancshares |
| Return on Assets (TTM) | 0.61% | 0.99% | Northwest Bancshares |
| Free Cash Flow (TTM) | $-2.69B | $125.36M | Northwest Bancshares |
| Dividend Yield | N/A | 8.55% | N/A |
| 1-Year Return | 19.15% | -5.35% | LendingClub |
| Price-to-Sales Ratio (TTM) | 1.36 | 3.25 | LendingClub |
| Enterprise Value | $963.39M | $2.00B | Northwest Bancshares |
| EV/Revenue Ratio | 0.77 | 3.56 | LendingClub |
| Revenue per Share (TTM) | $11 | $4 | LendingClub |
| Earnings per Share (Diluted) | $0.64 | $1.12 | Northwest Bancshares |
| Beta (Stock Volatility) | 2.49 | 0.66 | Northwest Bancshares |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
LendingClub vs Northwest Bancshares Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| LendingClub | 0.34% | -8.07% | -10.24% | 20.90% | 67.72% | -8.18% |
| Northwest Bancshares | 0.72% | 1.05% | -1.41% | -5.78% | 13.15% | -3.09% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| LendingClub | 19.15% | 35.25% | 197.39% | -79.37% | -88.00% | -88.00% |
| Northwest Bancshares | -5.35% | -10.86% | 22.66% | -4.56% | 21.94% | 43.87% |
News Based Sentiment: LendingClub vs Northwest Bancshares
LendingClub
News based Sentiment: MIXED
October was a mixed month for LendingClub, with an analyst downgrade and insider selling countered by an undervaluation assessment and strong Q2 earnings. The conflicting signals create a nuanced investment picture, making it a moderately important month for investors to assess the company's trajectory.
Northwest Bancshares
News based Sentiment: POSITIVE
Northwest Bancshares demonstrated strong Q2 earnings, appointed a key leader to drive wealth management growth, and maintains a consistent dividend, all contributing to a positive investment narrative. Analyst sentiment is improving, and the stock is showing positive momentum, suggesting a strengthening outlook.
Performance & Financial Health Analysis: LendingClub vs Northwest Bancshares
| Metric | LC | NWBI |
|---|---|---|
| Market Information | ||
| Market Cap | $1.69B | $1.85B |
| Market Cap Category | Small cap | Small cap |
| 10 Day Avg. Volume | 1,500,770 | 646,052 |
| 90 Day Avg. Volume | 1,462,067 | 796,484 |
| Last Close | $14.81 | $12.56 |
| 52 Week Range | $7.90 - $18.75 | $10.75 - $15.42 |
| % from 52W High | -21.01% | -18.55% |
| All-Time High | $146.45 (Dec 15, 2014) | $19.10 (Dec 05, 2016) |
| % from All-Time High | -89.89% | -34.24% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.19% | 0.44% |
| Quarterly Earnings Growth | 1.56% | 6.09% |
| Financial Health | ||
| Profit Margin (TTM) | 0.06% | 0.26% |
| Operating Margin (TTM) | 0.16% | 0.37% |
| Return on Equity (TTM) | 0.06% | 0.09% |
| Debt to Equity (MRQ) | 1.59 | 0.29 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $12.25 | $12.84 |
| Cash per Share (MRQ) | $6.56 | $2.05 |
| Operating Cash Flow (TTM) | $-1,907,550,976 | $121.60M |
| Levered Free Cash Flow (TTM) | $-621,227,136 | $100.15M |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 8.55% |
| Last 12-Month Dividend | N/A | $1.00 |
Valuation & Enterprise Metrics Analysis: LendingClub vs Northwest Bancshares
| Metric | LC | NWBI |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 23.06 | 11.13 |
| Forward P/E | 17.57 | 12.23 |
| PEG Ratio | 0.15 | 0.02 |
| Price to Sales (TTM) | 1.36 | 3.25 |
| Price to Book (MRQ) | 1.20 | 0.97 |
| Market Capitalization | ||
| Market Capitalization | $1.69B | $1.85B |
| Enterprise Value | $963.39M | $2.00B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 0.77 | 3.56 |
| Enterprise to EBITDA | 5.97 | N/A |
| Risk & Other Metrics | ||
| Beta | 2.49 | 0.66 |
| Book Value per Share (MRQ) | $12.25 | $12.84 |
Financial Statements Comparison: LendingClub vs Northwest Bancshares
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | LC | NWBI |
|---|---|---|
| Revenue/Sales | $217.71M | $149.54M |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $15.70M | $44.10M |
| Income Tax | $4.02M | $10.42M |
| Net Income (Profit) | $11.67M | $33.68M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | LC | NWBI |
|---|---|---|
| Cash & Equivalents | $895.52M | $353.20M |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $25.57M | $244.52M |
| Total Shareholders Equity | $1.36B | $1.63B |
| Retained Earnings | $-325.81M | $691.07M |
| Property, Plant & Equipment | $19.27M | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | LC | NWBI |
|---|---|---|
| Operating Cash Flow | $-386.43M | $100.84M |
| Capital Expenditures | $-13.07M | $-1.82M |
| Free Cash Flow | $-352.32M | $105.79M |
| Debt Repayment | $0 | N/A |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | LC | NWBI |
|---|---|---|
| Shares Short | 5.56M | 4.32M |
| Short Ratio | 3.91 | 5.86 |
| Short % of Float | 0.05% | 0.04% |
| Average Daily Volume (10 Day) | 1,500,770 | 646,052 |
| Average Daily Volume (90 Day) | 1,462,067 | 796,484 |
| Shares Outstanding | 113.38M | 127.51M |
| Float Shares | 105.45M | 144.65M |
| % Held by Insiders | 0.03% | 0.01% |
| % Held by Institutions | 0.81% | 0.64% |
Dividend Analysis & Yield Comparison: LendingClub vs Northwest Bancshares
| Metric | LC | NWBI |
|---|---|---|
| Last 12-Month Dividend | N/A | $1.00 |
| Last 12-Month Dividend Yield | N/A | 8.55% |
| 3-Year Avg Annual Dividend | N/A | $0.87 |
| 3-Year Avg Dividend Yield | N/A | 1.59% |
| 3-Year Total Dividends | N/A | $2.60 |
| Ex-Dividend Date | N/A | Aug 08, 2025 |