Loandepot [LDI] vs Better Home [BETR] Detailed Stock Comparison
Loandepot
NYSE
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Better Home
NASDAQ
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TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: Loandepot wins in 10 metrics, Better Home wins in 6 metrics, with 0 ties. Loandepot appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Loandepot | Better Home | Better |
|---|---|---|---|
| P/E Ratio (TTM) | -6.21 | 55.51 | Loandepot |
| Price-to-Book Ratio | 2.68 | 9.97 | Loandepot |
| Debt-to-Equity Ratio | 1,232.46 | 757.65 | Better Home |
| PEG Ratio | 0.09 | -11.07 | Better Home |
| EV/EBITDA | N/A | -8.09 | N/A |
| Profit Margin (TTM) | -5.97% | -153.25% | Loandepot |
| Operating Margin (TTM) | -13.12% | -78.31% | Loandepot |
| Return on Equity | -25.69% | -329.74% | Loandepot |
| Return on Assets (TTM) | -2.15% | -18.29% | Loandepot |
| Free Cash Flow (TTM) | $-891.81M | $-390.05M | Better Home |
| 1-Year Return | 18.96% | 205.85% | Better Home |
| Price-to-Sales Ratio (TTM) | 1.03 | 4.01 | Loandepot |
| Enterprise Value | $5.74B | $1.25B | Loandepot |
| EV/Revenue Ratio | 5.11 | 9.58 | Loandepot |
| Gross Profit Margin (TTM) | N/A | 19.31% | N/A |
| Revenue per Share (TTM) | $6 | $9 | Better Home |
| Earnings per Share (Diluted) | $-0.33 | $-13.22 | Loandepot |
| Beta (Stock Volatility) | 3.05 | 1.60 | Better Home |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
Loandepot vs Better Home Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Loandepot | -1.84% | -22.14% | 56.86% | 146.15% | 148.06% | 64.10% |
| Better Home | -16.48% | 74.80% | 184.83% | 356.90% | 301.22% | 512.36% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Loandepot | 18.96% | 135.29% | -89.83% | -89.83% | -89.83% | -89.83% |
| Better Home | 205.85% | -5.93% | -5.93% | -5.93% | -5.93% | -5.93% |
News Based Sentiment: Loandepot vs Better Home
Loandepot
News based Sentiment: NEGATIVE
September was a turbulent month for loanDepot, dominated by significant insider selling that overshadowed any positive developments like the Citron Research report or the new leadership appointments. The mixed financial results and capital raising activities add to the uncertainty, making it a high-risk investment despite the ongoing turnaround plan.
Better Home
News based Sentiment: MIXED
September was a pivotal month for Better Home & Finance, showcasing both impressive financial gains and significant volatility. The debt reduction, HELOC growth, and Russell index inclusion were positive catalysts, but insider selling and mixed analyst opinions create a complex investment picture. The dramatic stock surge late in the month adds another layer of uncertainty.
Performance & Financial Health Analysis: Loandepot vs Better Home
| Metric | LDI | BETR |
|---|---|---|
| Market Information | ||
| Market Cap | $662.68M | $764.26M |
| Market Cap Category | Small cap | Small cap |
| 10 Day Avg. Volume | 24,790,750 | 851,850 |
| 90 Day Avg. Volume | 12,500,210 | 337,653 |
| Last Close | $3.20 | $55.97 |
| 52 Week Range | $1.01 - $5.05 | $7.71 - $94.06 |
| % from 52W High | -36.63% | -40.50% |
| All-Time High | $39.85 (Feb 08, 2021) | $99.00 (Aug 21, 2023) |
| % from All-Time High | -91.97% | -43.46% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.14% | 0.37% |
| Quarterly Earnings Growth | 0.22% | 0.82% |
| Financial Health | ||
| Profit Margin (TTM) | -0.06% | -1.53% |
| Operating Margin (TTM) | -0.13% | -0.78% |
| Return on Equity (TTM) | -0.26% | -3.30% |
| Debt to Equity (MRQ) | 1,232.46 | 757.65 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $1.30 | $5.01 |
| Cash per Share (MRQ) | $2.70 | $6.04 |
| Operating Cash Flow (TTM) | $-420,868,992 | $-230,104,000 |
| Levered Free Cash Flow (TTM) | $-98,331,000 | $-206,290,000 |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | N/A |
| Last 12-Month Dividend | $0.00 | N/A |
Valuation & Enterprise Metrics Analysis: Loandepot vs Better Home
| Metric | LDI | BETR |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | -6.21 | 55.51 |
| Forward P/E | 18.37 | -19.99 |
| PEG Ratio | 0.09 | -11.07 |
| Price to Sales (TTM) | 1.03 | 4.01 |
| Price to Book (MRQ) | 2.68 | 9.97 |
| Market Capitalization | ||
| Market Capitalization | $662.68M | $764.26M |
| Enterprise Value | $5.74B | $1.25B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 5.11 | 9.58 |
| Enterprise to EBITDA | N/A | -8.09 |
| Risk & Other Metrics | ||
| Beta | 3.05 | 1.60 |
| Book Value per Share (MRQ) | $1.30 | $5.01 |
Financial Statements Comparison: Loandepot vs Better Home
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | LDI | BETR |
|---|---|---|
| Revenue/Sales | $208.65M | $34.79M |
| Cost of Goods Sold | N/A | $55.67M |
| Gross Profit | N/A | $-20.88M |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | $-50.22M |
| EBITDA | N/A | $-46.25M |
| Pre-Tax Income | $-46.10M | $-50.41M |
| Income Tax | $-5.41M | $145,000 |
| Net Income (Profit) | $-40.70M | $-50.56M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | LDI | BETR |
|---|---|---|
| Cash & Equivalents | $371.48M | $110.57M |
| Total Current Assets | N/A | $948.66M |
| Total Current Liabilities | N/A | $562.42M |
| Long-Term Debt | $1.97B | $528.92M |
| Total Shareholders Equity | $469.30M | $-102.15M |
| Retained Earnings | $-573.59M | $-1.96B |
| Property, Plant & Equipment | $82.87M | $7.89M |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | LDI | BETR |
|---|---|---|
| Operating Cash Flow | $-22.13M | $-48.46M |
| Capital Expenditures | $-6.80M | $-202,000 |
| Free Cash Flow | $-186.69M | $-59.73M |
| Debt Repayment | $-3.89B | $-8.11M |
| Common Stock Repurchase | $-635,000 | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | LDI | BETR |
|---|---|---|
| Shares Short | 8.33M | 447,509 |
| Short Ratio | 3.92 | 7.41 |
| Short % of Float | 0.10% | 0.08% |
| Average Daily Volume (10 Day) | 24,790,750 | 851,850 |
| Average Daily Volume (90 Day) | 12,500,210 | 337,653 |
| Shares Outstanding | 196.12M | 15.17M |
| Float Shares | 92.77M | 7.07M |
| % Held by Insiders | 0.15% | 0.32% |
| % Held by Institutions | 0.29% | 0.52% |
Dividend Analysis & Yield Comparison: Loandepot vs Better Home
| Metric | LDI | BETR |
|---|---|---|
| Last 12-Month Dividend | $0.00 | N/A |
| Last 12-Month Dividend Yield | N/A | N/A |
| 3-Year Avg Annual Dividend | $0.00 | N/A |
| 3-Year Avg Dividend Yield | N/A | N/A |
| 3-Year Total Dividends | $0.00 | N/A |
| Ex-Dividend Date | N/A | N/A |