Lufax Holding [LU] vs SLM [SLM] Detailed Stock Comparison
Lufax Holding
NYSE
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SLM
NASDAQ
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TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: Lufax Holding wins in 9 metrics, SLM wins in 7 metrics, with 0 ties. Lufax Holding appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Lufax Holding | SLM | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 19.95 | 13.37 | SLM |
| Price-to-Book Ratio | 0.04 | 2.70 | Lufax Holding |
| Debt-to-Equity Ratio | 55.13 | 269.94 | Lufax Holding |
| PEG Ratio | -0.02 | -0.19 | SLM |
| EV/EBITDA | -0.19 | N/A | N/A |
| Profit Margin (TTM) | -10.32% | 36.64% | SLM |
| Operating Margin (TTM) | -12.79% | 34.38% | SLM |
| EBITDA Margin (TTM) | N/A | 34.38% | N/A |
| Return on Equity | -3.45% | 18.99% | SLM |
| Return on Assets (TTM) | 3.11% | 1.51% | Lufax Holding |
| Free Cash Flow (TTM) | $2.10B | $-329.40M | Lufax Holding |
| Dividend Yield | N/A | 1.92% | N/A |
| 1-Year Return | 21.36% | 16.54% | Lufax Holding |
| Price-to-Sales Ratio (TTM) | 0.11 | 4.76 | Lufax Holding |
| Enterprise Value | $-306.78M | $8.26B | SLM |
| EV/Revenue Ratio | -0.07 | 6.85 | Lufax Holding |
| Revenue per Share (TTM) | $53 | $6 | Lufax Holding |
| Earnings per Share (Diluted) | $-0.76 | $2.06 | SLM |
| Beta (Stock Volatility) | 0.69 | 1.12 | Lufax Holding |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
Lufax Holding vs SLM Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Lufax Holding | 2.25% | 0.74% | 40.07% | 49.27% | 64.92% | 71.13% |
| SLM | -1.56% | -3.25% | -10.91% | -21.16% | 8.78% | -0.84% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Lufax Holding | 21.36% | -48.10% | -92.04% | -92.04% | -92.04% | -92.04% |
| SLM | 16.54% | 79.37% | 188.20% | 291.34% | 576.31% | 44.41% |
News Based Sentiment: Lufax Holding vs SLM
Lufax Holding
News sentiment data is not available for Lufax Holding at this time.
SLM
News based Sentiment: MIXED
October was a month of conflicting signals for SLM, with an earnings miss offset by a revenue beat, a strategic shift towards higher-quality loans, and a generally positive analyst outlook tempered by insider selling and a declining stock price. The company is navigating a challenging environment, making it a cautiously optimistic investment.
Performance & Financial Health Analysis: Lufax Holding vs SLM
| Metric | LU | SLM |
|---|---|---|
| Market Information | ||
| Market Cap | $4.70B | $5.85B |
| Market Cap Category | Mid cap | Mid cap |
| 10 Day Avg. Volume | 4,627,910 | 3,219,710 |
| 90 Day Avg. Volume | 2,896,877 | 2,976,910 |
| Last Close | $4.09 | $27.12 |
| 52 Week Range | $2.22 - $4.57 | $21.10 - $34.97 |
| % from 52W High | -10.50% | -22.45% |
| All-Time High | $80.68 (Nov 09, 2020) | $34.97 (Jul 08, 2025) |
| % from All-Time High | -94.93% | -22.45% |
| Growth Metrics | ||
| Quarterly Revenue Growth | -0.31% | -0.49% |
| Quarterly Earnings Growth | -0.32% | -0.72% |
| Financial Health | ||
| Profit Margin (TTM) | -0.10% | 0.37% |
| Operating Margin (TTM) | -0.13% | 0.34% |
| Return on Equity (TTM) | -0.03% | 0.19% |
| Debt to Equity (MRQ) | 55.13 | 269.94 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $108.24 | $10.19 |
| Cash per Share (MRQ) | $37.01 | $19.87 |
| Operating Cash Flow (TTM) | $1.22B | $-393,662,016 |
| Levered Free Cash Flow (TTM) | $6.57B | $590.03M |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 1.92% |
| Last 12-Month Dividend | $0.00 | $0.63 |
Valuation & Enterprise Metrics Analysis: Lufax Holding vs SLM
| Metric | LU | SLM |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 19.95 | 13.37 |
| Forward P/E | 20.00 | 9.18 |
| PEG Ratio | -0.02 | -0.19 |
| Price to Sales (TTM) | 0.11 | 4.76 |
| Price to Book (MRQ) | 0.04 | 2.70 |
| Market Capitalization | ||
| Market Capitalization | $4.70B | $5.85B |
| Enterprise Value | $-306,782,400 | $8.26B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | -0.07 | 6.85 |
| Enterprise to EBITDA | -0.19 | N/A |
| Risk & Other Metrics | ||
| Beta | 0.69 | 1.12 |
| Book Value per Share (MRQ) | $108.24 | $10.19 |
Financial Statements Comparison: Lufax Holding vs SLM
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | LU | SLM |
|---|---|---|
| Revenue/Sales | $616.22M | $403.60M |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $-100.89M | $87.63M |
| Income Tax | $968,820 | $16.36M |
| Net Income (Profit) | $-101.86M | $71.27M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | LU | SLM |
|---|---|---|
| Cash & Equivalents | $3.80B | $3.70B |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $6.68B | $6.15B |
| Total Shareholders Equity | $12.13B | $2.40B |
| Retained Earnings | $8.84B | $4.39B |
| Property, Plant & Equipment | $64.80M | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | LU | SLM |
|---|---|---|
| Operating Cash Flow | N/A | $16.04M |
| Capital Expenditures | N/A | N/A |
| Free Cash Flow | $70.74M | $-146.05M |
| Debt Repayment | N/A | $-788.84M |
| Common Stock Repurchase | N/A | $-29.70M |
Short Interest & Institutional Ownership Analysis
| Metric | LU | SLM |
|---|---|---|
| Shares Short | 10.50M | 14.28M |
| Short Ratio | 5.12 | 5.58 |
| Short % of Float | N/A | 0.08% |
| Average Daily Volume (10 Day) | 4,627,910 | 3,219,710 |
| Average Daily Volume (90 Day) | 2,896,877 | 2,976,910 |
| Shares Outstanding | 161.00M | 210.38M |
| Float Shares | 417.25M | 206.28M |
| % Held by Insiders | 0.02% | 0.01% |
| % Held by Institutions | 0.12% | 1.11% |
Dividend Analysis & Yield Comparison: Lufax Holding vs SLM
| Metric | LU | SLM |
|---|---|---|
| Last 12-Month Dividend | $0.00 | $0.63 |
| Last 12-Month Dividend Yield | N/A | 1.92% |
| 3-Year Avg Annual Dividend | $0.35 | $0.50 |
| 3-Year Avg Dividend Yield | 4.95% | 0.58% |
| 3-Year Total Dividends | $1.04 | $1.51 |
| Ex-Dividend Date | Oct 11, 2023 | Sep 04, 2025 |