Mastercard [MA] vs PayPal Holdings [PYPL] Detailed Stock Comparison
Mastercard
NYSE
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PayPal Holdings
NASDAQ
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TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: Mastercard wins in 12 metrics, PayPal Holdings wins in 7 metrics, with 0 ties. Mastercard appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Mastercard | PayPal Holdings | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 38.45 | 14.63 | PayPal Holdings |
| Price-to-Book Ratio | 65.74 | 3.25 | PayPal Holdings |
| Debt-to-Equity Ratio | 240.92 | 60.25 | PayPal Holdings |
| PEG Ratio | 34.79 | 13.97 | PayPal Holdings |
| EV/EBITDA | 27.95 | 10.27 | PayPal Holdings |
| Profit Margin (TTM) | 44.93% | 14.49% | Mastercard |
| Operating Margin (TTM) | 59.92% | 19.29% | Mastercard |
| EBITDA Margin (TTM) | 59.92% | 19.29% | Mastercard |
| Return on Equity | 176.95% | 22.92% | Mastercard |
| Return on Assets (TTM) | 23.68% | 4.61% | Mastercard |
| Free Cash Flow (TTM) | $13.59B | $6.77B | Mastercard |
| Dividend Yield | 0.53% | N/A | N/A |
| 1-Year Return | 24.60% | 7.26% | Mastercard |
| Price-to-Sales Ratio (TTM) | 17.03 | 2.02 | PayPal Holdings |
| Enterprise Value | $524.74B | $67.14B | Mastercard |
| EV/Revenue Ratio | 17.35 | 2.08 | PayPal Holdings |
| Gross Profit Margin (TTM) | 77.23% | 46.38% | Mastercard |
| Revenue per Share (TTM) | $33 | $33 | Mastercard |
| Earnings per Share (Diluted) | $14.82 | $4.67 | Mastercard |
| Beta (Stock Volatility) | 1.03 | 1.42 | Mastercard |
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends
Mastercard vs PayPal Holdings Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Mastercard | 2.34% | -0.93% | -0.69% | -0.90% | -0.27% | 7.43% |
| PayPal Holdings | -0.84% | -0.79% | -10.45% | -0.68% | -11.76% | -20.84% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Mastercard | 24.60% | 60.65% | 74.15% | 481.40% | 2,602.42% | 12,575.50% |
| PayPal Holdings | 7.26% | -31.34% | -63.74% | 82.01% | 100.12% | 100.12% |
Performance & Financial Health Analysis: Mastercard vs PayPal Holdings
| Metric | MA | PYPL |
|---|---|---|
| Market Information | ||
| Market Cap | $515.12B | $65.26B |
| Market Cap Category | Mega cap | Large cap |
| 10 Day Avg. Volume | 2,616,790 | 15,065,631 |
| 90 Day Avg. Volume | 2,881,360 | 11,140,307 |
| Last Close | $574.34 | $67.64 |
| 52 Week Range | $451.03 - $594.71 | $55.85 - $93.66 |
| % from 52W High | -3.43% | -27.78% |
| All-Time High | $594.71 (Jun 11, 2025) | $310.16 (Jul 26, 2021) |
| % from All-Time High | -3.43% | -78.19% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.17% | 0.05% |
| Quarterly Earnings Growth | 0.14% | 0.12% |
| Financial Health | ||
| Profit Margin (TTM) | 0.45% | 0.14% |
| Operating Margin (TTM) | 0.60% | 0.19% |
| Return on Equity (TTM) | 1.77% | 0.23% |
| Debt to Equity (MRQ) | 240.92 | 60.25 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $8.67 | $21.04 |
| Cash per Share (MRQ) | $10.36 | $10.48 |
| Operating Cash Flow (TTM) | $16.95B | $6.07B |
| Levered Free Cash Flow (TTM) | $15.46B | $1.01B |
| Dividends | ||
| Last 12-Month Dividend Yield | 0.53% | N/A |
| Last 12-Month Dividend | $2.84 | N/A |
Valuation & Enterprise Metrics Analysis: Mastercard vs PayPal Holdings
| Metric | MA | PYPL |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 38.45 | 14.63 |
| Forward P/E | 34.79 | 13.97 |
| PEG Ratio | 34.79 | 13.97 |
| Price to Sales (TTM) | 17.03 | 2.02 |
| Price to Book (MRQ) | 65.74 | 3.25 |
| Market Capitalization | ||
| Market Capitalization | $515.12B | $65.26B |
| Enterprise Value | $524.74B | $67.14B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 17.35 | 2.08 |
| Enterprise to EBITDA | 27.95 | 10.27 |
| Risk & Other Metrics | ||
| Beta | 1.03 | 1.42 |
| Book Value per Share (MRQ) | $8.67 | $21.04 |
Financial Statements Comparison: Mastercard vs PayPal Holdings
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | MA | PYPL |
|---|---|---|
| Revenue/Sales | $7.25B | $7.79B |
| Cost of Goods Sold | $1.69B | $4.08B |
| Gross Profit | $5.56B | $3.72B |
| Research & Development | N/A | $731.00M |
| Operating Income (EBIT) | $4.30B | $1.60B |
| EBITDA | $4.58B | $1.97B |
| Pre-Tax Income | $4.03B | $1.60B |
| Income Tax | $751.00M | $316.00M |
| Net Income (Profit) | $3.28B | $1.29B |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | MA | PYPL |
|---|---|---|
| Cash & Equivalents | $7.58B | $7.45B |
| Total Current Assets | $19.80B | $60.61B |
| Total Current Liabilities | $17.83B | $46.62B |
| Long-Term Debt | $18.80B | $11.42B |
| Total Shareholders Equity | $6.70B | $20.25B |
| Retained Earnings | $75.50B | $28.65B |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | MA | PYPL |
|---|---|---|
| Operating Cash Flow | $4.47B | $1.24B |
| Capital Expenditures | $-159.00M | $-194.00M |
| Free Cash Flow | $2.02B | $964.00M |
| Debt Repayment | $-750.00M | $0 |
| Common Stock Repurchase | $-2.55B | $-1.50B |
Short Interest & Institutional Ownership Analysis
| Metric | MA | PYPL |
|---|---|---|
| Shares Short | 5.15M | 32.44M |
| Short Ratio | 1.45 | 3.18 |
| Short % of Float | 0.01% | 0.03% |
| Average Daily Volume (10 Day) | 2,616,790 | 15,065,631 |
| Average Daily Volume (90 Day) | 2,881,360 | 11,140,307 |
| Shares Outstanding | 913.40M | 993.00M |
| Float Shares | 896.04M | 952.26M |
| % Held by Insiders | 0.01% | 0.00% |
| % Held by Institutions | 0.90% | 0.81% |
Dividend Analysis & Yield Comparison: Mastercard vs PayPal Holdings
| Metric | MA | PYPL |
|---|---|---|
| Last 12-Month Dividend | $2.84 | N/A |
| Last 12-Month Dividend Yield | 0.53% | N/A |
| 3-Year Avg Annual Dividend | $2.09 | N/A |
| 3-Year Avg Dividend Yield | 0.15% | N/A |
| 3-Year Total Dividends | $6.28 | N/A |
| Ex-Dividend Date | Apr 09, 2025 | N/A |