Mastercard [MA] vs PayPal Holdings [PYPL] Detailed Stock Comparison

Mastercard

NYSE
Loading...

PayPal Holdings

NASDAQ
Loading...

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Mastercard wins in 12 metrics, PayPal Holdings wins in 7 metrics, with 0 ties. Mastercard appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricMastercardPayPal HoldingsBetter
P/E Ratio (TTM)38.1614.05PayPal Holdings
Price-to-Book Ratio65.543.23PayPal Holdings
Debt-to-Equity Ratio240.9260.25PayPal Holdings
PEG Ratio2.350.69PayPal Holdings
EV/EBITDA27.8710.52PayPal Holdings
Profit Margin (TTM)44.93%14.49%Mastercard
Operating Margin (TTM)59.92%19.29%Mastercard
EBITDA Margin (TTM)59.92%19.29%Mastercard
Return on Equity176.95%22.92%Mastercard
Return on Assets (TTM)23.68%4.61%Mastercard
Free Cash Flow (TTM)$13.59B$6.77BMastercard
Dividend Yield0.53%N/AN/A
1-Year Return15.28%-16.00%Mastercard
Price-to-Sales Ratio (TTM)16.892.01PayPal Holdings
Enterprise Value$523.23B$68.73BMastercard
EV/Revenue Ratio17.302.13PayPal Holdings
Gross Profit Margin (TTM)77.23%46.38%Mastercard
Revenue per Share (TTM)$33$33Mastercard
Earnings per Share (Diluted)$14.89$4.84Mastercard
Beta (Stock Volatility)0.991.44Mastercard
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

Mastercard vs PayPal Holdings Stock Performance Analysis

Loading Price Chart...

Mastercard
PayPal Holdings
Mastercard Stock Overview | PayPal Holdings Stock Overview

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Mastercard0.87%0.87%-3.06%1.62%4.61%9.83%
PayPal Holdings-0.60%-1.77%-3.74%-11.46%0.85%-22.65%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Mastercard15.28%94.52%62.82%498.80%2,477.58%12,678.84%
PayPal Holdings-16.00%-26.07%-66.21%107.92%92.16%92.16%

News Based Sentiment: Mastercard vs PayPal Holdings

Mastercard

News based Sentiment: POSITIVE

Mastercard demonstrated a strong September with strategic partnerships, positive financial guidance, and continued shareholder returns. While insider selling remains a factor, the overall narrative is positive, indicating the company is well-positioned for growth in the expanding digital payments market, particularly in the Asia-Pacific region.

View Mastercard News Sentiment Analysis

PayPal Holdings

News based Sentiment: MIXED

PayPal reported strong Q2 2025 earnings and raised its full-year guidance, indicating positive business momentum. However, the stock's decline following the announcement and mixed signals from insider and institutional activity create a complex investment picture, making this a significant but not overwhelmingly positive month.

View PayPal Holdings News Sentiment Analysis

Performance & Financial Health Analysis: Mastercard vs PayPal Holdings

MetricMAPYPL
Market Information
Market Cap i$513.61B$64.07B
Market Cap CategoryMega capLarge cap
10 Day Avg. Volume i3,226,23013,365,328
90 Day Avg. Volume i2,616,46010,682,483
Last Close$573.77$66.66
52 Week Range$465.59 - $601.77$55.85 - $93.66
% from 52W High-4.65%-28.83%
All-Time High$601.77 (Aug 22, 2025)$310.16 (Jul 26, 2021)
% from All-Time High-4.65%-78.51%
Growth Metrics
Quarterly Revenue Growth0.17%0.05%
Quarterly Earnings Growth0.14%0.12%
Financial Health
Profit Margin (TTM) i0.45%0.14%
Operating Margin (TTM) i0.60%0.19%
Return on Equity (TTM) i1.77%0.23%
Debt to Equity (MRQ) i240.9260.25
Cash & Liquidity
Book Value per Share (MRQ)$8.67$21.04
Cash per Share (MRQ)$10.36$10.48
Operating Cash Flow (TTM) i$16.95B$6.07B
Levered Free Cash Flow (TTM) i$15.46B$1.01B
Dividends
Last 12-Month Dividend Yield i0.53%N/A
Last 12-Month Dividend i$2.84N/A

Valuation & Enterprise Metrics Analysis: Mastercard vs PayPal Holdings

MetricMAPYPL
Price Ratios
P/E Ratio (TTM) i38.1614.05
Forward P/E i34.6813.91
PEG Ratio i2.350.69
Price to Sales (TTM) i16.892.01
Price to Book (MRQ) i65.543.23
Market Capitalization
Market Capitalization i$513.61B$64.07B
Enterprise Value i$523.23B$68.73B
Enterprise Value Metrics
Enterprise to Revenue i17.302.13
Enterprise to EBITDA i27.8710.52
Risk & Other Metrics
Beta i0.991.44
Book Value per Share (MRQ) i$8.67$21.04

Financial Statements Comparison: Mastercard vs PayPal Holdings

Financial Metrics

Loading Financial Charts...

Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)MAPYPL
Revenue/Sales i$7.25B$7.79B
Cost of Goods Sold i$1.69B$4.08B
Gross Profit i$5.56B$3.72B
Research & Development iN/A$731.00M
Operating Income (EBIT) i$4.30B$1.60B
EBITDA i$4.58B$1.97B
Pre-Tax Income i$4.03B$1.60B
Income Tax i$751.00M$316.00M
Net Income (Profit) i$3.28B$1.29B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)MAPYPL
Cash & Equivalents i$7.58B$7.45B
Total Current Assets i$19.80B$60.61B
Total Current Liabilities i$17.83B$46.62B
Long-Term Debt i$18.80B$11.42B
Total Shareholders Equity i$6.70B$20.25B
Retained Earnings i$75.50B$28.65B
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)MAPYPL
Operating Cash Flow i$4.47B$1.24B
Capital Expenditures i$-159.00M$-194.00M
Free Cash Flow i$2.02B$964.00M
Debt Repayment i$-750.00M$0
Common Stock Repurchase i$-2.55B$-1.50B

Short Interest & Institutional Ownership Analysis

MetricMAPYPL
Shares Short i5.88M29.86M
Short Ratio i2.553.23
Short % of Float i0.01%0.03%
Average Daily Volume (10 Day) i3,226,23013,365,328
Average Daily Volume (90 Day) i2,616,46010,682,483
Shares Outstanding i913.40M993.00M
Float Shares i896.00M952.18M
% Held by Insiders i0.01%0.00%
% Held by Institutions i0.90%0.82%

Dividend Analysis & Yield Comparison: Mastercard vs PayPal Holdings

MetricMAPYPL
Last 12-Month Dividend i$2.84N/A
Last 12-Month Dividend Yield i0.53%N/A
3-Year Avg Annual Dividend i$2.09N/A
3-Year Avg Dividend Yield i0.15%N/A
3-Year Total Dividends i$6.28N/A
Ex-Dividend DateApr 09, 2025N/A