Mastercard [MA] vs Visa [V] Detailed Stock Comparison

Mastercard

NYSE
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Visa

NYSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Mastercard wins in 6 metrics, Visa wins in 14 metrics, with 0 ties. Visa appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricMastercardVisaBetter
P/E Ratio (TTM)38.1632.90Visa
Price-to-Book Ratio65.5417.37Visa
Debt-to-Equity Ratio240.9265.02Visa
PEG Ratio2.352.72Mastercard
EV/EBITDA27.8724.31Visa
Profit Margin (TTM)44.93%52.16%Visa
Operating Margin (TTM)59.92%66.77%Visa
EBITDA Margin (TTM)59.92%66.77%Visa
Return on Equity176.95%51.76%Mastercard
Return on Assets (TTM)23.68%17.05%Mastercard
Free Cash Flow (TTM)$13.59B$18.69BVisa
Dividend Yield0.53%0.50%Mastercard
1-Year Return15.28%25.15%Visa
Price-to-Sales Ratio (TTM)16.8916.84Visa
Enterprise Value$523.23B$662.24BVisa
EV/Revenue Ratio17.3017.03Visa
Gross Profit Margin (TTM)77.23%80.60%Visa
Revenue per Share (TTM)$33$21Mastercard
Earnings per Share (Diluted)$14.89$10.34Mastercard
Beta (Stock Volatility)0.990.92Visa
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

Mastercard vs Visa Stock Performance Analysis

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Mastercard
Visa
Mastercard Stock Overview | Visa Stock Overview

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Mastercard0.87%0.87%-3.06%1.62%4.61%9.83%
Visa1.89%2.70%-0.64%-2.15%0.43%10.63%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Mastercard15.28%94.52%62.82%498.80%2,477.58%12,678.84%
Visa25.15%89.21%68.33%370.17%1,780.16%2,061.78%

News Based Sentiment: Mastercard vs Visa

Mastercard

News based Sentiment: POSITIVE

Mastercard demonstrated a strong September with strategic partnerships, positive financial guidance, and continued shareholder returns. While insider selling remains a factor, the overall narrative is positive, indicating the company is well-positioned for growth in the expanding digital payments market, particularly in the Asia-Pacific region.

View Mastercard News Sentiment Analysis

Visa

News based Sentiment: POSITIVE

October proved to be a highly positive month for Visa, highlighted by exceeding earnings expectations, launching key initiatives in AI and digital assets, and receiving favorable analyst upgrades. These developments collectively signal strong financial health, strategic positioning, and growth potential, making it a significant month for investors.

View Visa News Sentiment Analysis

Performance & Financial Health Analysis: Mastercard vs Visa

MetricMAV
Market Information
Market Cap i$513.61B$662.60B
Market Cap CategoryMega capMega cap
10 Day Avg. Volume i3,226,2307,569,970
90 Day Avg. Volume i2,616,4605,899,063
Last Close$573.77$347.83
52 Week Range$465.59 - $601.77$273.24 - $375.51
% from 52W High-4.65%-7.37%
All-Time High$601.77 (Aug 22, 2025)$375.51 (Jun 11, 2025)
% from All-Time High-4.65%-7.37%
Growth Metrics
Quarterly Revenue Growth0.17%0.14%
Quarterly Earnings Growth0.14%0.08%
Financial Health
Profit Margin (TTM) i0.45%0.52%
Operating Margin (TTM) i0.60%0.67%
Return on Equity (TTM) i1.77%0.52%
Debt to Equity (MRQ) i240.9265.02
Cash & Liquidity
Book Value per Share (MRQ)$8.67$19.58
Cash per Share (MRQ)$10.36$9.95
Operating Cash Flow (TTM) i$16.95B$23.48B
Levered Free Cash Flow (TTM) i$15.46B$18.05B
Dividends
Last 12-Month Dividend Yield i0.53%0.50%
Last 12-Month Dividend i$2.84$1.70

Valuation & Enterprise Metrics Analysis: Mastercard vs Visa

MetricMAV
Price Ratios
P/E Ratio (TTM) i38.1632.90
Forward P/E i34.6826.87
PEG Ratio i2.352.72
Price to Sales (TTM) i16.8916.84
Price to Book (MRQ) i65.5417.37
Market Capitalization
Market Capitalization i$513.61B$662.60B
Enterprise Value i$523.23B$662.24B
Enterprise Value Metrics
Enterprise to Revenue i17.3017.03
Enterprise to EBITDA i27.8724.31
Risk & Other Metrics
Beta i0.990.92
Book Value per Share (MRQ) i$8.67$19.58

Financial Statements Comparison: Mastercard vs Visa

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)MAV
Revenue/Sales i$7.25B$9.59B
Cost of Goods Sold i$1.69B$1.88B
Gross Profit i$5.56B$7.71B
Research & Development iN/AN/A
Operating Income (EBIT) i$4.30B$6.44B
EBITDA i$4.58B$6.74B
Pre-Tax Income i$4.03B$5.44B
Income Tax i$751.00M$861.00M
Net Income (Profit) i$3.28B$4.58B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)MAV
Cash & Equivalents i$7.58B$11.73B
Total Current Assets i$19.80B$32.93B
Total Current Liabilities i$17.83B$30.38B
Long-Term Debt i$18.80B$16.81B
Total Shareholders Equity i$6.70B$38.03B
Retained Earnings i$75.50B$16.52B
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)MAV
Operating Cash Flow i$4.47B$4.22B
Capital Expenditures i$-159.00M$-327.00M
Free Cash Flow i$2.02B$4.37B
Debt Repayment i$-750.00MN/A
Common Stock Repurchase i$-2.55B$-4.60B

Short Interest & Institutional Ownership Analysis

MetricMAV
Shares Short i5.88M26.74M
Short Ratio i2.555.29
Short % of Float i0.01%0.02%
Average Daily Volume (10 Day) i3,226,2307,569,970
Average Daily Volume (90 Day) i2,616,4605,899,063
Shares Outstanding i913.40M1.98B
Float Shares i896.00M1.76B
% Held by Insiders i0.01%0.01%
% Held by Institutions i0.90%0.90%

Dividend Analysis & Yield Comparison: Mastercard vs Visa

MetricMAV
Last 12-Month Dividend i$2.84$1.70
Last 12-Month Dividend Yield i0.53%0.50%
3-Year Avg Annual Dividend i$2.09$1.81
3-Year Avg Dividend Yield i0.15%0.19%
3-Year Total Dividends i$6.28$5.44
Ex-Dividend DateApr 09, 2025Feb 11, 2025