Nelnet [NNI] vs SLM [SLM] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: Nelnet wins in 8 metrics, SLM wins in 10 metrics, with 0 ties. SLM appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricNelnetSLMBetter
P/E Ratio (TTM)23.5115.47SLM
Price-to-Book Ratio1.333.13Nelnet
Debt-to-Equity Ratio257.42269.94Nelnet
PEG Ratio21.1610.62SLM
Profit Margin (TTM)14.15%36.64%SLM
Operating Margin (TTM)28.23%34.38%SLM
EBITDA Margin (TTM)28.23%34.38%SLM
Return on Equity5.63%18.99%SLM
Return on Assets (TTM)1.26%1.51%SLM
Free Cash Flow (TTM)$641.99M$-329.40MNelnet
Dividend Yield0.74%1.92%SLM
1-Year Return17.58%54.41%SLM
Price-to-Sales Ratio (TTM)3.325.50Nelnet
Enterprise Value$12.92B$9.16BNelnet
EV/Revenue Ratio9.467.59SLM
Revenue per Share (TTM)$37$6Nelnet
Earnings per Share (Diluted)$5.31$2.06Nelnet
Beta (Stock Volatility)0.901.14Nelnet
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends

Nelnet vs SLM Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Nelnet-2.08%0.60%2.26%18.99%12.73%18.76%
SLM1.05%-0.75%-8.26%0.13%5.38%15.39%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Nelnet17.58%38.06%96.98%206.55%562.16%262.04%
SLM54.41%96.91%331.44%256.55%663.55%75.72%

Performance & Financial Health Analysis: Nelnet vs SLM

MetricNNISLM
Market Information
Market Cap i$4.54B$6.64B
Market Cap CategoryMid capMid cap
10 Day Avg. Volume i75,4602,523,190
90 Day Avg. Volume i92,5532,228,630
Last Close$122.91$31.89
52 Week Range$98.15 - $130.41$19.64 - $34.97
% from 52W High-5.75%-8.81%
All-Time High$130.41 (Aug 07, 2025)$34.97 (Jul 08, 2025)
% from All-Time High-5.75%-8.81%
Growth Metrics
Quarterly Revenue Growth0.03%-0.49%
Quarterly Earnings Growth0.13%-0.72%
Financial Health
Profit Margin (TTM) i0.14%0.37%
Operating Margin (TTM) i0.28%0.34%
Return on Equity (TTM) i0.06%0.19%
Debt to Equity (MRQ) i257.42269.94
Cash & Liquidity
Book Value per Share (MRQ)$94.06$10.19
Cash per Share (MRQ)$6.11$19.87
Operating Cash Flow (TTM) i$542.50M$-393,662,016
Levered Free Cash Flow (TTM) i$180.50M$590.03M
Dividends
Last 12-Month Dividend Yield i0.74%1.92%
Last 12-Month Dividend i$0.84$0.63

Valuation & Enterprise Metrics Analysis: Nelnet vs SLM

MetricNNISLM
Price Ratios
P/E Ratio (TTM) i23.5115.47
Forward P/E i21.1610.62
PEG Ratio i21.1610.62
Price to Sales (TTM) i3.325.50
Price to Book (MRQ) i1.333.13
Market Capitalization
Market Capitalization i$4.54B$6.64B
Enterprise Value i$12.92B$9.16B
Enterprise Value Metrics
Enterprise to Revenue i9.467.59
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.901.14
Book Value per Share (MRQ) i$94.06$10.19

Financial Statements Comparison: Nelnet vs SLM

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)NNISLM
Revenue/Sales i$340.98M$403.60M
Cost of Goods Sold iN/AN/A
Gross Profit iN/AN/A
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
EBITDA iN/AN/A
Pre-Tax Income i$106.14M$87.63M
Income Tax i$25.01M$16.36M
Net Income (Profit) i$81.13M$71.27M

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)NNISLM
Cash & Equivalents i$220.52M$3.70B
Total Current Assets iN/AN/A
Total Current Liabilities iN/AN/A
Long-Term Debt i$7.77B$6.15B
Total Shareholders Equity i$3.36B$2.40B
Retained Earnings i$3.41B$4.39B
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)NNISLM
Operating Cash Flow i$83.05M$16.04M
Capital Expenditures i$-3.38MN/A
Free Cash Flow i$87.79M$-146.05M
Debt Repayment i$-347.22M$-788.84M
Common Stock Repurchase i$-4.46M$-29.70M

Short Interest & Institutional Ownership Analysis

MetricNNISLM
Shares Short i309,1537.48M
Short Ratio i3.363.32
Short % of Float i0.02%0.04%
Average Daily Volume (10 Day) i75,4602,523,190
Average Daily Volume (90 Day) i92,5532,228,630
Shares Outstanding i36.29M210.38M
Float Shares i12.16M206.28M
% Held by Insiders i0.44%0.01%
% Held by Institutions i0.49%1.05%

Dividend Analysis & Yield Comparison: Nelnet vs SLM

MetricNNISLM
Last 12-Month Dividend i$0.84$0.63
Last 12-Month Dividend Yield i0.74%1.92%
3-Year Avg Annual Dividend i$0.90$0.50
3-Year Avg Dividend Yield i0.28%0.58%
3-Year Total Dividends i$2.70$1.51
Ex-Dividend DateFeb 28, 2025Sep 04, 2025